OK, does anyone know THIS?

When you get a copy of a cancelled check back from the bank, it always has all kinds of numbers stamped all over the back. Is there any way by looking at the numbers on two checks and comparing them to see if they were cashed through the same third party account? :confused:

PS Yeah, I know the signatures on the back of the check would normally reveal this, but the person who cashed the checks is very clever.

marichiko wrote:

When you get a copy of a cancelled check back from the bank, it always has all kinds of numbers stamped all over the back. Is there any way by looking at the numbers on two checks and comparing them to see if they were cashed through the same third party account? :confused:

PS Yeah, I know the signatures on the back of the check would normally reveal this, but the person who cashed the checks is very clever.

My bank will usually email you a .pdf type file of a check for you to see. I can usually read both the back and the front fairly well. Does your bank have a similar service? If you have any fraud related questions, I've always found most people at the bank to be helpful, especially when it comes to check tracing.

melidasaur wrote:

My bank will usually email you a .pdf type file of a check for you to see. I can usually read both the back and the front fairly well. Does your bank have a similar service? If you have any fraud related questions, I've always found most people at the bank to be helpful, especially when it comes to check tracing.

Well, I've got front and back copies of checks made out to me and cashed by a third party at a bank where I don't have an account at. Would the bank be willing to give me any info on a check made out to me but deposited to one of THEIR customer's accounts?

banks are generally VERY helpful in looking into these matters if there is even a hint that fraud may have been committed using them as a conduit. they may not just hand you information, but if you tell them your story they will certainly research where the money came from and where it went.

lookout123 wrote:

banks are generally VERY helpful in looking into these matters if there is even a hint that fraud may have been committed using them as a conduit. they may not just hand you information, but if you tell them your story they will certainly research where the money came from and where it went.

Cool, Lookout! So, I go into the main office of the bank with my front and back copies of the checks, ask to see a manager, and tell them I need help understanding just what came down at one of their teller's windows?

Since the money was taken from your account (right?), your bank could probably help you too. Good luck and please let us know if you track peeps down.

when they sign the check don't they have to put their acct. number on the back as well? my bank requires that.......

plthijinx wrote:

when they sign the check don't they have to put their acct. number on the back as well? my bank requires that.......

No, this bank does not seem to require that. One check was a US government check made out to me and the other was a check from an insurance company made out to me. My own bank was not involved in the cashing of either check. Both checks were cashed through the same bank.

Go a branch of that bank and tell them you need copies of the receipts for these two check. bring ID with you just in case

I would go to the bank and explain what happened. Sounds like this person took you mail, how exactly did they get you checks? You can show them your ID and show them that you didn't sign the checks (you didn't right?) and they might be able to give you the money they credited to their customer. If you signed the checks already, then there might not be anything you can do. Do you know if the checks were drawn off of the bank that cashed the checks or did a customer use their own account? That could also make a difference in what they can do. They should have images of the checks and they can use the numbers to find out whose account it was processed on unless in was in a large deposit (they don't print on each check in that case). Good luck!

I like my government and insurance money checks to go DIRECTLY into my account--no muss, no fuss. It's electronic! It's new! It keeps people from stealing your dosh!

yeah baby! speaking of which, i just got my little pay receipt.. mmm money is good

Brianna wrote:

I like my government and insurance money checks to go DIRECTLY into my account--no muss, no fuss. It's electronic! It's new! It keeps people from stealing your dosh!

My checks now DO go directly into my account. Unfortunately, I wasn't given the option of direct deposit on the two in question. I'm off to the bank now to get to the bottom of this - I hope! :mad:

CALL THE COPS !!!!! Explaine the situation and prosaqute the HELL out of the person doing this to you !!!!!! This IS fraud !!!!! You should NOT be held liable for these bogus checks !!!!!!!

I'm not trying to sound like a smartass.....but I think I'd be changing banks.

capnhowdy wrote:

I'm not trying to sound like a smartass.....but I think I'd be changing banks.

It wasn't MY bank. The checks were issued to me by two different agencies. They vanished off into a third party's account. The bank WAS able to tell me that all three checks involved went to the same individual's account, but would say nothing else. The bank said I should report it as check fraud to the issuing agencies. So that's what I'm doing. :mad:

That's all they would do??? I would be asking for the manager or who ever the biggest cheese available is, and start asking about their check cashing policies. There should be video surveillance the whole nine yards, and I'd get on it quick. Good Luck.

have you tried calling your local FBI office?

LabRat wrote:

That's all they would do??? I would be asking for the manager or who ever the biggest cheese available is, and start asking about their check cashing policies. There should be video surveillance the whole nine yards, and I'd get on it quick. Good Luck.

I DID ask about their check cashing policies. One check is extremely suspicious. It was cashed with what appears to be only my signature, no finger print on the front like most banks here require, no ID numbers written on the back, and it wasn't even counter-signed. Now, I never in my life have had ANYTHING to do with this bank, and I asked them if it was a common policy of theirs to cash $5,000 checks for non-customers and require no ID, in addition. They just sort of shrugged their shoulders. Well, I don't know about the rest of you, but I intend to dash right down to US Bank tomorrow morning with a clever forgery of a check made out to Mr. Under Toad with the assistance of my scanner and some fancy paper.

Easy street, here I come, courtesy US Bank, Colorado Springs! :3_eyes:

Time to use the spank ray.

Do you think they may have been stolen from your mailbox? If so, get a P O Box for a while, and only notify the prople you really need to (i.e. utilities, people you're expecting money from). If you still have the same problem ask the post office to investigate mail fraud. I might notify the agencies you were expecting those three checks from and let them know someone fraudulently cashed thsoe checks - you might not get the money back, but at least they'll have a heads up not to send you anymore at that address, and may bend their policy about electronic transfer to your account.

I think she's suspecting the axe murderer.

marichiko wrote:

I asked them if it was a common policy of theirs to cash $5,000 checks for non-customers and require no ID, in addition.

Why haven't you contacted the police? That's a hell of a lot of money.

wolf wrote:

I think she's suspecting the axe murderer.

Yes, I KNOW its the axe murderer. I'm gathering info to present a case to the DA's financial crimes units for prosecution. I figure if I do as much of the leg work as possible in advance, they'll be more willing to take on the case. I now have a PO Box and get all checks direct deposit, BTW.

I also got a document in the mail today outlining one of the axe murder's little side-lines as sex offender. Apparently he was playing nasty games with an 8 year old boy and got caught and found guilty as charged. YUCK!

I now fondly refer to him as the pedophile axe murderer! :rar:

Wow! What a winner! Where in the heck did you find him? Sure hope it wasn't anywhere near my new neck of the woods....... :worried:

Queen of the Ryche wrote:

Wow! What a winner! Where in the heck did you find him? Sure hope it wasn't anywhere near my new neck of the woods....... :worried:

He WILL be if you're moving to Denver. In fact, you could well run in to him. His two sisters run a business putting on entertainment extravaganzas for companies and wealthy individuals, and are headquartered out of Boulder, but do a lot of their stuff in Denver. They sometimes hire him to play at these things. Part of the story is HERE :mg:

I'm surprised the parents of the 8 y.o. boy didn't see to it that he is now the "axe murdered"

But then, that's just the non buddhist side on me talking.

zippyt wrote:

CALL THE COPS !!!!! Explaine the situation and prosaqute the HELL out of the person doing this to you !!!!!! This IS fraud !!!!! You should NOT be held liable for these bogus checks !!!!!!!

This is why I like lurking in the cellar. It expands my vocabulary. I wasn't familar with the word "prosaqute". After looking it up in my handy Oxford desk dictionary I discovered the following:

pros-a-qute 1. Younger looking skank standing on the corner. Not as
many miles on her as the other 'ho's.
2. A medical condition whereby the afflicted cannot end
any sentence without a minimum of five exclamation
marks.

farfromhome wrote:

When you ain't got nothing-you ain't got nothing to lose.

You can't get fooled again.