Obama Care vs Republicans

[Adak]

And Lamplighter, do you ACTUALLY believe that most employers will be continuing to pay into a medical insurance plan, that isn't required, for their employees?

And the “special subsidy” to which Pittenger refers is simply
a premium contribution that his employer, the federal government,
has long made to the health insurance policies of its workers.

Because I can assure you, if they're not forced to, most businesses will not be just throwing money into some expense that they don't have to.

[Lamplighter]

Originally Posted by Adak

And Lamplighter, do you ACTUALLY believe that most employers
will be continuing to pay into a medical insurance plan, that isn't required, for their employees?
<snip>
Because I can assure you, if they're not forced to, most businesses will not be
just throwing money into some expense that they don't have to.

Yes, I do.

Employers with an annual employee levels of less than 30 FTE (full time equivalents)
remain exempt from Obamacare, and larger businesses (50 FTE) are required to provide health insurance.

Even if some employers change their benefits, it will be a relatively small
part of the economy, and will eventually sort itself out over the years.

But to your point...

The economics of employee benefits does not change just because of Obamacare.
Employers can spend $ on wages or on employee benefits, such as health care... their choice.
But tax benefits to the employer of the costs of health insurance are 35%

So, employers can balance spending 100% more in a salary raise,
against only 65% more in an increase in benefits to the employee... their choice.

That is not even considering the more "emotional" side of maintaining
employer/employee relationships, including such impacts on the business
as employee turn-over, employee illness/absense, positive employee motivations towards the business, etc.

[Adak]

Originally Posted by Lamplighter

Yes, I do.

Employers with an annual employee levels of less than 30 FTE (full time equivalents)
remain exempt from Obamacare, and larger businesses (50 FTE) are required to provide health insurance.

Many of our largest companies (in terms of their number of employees), have already been given exemptions!

And the Union officials met with Obama just recently. Oh, they're not saying what deal was reached - but they got one, probably won't kick in until 2015 though, and all the fuss dies down.

I don't know what to say, except that businesses (unlike our stupid fed gov't), will NOT continue to support "Cadillac" health care plans, for the vast majority of their work force.

A few VIP's, sure. The rest - no. Oh, Apple might, because they're VERY flush with $$$ right now. The vast majority will not, however.

Even if some employers change their benefits, it will be a relatively small
part of the economy, and will eventually sort itself out over the years.

But to your point...

The economics of employee benefits does not change just because of Obamacare.
Employers can spend $ on wages or on employee benefits, such as health care... their choice.
But tax benefits to the employer of the costs of health insurance are 35%

So, employers can balance spending 100% more in a salary raise,
against only 65% more in an increase in benefits to the employee... their choice.

That is not even considering the more "emotional" side of maintaining
employer/employee relationships, including such impacts on the business
as employee turn-over, employee illness/absense, positive employee motivations towards the business, etc.

Over 12,000 pages of regulations SO FAR for Obama Care, and you say the health care provisions of the past, won't be changed?

I disagree.

"Grandma" disagrees, as well. When said we should "just send her home with a pain pill", (instead of giving her a treatment), I believe every word of it.

They have it in Great Britain, also. You get old, and now you don't qualify for this or that treatment, any more.

Here's your pain pill. That will work wonders to cure your cancer.

[Happy Monkey]

Originally Posted by Adak

And Lamplighter, do you ACTUALLY believe that most employers will be continuing to pay into a medical insurance plan, that isn't required, for their employees?

"Continuing" answers your question. It wasn't required before the ACA, and they did it.