diet site

[Griff]

Originally posted by dave
Syc can tell you more about this, but basically, it's better to keep money on your card - but have enough money that you could pay it off if you absolutely needed to. Your credit rating goes up quicker that way.

My credit advisor at my credit union told me the same thing, so... I didn't just hear it from one person.

I try to keep about a $500 balance on my card and make payments whenever I need to. My credit is going up, which is a good thing (and I've gotten two cell phones now without the ridiculous deposits most companies charge - anywhere from $200-$800, which you get back with no interest after the first year).

That depends on what your goal is. We already have good credit so it would be pointless to pay 18% (warning number pulled out of ass, may reek)on whatever the carried over balance was. To us, thats just shoveling money into the furnace when it could be used elsewhere. If you're going to stay on the credit treadmill then you have to play the game, but we're getting off.