Used Car Buying

[Perry Winkle]

Originally Posted by lookout123

In AZ the dealership insurance covers everything. They want people test driving vehicles and only require insurance to drive a purchased vehicle off the lot.

My question is that, if I need insurance to drive the car off the lot, how do I get it when all of the quote things ask you about the cars you own? I'm assuming I can just call up an insurance company when I am ready to buy and they'll sell me a policy and provide proof of insurance by fax or something.

I keep trying to call agents in my area but none of them will answer their damn phones.

I must be making this harder than it is.

[LabRat]

Originally Posted by Perry Winkle

I keep trying to call agents in my area but none of them will answer their damn phones.

Alternatively, call a dealership that you might be interested in buying the car from. Let them know you are looking at buying a car, but currently do not own one, and thus do not have insurance either. Might they be able to recommend a few? Many insurance agents schmooze with salesmen to get clients in exactly your situation. A busy agent is more likely to answer a call from a buddies number first, before an unknown one.

PS geico suxors. dble

[Perry Winkle]

Originally Posted by LabRat

PS geico suxors. dble

And from the quotes I just got they are 1.33 times more expensive than State Farm and 2.33 times as expensive as Progressive.

[Pie]

Originally Posted by Perry Winkle

And from the quotes I just got they are 1.33 times more expensive than State Farm and 2.33 times as expensive as Progressive.

Interesting. SF was by far the most expensive quote we got. Geico was the best, and the one we eventually picked. They paid for me to fix a chip in my windscreen with no hassle (or deductible) at all. Hope I'm not in for a rude surprise later!

[classicman]

Originally Posted by LabRat

PS geico suxors. dble

Originally Posted by Perry Winkle

And from the quotes I just got they are 1.33 times more expensive than State Farm and 2.33 times as expensive as Progressive.

I'll make an assumption here that you do NOT currently have insurance. If that is correct, go with progressive for 6 months and then call Geico again. You'll be amazed - pleasantly.

Been there done that. Oh, and good luck with the car.

Originally Posted by Pie

Interesting. Geico was the best, and the one we eventually picked.

Me too - been really happy with them for over 5 years now - and yes I have had claims.