Cash/Check/Credit/Debit

[BrianR]

cash: truck stop scale fee
check: um....set up my Direct Deposit in October (again!)
credit: paid em off years ago and don't have one but will eventually to increase credit limit
debit: my friend, I use it all the time for cash or small purchases

NOTE: If you use credit cards, you should NOT pay them off each month...carry a balance, even a small one. If you don't, the credit report shows you as carrying the maximum charge and not paying on it. Show steady use, not too much, not too little, carry a small balance and keep the payments up. That way if you suddenly need, oh, a car, you look better on paper.

[Perry Winkle]

Originally Posted by BrianR

NOTE: If you use credit cards, you should NOT pay them off each month...carry a balance, even a small one. If you don't, the credit report shows you as carrying the maximum charge and not paying on it. Show steady use, not too much, not too little, carry a small balance and keep the payments up. That way if you suddenly need, oh, a car, you look better on paper.

That's counter to everything I've ever heard anyone state ever.

[monster]

Originally Posted by BrianR

NOTE: If you use credit cards, you should NOT pay them off each month...carry a balance, even a small one. If you don't, the credit report shows you as carrying the maximum charge and not paying on it. Show steady use, not too much, not too little, carry a small balance and keep the payments up. That way if you suddenly need, oh, a car, you look better on paper.

Um, no. Urban myth built up by the card companies.