Flood Insurance

[xoxoxoBruce]

Originally Posted by richlevy

What pisses me off are the people who are not even told their houses are in a flood plain when they buy them.

That is illegal and the realtor/seller/title company can all be sued if they knew. The title company always knows.

Of course if it's flood prone and not legally flood plain, good luck.

Rereading my post I realized they are probably separating out storm(wind) damage from flood(water) damage in some cases.

[richlevy]

Originally Posted by xoxoxoBruce

That is illegal and the realtor/seller/title company can all be sued if they knew. The title company always knows.

Of course if it's flood prone and not legally flood plain, good luck.

Rereading my post I realized they are probably separating out storm(wind) damage from flood(water) damage in some cases.

We just had some flooding in this area and one of the officials on TV mentioned a 100 year flood map. I wonder what designates a flood plain if you take all 100 years into account?

There does appear to be a new weather cycle coming. I don't know if this is just the part of a natural longer cycle we don't have records for or due to manmade changes to the environment, but the patterns seem less smooth. Where there was less variation, there now seems to be a study in contrast between drought and flood.

If I were buying a house, I'd look at all 100 years to find the safest place.

[lookout123]

your county assessor's website shouls be able to show you all of that within a few clicks.