Quote:
Originally Posted by Clodfobble
So what's the reason that a "Target Red Card" gets me a 5% discount on every Target purchase...
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Thats a little different. Bottom line is that most people are not like you and will run that baby to the limit and pay tons of interest for years. That makes Target more money. Similar to other lending institutions - they want you to mess up, the fees and penalties are where a TON of money is made.