NY drivers license

[Perry Winkle]

Originally Posted by Aliantha

Wouldn't an unlicenced driver affect whatever insurance is on the car too? For example, if an unlicenced driver has a crash, the insurance on the vehicle becomes null and void?

Right. Imagine you're a businessman that runs a lawn service firm. You can't get the labor you need, so you pick up undocumented migrants for less pay than the citizens you can't find to work for you.

If you're dumb or in dire need, you let these unlicensed drivers operate your equipment (e.g. driving a truck to a job-site). You eat the costs of any accident: equipment replacement, increased insurance costs, et cetera.

If these people could be licensed then any accident is covered by insurance, and your income goes up because you aren't losing so much money to equipment replacement (you might lose time and jobs, too, because you can't afford to replace all of the equipment). This extra revenue is then taxed by the government, and the rest of the community benefits (or wherever the taxes go).