Bad Credit Card

[Clodfobble]

But surely you would agree that someone who just declared bankruptcy shouldn't be given a card with a good rate and a high limit, right?

So should those people not be given any chance to rehabilitate their credit? I'll agree that their marketing strategies are incredibly unethical, especially to young people who haven't declared bankruptcy yet. But at the same time, some people who have fallen on hard times would really appreciate the chance to rebuild their credit via some sort of plan like lookout's, even if it's on unpleasant terms. And it can't be on pleasant terms, because a lot of people who have fallen on hard times of their own making would really appreciate the chance to spend several thousand more dollars they'll never pay back.