There are any number of reasons. He might want someone to talk to. It might give him a warm and fuzzy feeling to know he was helping someone out. He might want me to pay him back for the money he loaned me. He might want to fuck my wife. Who knows?
The important thing is he would have no obligation to do so morally, ethically, socially, or legally.
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"I'm completely in favor of the separation of Church and State. My idea is that these two institutions screw us up enough on their own, so both of them together is certain death."
- George Carlin
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