What's kind of irking you, but might work out OK in the end?

[DanaC]

Sundae, do you have a decent local MP? A lot of people have managed to get charges put back if it's deemed they've overcharged. It sounds like they have. Worth checking out. You'd be amazed how amenable some banks are when an MP's letter lands in their in-tray. I know my MP has helped a bunch of people.

[Sundae]

Originally Posted by DanaC

Sundae, do you have a decent local MP? A lot of people have managed to get charges put back if it's deemed they've overcharged. It sounds like they have. Worth checking out. You'd be amazed how amenable some banks are when an MP's letter lands in their in-tray. I know my MP has helped a bunch of people.

I live in Bucks remember - we're a true blue Tory safe seat. None other than Mr Clean hinself, David Liddington.

No, I've reached the zen-like state of writing it off. I was doing so anyway, it's just it's come a bit sooner than I expected. I don't have the mental strength to try to get any more money back after my tax fiasco. But you can bet if the banks ever agree their charges were illegal (as if - they'll still be fighting it when I am dead) then I would definitely pursue it. I've wasted 100s if not 1000s that way. And all for piddling amounts. I just don't seem to be able to micro-manage money.