The temporary fund is to assist those family on the cost of premiums until the Insurance Exchange is established and the more competitively priced plans by private insurance companies who chose to participate in the Exchange are in place...a period of probably 2+ years to write regulations, put those regulations out for public comment, revise the regulations.....
The mandate to purchase insurance wont kick in until the Exchange is in place, so no one will be forced to buy insurance until that time....so many folks currently w/o insurance will not see immediate relief.
Neither bill is an overnight fix...the temporary funds will help.
I'll try to keep the defensiveness to a minimum, even with the massive misinformation campaign in place, much of which is perpetuated and regurgitated here on a regular basis.