Obamacare

[Adak]

Just heard on the radio that Aetna (CA's biggest medical insurer with 48% of the market), has dropped out of the exchange for ObamaCare.

This is going on in many states: Iowa (lost their largest insurer), New Hampshire and West Virginia have no health care provider, at all.

The larger health insurers are reluctant to get into this because it's unknown territory for them. On the one hand, the law prevents them from raising the rates above a certain level, but on the other hand, they have to provide a certain level of care to those that they cover.

To top it off, if the healthy people don't need to buy it (maybe paying the IRS penalty will be a better alternative for them), then the whole insurance plan idea, goes out the window. Insurance can't work that way. The risk has to be spread around an adequate base of subscribers.

The national health care plan is a good one, but I wish they would have done more planning and studying, before they decided to pass it into law. So many things - like all these exemptions, etc., they make for a very poor start for it.

[glatt]

Originally Posted by Adak

To top it off, if the healthy people don't need to buy it (maybe paying the IRS penalty will be a better alternative for them)

The way this is being phased in, the penalties for not buying insurance in the first year are relatively small. (At least the last time I looked into it several months ago.) So it's probably wise from a financial point of view to sit on the sidelines until next year when the penalties become real, and health care will be cheaper than the fine. Of course, if you pay for the health care, then you can use the health care. If you opt for the fine, you get nothing in return.

Debating Obamacare is kind of funny that way, because it's only being phased in slowly, so it will be a few years before we know exactly how it's going to pan out.

[tw]

Originally Posted by glatt

Debating Obamacare is kind of funny that way, because it's only being phased in slowly, so it will be a few years before we know exactly how it's going to pan out.

So why are so many easily brainwashed Limbaugh disciples telling me ObamaCare has damaged the economy? You mean these "hate all Americans" Americans do not think for themselves?

[Adak]

Originally Posted by glatt

The way this is being phased in, the penalties for not buying insurance in the first year are relatively small. (At least the last time I looked into it several months ago.) So it's probably wise from a financial point of view to sit on the sidelines until next year when the penalties become real, and health care will be cheaper than the fine. Of course, if you pay for the health care, then you can use the health care. If you opt for the fine, you get nothing in return.

Debating Obamacare is kind of funny that way, because it's only being phased in slowly, so it will be a few years before we know exactly how it's going to pan out.

Bill King, a health care insurance broker (sells plans for scads of companies), was doing a commercial today (first time I've heard this), saying that EVERY health care plan premium is going up by 30% to 100%.

You can avoid that, by re-upping your plan for another year, before 2014, with one insurer only, allowing the old rates until 2015.

There's your Affordable Health Care Act in Action.

A local DJ (not a conservative), was saying he will have a 99% increase in his health care premium, and his fiance will have a 66% increase (she earns considerably less than him). The people who really do well with Obama Care, are the very low income wage earners.

The middle class and up, will get soaked, as they are finding out. Thus their dissatisfaction with it.

[tw]

Originally Posted by Adak

A local DJ (not a conservative), was saying he will have a 99% increase in his health care premium, and his fiance will have a 66% increase (she earns considerably less than him).

People who do this stuff professionally recently discovered costs were not only reduced. But were reduced by more than originally predicted. Informed posters quote from people who actually learn facts. The naive so hate America as to routinely recite claims from a least informed and wacko extremists.

He quotes hearsay from a DJ. After all, when something comes from a voice on a radio, it must have more credibility. It must be true. It came from a magic box.

A friend loved promoting scams to the most religious. The most naive automatically believe what they are told rather than learn how to become a patriotic American - an informed moderate.

Limbaugh said, "We want America to fail." Adak still believes it.

Remember a TV show called "Threes Company"? Wacko extremists told their disciples that ABC was corrupting American morals. So their disciples called ABC in mass numbers complaining about how much they hated that show they just saw. One small problem. The first episode of "Threes Company" had not aired yet. Would not air until the next day. Amazing how disciples of wacko extremists could view a TV show a day before it aired.

Brainwashing the most naive is that easy. The law has not even taken effect. But the most dumb and naive claim ObamaCare has done major damage to the economy BEFORE it even started. Same naive also know ObamaCare has raised costs before it even started.

This is Saddam's WMDs all over again. With the most anti-Americans (dumb and uneducated manipulated by hearsay) claiming a disaster has done harm BEFORE anything even started.

His expert is a radio DJ. No wonder he believes "We want America to fail."