Obama Care vs Republicans

Adak • Sep 19, 2013 11:45 am
BIG fight coming up between those who still support the Affordable Health Care Act, and the House, who control the $$$ to fund it.

Now that the time has come to actually read the first 10,000 pages plus, of regulations regarding Obama Care, the whole law is slowly losing the popular support it once enjoyed.

Labor leaders, like the large corporations before them (and Congress itself), are or have already, had meetings with the Democratic leadership, to discuss how they can work around it with exemptions, or be subsidized for their losses, if they're forced to have it.

As all the previous warnings about Obama Care are moving from "Republican scare tactics" to reality, the act is moving slowly into the a more unfavorable rating with the public.

This will be a kicker:

You might go in for a flu shot, but your doctor is *Required* to ask about (and enter data about), your sex life.

Do you still remember when Privacy was something that actually existed? :rolleyes:

Now the House Republicans have decided NOT to fund Obama Care, unless the Democrats cut their overspending. The resulting impasse is likely to cause a *BIG* showdown, with a shutdown of the gov't, possible.

Not a further sequester, but a shutdown. Of course, such a query verges on Traitor Territory for a Democrat. The nerve of those Republicans - asking the Democrats to cut their massive overspending!! :eek:

Interesting that the House has grown enough spine to tackle this problem. In the past, they've rolled over with meaningless gestures of non-support/non-funding for Obama Care, which they knew would never even get to a vote in the Senate.



-----------------------------------------------
Democrat to Republican: "My party loves the poor, you know."
Republican to Democrat: "You must. You make a lot of them."
glatt • Sep 19, 2013 11:52 am
I suppose that's one way of looking at it.
Happy Monkey • Sep 19, 2013 11:57 am
Adak;876457 wrote:
You might go in for a flu shot, but your doctor is *Required* to ask about (and enter data about), your sex life.

[SIZE=1][citation needed][/SIZE]
Undertoad • Sep 19, 2013 11:58 am
Nope

McCaughey tells us that Obamacare is not a plan to make healthcare more accessible to every American; the real “aim [is] to turn doctors into government agents.” How? By “pressuring them financially to ask questions they consider inappropriate and unnecessary, and to violate their Hippocratic Oath to keep patients’ records confidential.”

This stuff is not true, though, fortunately. Doctors are trained to take a sexual history, as part of a thorough evaluation, even when you're just complaining of foot pain. Few disease processes happen in isolation in the body. It's all part of the strange, late-stage Jenga tower that is human health, but when a doctor asks if you're sexually active, take it as a sign that you're being thoroughly cared for.

Obamacare does say that insurance must now pay physicians for preventive services, including things like STI counseling. This is meant to help patients not contract sexually-transmitted diseases, and save the whole system money down the line. It's cheaper and easier for everyone to just not get gonorrhea than to end up with a baby blinded by gonorrhea, or to require antibiotics and contribute to the advent of super gonorrhea.

Preventive services that physicians will be encouraged to offer go well beyond sexual counseling, too. Doctors will be encouraged to talk to you about depression, alcohol abuse, obesity, etc, before these things become a problem. These are practices based on evidence. Doctors aren't forced to offer these services, and they won't be penalized if they don't. Patients likewise don't have to answer questions they don't want to. But the financial incentives will encourage doctors to actually do the things that our best evidence says is the best approach for both the individual patient and the system.

Finally, nothing in the law mandates that the answers to your questions be sent anywhere public. Oppositely, it must remain in a confidential medical record, to be viewed only by healthcare professionals who care for you, under penalty of law, as always.
Undertoad • Sep 19, 2013 12:02 pm
Nope

There are federal EHR requirements. But those are part of the HITECH Act (which was part of ARRA), not Obamacare. What Obamacare introduces is that insurance must now reimburse physicians for preventive services. These include things like STI counseling (which is why more docs may ask about sex). They also include lots of other stuff, especially for women and children. I’m fine with this, because these things work. They have evidence behind them. That’s why they’re in there. For years, we’ve paid for tons of things that don’t work, while not paying for things that do. This tries to right that balance.

But, hey, if you don’t do those things as a doctor, you won’t be “penalized”. You won’t get paid for them, and your patients might suffer, but no Obamacare thugs will come to get you. Moreover, there’s nothing in the law that mandates that the answers to your questions be sent anywhere or to the government. They’re part of your medical record, as they always have been, and they’re protected by the same laws that have always protected your data.

There are legitimate reasons to dislike Obamacare. It amazes me how opponents of the law keep needing to invent ones that aren’t accurate in order to rail against it.
tw • Sep 19, 2013 12:21 pm
There are legitimate reasons to dislike Obamacare. It amazes me how opponents of the law keep needing to invent ones that aren’t accurate in order to rail against it.

Its called ideology. Moderates are pragmatic. Which means they learn facts rather then recite an extremist gospel. Using soundbytes to obtain political office is how extremists throughout history obtain power. Preach the ideology so that the naive will only believe the first thing heard. The concept even explains why the majority once knew smoking cigarettes increases health. Resulting anger against the Surgeon General also fueled by people brainwashed in ideology.

Hitler described the process in one chapter of his book "Mein Kampf". Limbaugh needs only invent a lie. Then wacko extremists will recite the lie as if it was ordained by the Pope; as if it were god's law.

Remember those evil muslims planning to destroy America by building a mosque blocks from the World Trade Center? Extremists also knew that was evil. Ideology said so.
DanaC • Sep 19, 2013 12:30 pm
Ffs, tdub, you just lost the thread to Adak!
Adak • Sep 19, 2013 5:12 pm
Are you still naive enough to believe that personal sexual information you give to your doctor, required by the federal government, will be kept private?

Our government can't keep NSA data secret (Snowdon), it can't keep State Dept info secret (Manning). Do you recall Barrack Obama saying that they don't spy on Americans, on the TV, too?

Obama's response when it was revealed that they DO spy on Americans, on an ungodly scale, is that it's not "spying". It's "collecting metadata"! See, you don't have to admit to anything you don't want to, you just change what your definition of the words are. Ala, Bill Clinton's classic when he was caught lying:

"It all depends what your definition of is, is." :rolleyes:

If the Democrats can use the IRS to fight against their political enemies, and Homeland Security, etc., what makes you think they won't use "private" medical info against anyone they please?

@Undertoad:

You're correct about the part covered by the EHR, (that medical records must be digitized...", and I don't know anyone who has actually studied the 10,000 pages of regulations (not the law, but the regs that will actually implement the law, whose first volume was published recently. So far.. more on the way), but the fact is, your medical records may NOT remain private, and it will include info given by you, on your sex life, etc.

That is very relevant in some medical cases, but it's a HUGE inducement for political, personal, legal, and business opponents, (to say nothing of blackmailers and reporters), to get that info. For them, it's a treasure trove. I seriously doubt if such info will be kept private.

I haven't heard anyone say that we'll have the option of declining to answer, yet. Perhaps it will be like the Census takers, when they ask you what race you are. They won't arrest you if you don't answer (I believe it's inappropriate to ask), but they do insist you answer, and I've never seen them leave without an answer.
Undertoad • Sep 19, 2013 5:15 pm
My medical records already contain that, and worse than that. This is nothing less than conspiracy theory. Stop the bullshit, it's beneath you.
Adak • Sep 19, 2013 5:29 pm
Are you a political opponent of the party in power? A businessman who supports Conservative causes? Trying to win custody of your kids in an upcoming court case?

A few inappropriate photo's of Anthony Weiner in his underwear were enough to derail a senator's career. Sexual content in your medical record, and your medical record required to be stored according to federal regs, can be big trouble.

Hopefully, there will be enough on the plus side, to make it worthwhile. Right now, I'm seeing the downside of it.

After all the recent shenanigans by the Demo's, I'm not confident they can pull this one off, with a show of smart laws, and strong integrity.
BigV • Sep 19, 2013 5:31 pm
Adak;876507 wrote:
Are you still naive enough to believe that personal sexual information you give to your doctor, required by the federal government, will be kept private?

--snip


Define "private".

And what kind of personal information, sexual or otherwise, do you think is being disseminated? Who is getting what information? Who is getting it and shouldn't be getting it? Naturally, if you have a sexual secret, unless you're doing it *alone*, someone else already knows about it. Then, let's say you tell your doctor. That's three. When does it cease to be a secret, when is it no longer private?

It seems to me that you're arguing against the application of the law, by defunding it, because patients will have to reveal sexual information to their doctors who will not keep it private. That's your argument, right?

Your argument is invalid; your appeal to fear (page 26) does not support your conclusion. Since your argument is invalid (as it stands, I welcome your attempts to improve it), I do not accept your conclusion to withdraw my support for Obamacare.
BigV • Sep 19, 2013 5:41 pm
Adak;876511 wrote:
Are you a political opponent of the party in power? A businessman who supports Conservative causes? Trying to win custody of your kids in an upcoming court case?

A few inappropriate photo's of Anthony Weiner in his underwear were enough to derail a senator's career. Sexual content in your medical record, and your medical record required to be stored according to federal regs, can be big trouble.

Hopefully, there will be enough on the plus side, to make it worthwhile. Right now, I'm seeing the downside of it.

After all the recent shenanigans by the Demo's, I'm not confident they can pull this one off, with a show of smart laws, and strong integrity.

Make an argument, man. Stop bloviating and scaremongering.

State your claim. State your supporting claims. Show your work.
Lamplighter • Sep 19, 2013 7:13 pm
V, don't ask Adak to do things he can't do.

He's still ruminating Issa-isms like:
...If the Democrats can use the IRS to fight against their political enemies...
orthodoc • Sep 19, 2013 9:36 pm
Adak;876507 wrote:
I haven't heard anyone say that we'll have the option of declining to answer, yet. Perhaps it will be like the Census takers, when they ask you what race you are. They won't arrest you if you don't answer (I believe it's inappropriate to ask), but they do insist you answer, and I've never seen them leave without an answer.


Really, Adak? Every patient has the option of declining to answer any question. I question how many SS Census Takers you've actually observed ("... I've never seen them leave without an answer."), but believe me (since I have actual physician experience in two countries and many different clinical settings) - if a patient declines to answer, we DO leave without an answer. Your cognition has been fuzzed by the fumes of conspiracy theory.
tw • Sep 19, 2013 10:16 pm
ObamaCare now says I must tell the doctor what sex I am. That my business; not his. The law has no right to infringe on my privacy. It's even in the Constitution.
Adak • Sep 19, 2013 10:32 pm
@orthodoc: You haven't read the regulations yet for Obama Care, doc. If the doctor is required to ask the questions, and is being paid to do so, there will naturally be a substantial pressure on all the patients, to answer. Whether it is legally mandated, or not.

@BigV: I have. Reputations, careers, marriages, etc., could easily be ruined, just as we have seen with Anthony Weiner.

Do you REALLY believe that your private medical records, once digitized according to the federal EHR standards and Obama Care, will not be leaked, or hacked, and used by those who want to gain by doing so?

Who in our nations past would have been crushed if their infidelity had been discovered earlier? Franklin Roosevelt, both John and Ted Kennedy, Martin Luther King (for sure!), Dwight Eisenhower (likely), and many more.

I don't believe the federal gov't's needs info for their records (and it certainly isn't YOUR record anymore, since you don't possess it), on every possible aspect of our lives.

@Lamplighter: still kicking against the factual rocks, I see. Thank heaven you have YOUR facts, and facts already proven, don't matter to you.
=============================================
The Stand Off Continues
-------------------------------
So we have 11 days left. Friday, the House will vote on the bill to start the defunding of Obama Care, according to Sen. Cruz of Texas.

Majority leader Reed meanwhile, has his own subterfuge going. He's putting a bill together to allow the Senate to remove any amendment to defund OCare. Then he'll have two bills to raise the federal debt, with the amendment to defund Obama Care, sent to the House, for a vote.

That will give the Republicans a chance to say to their voters, that they voted TWICE to defund OCare. When said Bill is returned to the Senate, it will then have the amendment to defund OC removed, by the Senate, and then passed using his simple majority (instead of a super majority, which he can't get right now), and sent up to be signed.

You can read about it on TheHill website, in much more detail. I was driving while listening to Sen. Cruz, so I couldn't note all the details.

As of today, the Republican strategy will be to force the Senate into voting either to defund OCare, or to face a shut down of the entire gov't.

Now that labor is getting on board - realizing that they will lose a lot of their health care benefits that they had before, OR pay more to keep them, the groundswell against OCare is building.

Lots of people are being cut back to 29 hours per week, so their employer does not have to pay for their health care, under OCare. Many of the larger corporations, already have exemptions, as do some members of Congress, according to Sen. Cruz.

If you want to hear the full interview with Sen. Cruz (who is a very likely candidate for the Republican party for President in the next election), you can hear it at the Hugh Hewitt website.

Audio of Sen. Cruz's interview is here:
http://www.hughhewitt.com/wp-content/uploads/09-19hhs-cruz.mp3

Transcript of this and much more is here:
http://www.hughhewitt.com/
"Ted Cruz on the Coming Filibuster" is the title.
orthodoc • Sep 19, 2013 11:03 pm
@Adak: You're talking out your ass. You have no idea how things go. Docs have been asking about smoking for awhile now, and people have the right not to answer. Docs can ask about your sex life - and, surprise, it's relevant more often than not - your sore ankle could turn out to be a sign that you have Reiter's Syndrome. But you don't have to reply, or you can lie, and all that will happen is that you won't be properly diagnosed and your sore ankle will turn into a permanent disability.

Do you know what I like about Obamacare (not that YOU care)? Starting January 1, 2014, insurance companies can't discriminate against people who have 'pre-existing conditions'. They can't refuse them and they can't drop them.

That means a lot to those of us who have, let's say, cancer. Being dropped by your insurance company in the middle of chemo because you have a cancer most likely due to the assault on your system by environmental toxins such as hormones in food (agribusiness), parabens (multiple personal-care products that aren't required to prove safety), and other carcinogens foisted on us daily by the corporations that espouse your ideology, and who own our pathetic government ... will really spoil your day.

You'll go from first-world problems (eek, my stock in Monsanto/Dow/Weston/Kraft just dropped a point) to third-world victories (hooray! Now that I'm not getting chemo, I'm not vomiting every hour! Am I dying? Why yes, but at least I'm not vomiting ... ) faster than you can say 'GOP'.

But of course you haven't personally experienced any life crises yet, have you, Adak? Nothing you couldn't pay for ... yet. Don't worry, it'll happen. Life, or death, will catch up to you.

Adak, please go and spend some time outside the US. Learn how people live on our planet when they aren't in that 1%. Or just spend some time in rural America, that would also do. You might learn that people have more pressing things on their minds than whether they should be offended that their doctor asks if they're sexually active.
glatt • Sep 20, 2013 8:36 am
Obamacare is being phased in slowly, so I reserve the right to change my mind as more becomes apparent in the coming couple of years, but so far, I'm loving Obamacare.

One requirement that has already been phased in is that insurance companies must spend at least 85% of the money they collect in premiums on health care for their covered patients. If they don't meet that target, they must refund the premium money to the people who paid it. (actually, the money goes to their employers to be refunded to the employees or applied to future premium payments.) I've received premium refunds two years in a row thanks to Obamacare. The first year, it was pretty big, because the insurance company was caught with their pants down. The second year, the insurance company was able to adjust its operations so that it was a lot closer to the target and the refund was smaller. I expect that next year, there will be no refund, which is fine. It means the insurance company isn't profiteering as much as it used to be, and is actually providing healthcare more efficiently.

I also think it's telling that our system is so screwed up, we allow insurance companies to leech 15% off the top and that's considered good. Obamacare is a good start, but we need even more comprehensive health care reform.
Spexxvet • Sep 20, 2013 9:11 am
I've added a fourth Dwellar to my ignore list.
Adak • Sep 20, 2013 4:44 pm
Let's me be clear - I'm in FAVOR of a nationalized health service, but I strongly dislike the way Obama Care has been done, (and we have been lied to SO MUCH about it).

And yes, I am worried about our federal gov't, which can't keep even top secret data, from being published in newspapers around the world, and on the web, having their nose in every aspect of our lives.

I'm no fan of the health insurance companies. I recall one instance where they claimed pre-existing conditions and dropped someone when they had cancer.

The "pre-existing condition" they claimed, was acne (she was a teenager). She hardly had any acne, to boot!

But I recall the case of a doc at Kaiser Medical who was going to lose his bonus for low treatment costs per patient, so he just didn't treat a woman with breast cancer. She finally got another opinion, but it was too late by then.

Military care has had it's goof's too. Not too long ago, a Marine came back from a repeat tour of Iraq, and was found to have late stage melanoma. It had been seen and reported before his tour, when it was quite treatable, but nothing was done for him.

I respect Hillary's idea of a single payer - it's tough on the pampered American, but it's eminently fair. Obama Care has so many "favors" going out in the form of exemptions, credits, etc., it's a damn nightmare.

Most of the nightmare we've faced from the insurance companies has been due to the "favors" they got from states and Washington. Competition is severely limited, for instance. Oh yeah! Limiting competition between insurance companies will be REAL GOOD for the consumer.

BTW, I've been out of the country, working with the very poor, in Mexico, and lived WAY out in the boonies, in the Deep South, and on (you may have guessed it), Adak Island.

You will have a hard time finding a place more remote than Adak Island, trust me! Antarctica is barely less remote than Adak Island.

Welcome to Adak Island:
[ATTACH]45473[/ATTACH]
Adak • Sep 20, 2013 7:30 pm
Washington Post Poll today:

58% of those polled do NOT like the way Obama Care is being implemented. 34% of those polled LIKE the way it's being implemented.

Today, the House passed a measure to extend the debt limit, * IF * Obama Care is defunded.

Senate Democrats are solidly against that, of course. Nancy Pelosi says she can't recall any President being treated so badly, since the days of Bill Clinton, during his impeachment trial.

She seems to not remember all the scorn and name-calling that she used against Bush, for 8 years. You have a very selective and convenient memory, Nancy. ;)

Obama went to a Ford plant in the Midwest. Talked about how the efficiencies of the Ford plant - which took ZERO dollars from the gov't in bail out money, was made possible by the investment of the Federal gov't.

Huh? Unbelievable crap that Obama spews out - and never gets called out on. If Bush said that, he'd have been tarred and feathered in 80% of the media coverage around the country.

Fun Fact: There are no trees on Adak Island. Planted some years ago, but they all died, eventually.
Undertoad • Sep 20, 2013 7:47 pm
Those 58%, do they think they will be asked sex questions which will be revealed by the national news?

Did they read the entire bill, or something? Cos everything rolled out so far are the popular parts.
Adak • Sep 20, 2013 9:45 pm
Undertoad;876599 wrote:
Those 58%, do they think they will be asked sex questions which will be revealed by the national news?

Did they read the entire bill, or something? Cos everything rolled out so far are the popular parts.


No, the idea of the feds getting personal info on everyone, for every damn thing, including phone calls, emails, texts, etc., just seems quite WRONG. Obama saying on national TV that they DON'T spy on us, just before the revelations about Prism, really convinces me that our politicians will lie to us, as much as they think they can get away with.

After Prism, Benghazi (oh, it was a video demonstration, remember?), and all the rest of it, I'm sick of the liars - and I wouldn't trust them for nothing.

But the popular problem with OCare is that it's costing people and businesses more money (naturally, you can't insinuate the feds into such a large part of our economy this much, without substantial costs), and lots of people are being cut back in work hours per week, to avoid the cost to their employer.

Even the author of OCare says it's now a bunch of garbage, because of the way it's been changed and implemented.
Undertoad • Sep 20, 2013 10:21 pm
Those 58%, they are against O'care for privacy reasons?
Adak • Sep 20, 2013 10:51 pm
Undertoad;876607 wrote:
Those 58%, they are against O'care for privacy reasons?


No. They're against OCare because of the way it's being implemented. So, various reasons.

That percentage however, is what spurred the Republicans in the House on, to take todays action (vote).

In 10 days, the Senate and possibly Obama, will have to decide to either live within the current debt limit, (which they can't possibly do, I mean come on, they're democrats), and get Obama care funding support from the House, OR obtain a debt limit increase, but have to drop funding for OCare.

Between now and then I expect there will be a smear campaign deluxe, all over the media. Politicians today can't talk policy - it has to be that their political opponent is personally:

*dumb as a brick
*born stupid and ugly
*can't even talk right
*too blind to see straight ahead in a well lit room
etc. :yelsick:

Nancy Pelosi actually called those who disagree with Obama, "traitors" today. Obama says we're "messing with" him.

It can't *POSSIBLY* be about policy - Oh No! Their socialist policies couldn't possibly be wrong. :rolleyes:
orthodoc • Sep 20, 2013 11:00 pm
The reality is that the US has to move to universal coverage. The ACA is a step in that direction, but only a first baby step. It still leaves things in the hands of private insurers, because Americans refuse to contemplate anything else. BUT it takes a few steps to rein in the insurance companies' worst excesses.

I wish we (the US) would take a careful look at how universal health care has worked out in different countries and then modify things to avoid the worst pitfalls. Canada had a great program for a couple of decades, then threw it all away in 1981 with the Canada Health Act. Other countries have developed programs where public and private insurances work side by side. Everyone wins. Canada is coming to that belatedly.

Reining in the insurance companies from a few of their worst sins (unilateral breach of contract, cherry-picking, anti-trust violations) is a start. The ACA will evolve over the next several years. We have to move to a preventive emphasis or our bad habits will bankrupt us. Yes, it means someone telling us what's good for us. But given the 'free' market and the power of multinational corps to manipulate us, we haven't done well. We've let Agribusiness and Fast Food tell us what to eat and how to live. We didn't rebel against that. Maybe we should have enough independence of mind to consider other information, even if it comes from government sources. Chances are, if the information helps us live longer, it isn't a conspiracy against us.
orthodoc • Sep 20, 2013 11:10 pm
Adak;876608 wrote:

It can't *POSSIBLY* be about policy - Oh No! Their socialist policies couldn't possibly be wrong. :rolleyes:


Adak, if you're in favor of a nationalized health service, YOU are a socialist in the eyes of your political cronies. And please spare me (us) your hypocrisy about Democrats not being able to live within the current debt limit. Revisit the history of the GOP over the past couple of decades and then retire quietly to the corner.

We need a) the government to continue to function; b) universal health care with private health care available alongside; c) lots of other political goals that aren't pertinent to this thread.
Adak • Sep 21, 2013 4:22 am
orthodoc;876610 wrote:
Adak, if you're in favor of a nationalized health service, YOU are a socialist in the eyes of your political cronies. And please spare me (us) your hypocrisy about Democrats not being able to live within the current debt limit. Revisit the history of the GOP over the past couple of decades and then retire quietly to the corner.

We need a) the government to continue to function; b) universal health care with private health care available alongside; c) lots of other political goals that aren't pertinent to this thread.


No, a socialist favors a lot more than just a universal health plan.

We've had a LOT of politicians willing to spend too much / waste too much, of our money, while they served in Washington, currying favor by so doing. Why shouldn't they? It's not THEIR money they're spending, and for the most part, nobody will ever know the true amount of their little continual dips into the debt pool, in time to do anything about it.

George Bush jr., was a great example of that. There was no big surplus of money to pay for his acts of largess. Barrack Obama even called his increase in our national debt quote:

" A failure of leadership ".

And I couldn't agree more! Now that he's the one doing the unprecedented spending that makes Bush look like a Boy Scout in comparison -- well, everything's different --.

Oh yeah, I've got the hypocrites, from both parties, all in a row. :D

And helping the poor, and the sick, is not socialism - it's a moral duty.
It's how you go about it that makes the difference.

My guess is we'll have a gov't shut down at the end of the month. I can't see the Republicans backing down in the House, or the Democrats giving in, in the Senate. At least, not before the end of the month.

Time to batten down those hatches, everybody. It may be a long shut down, this time.
Lamplighter • Sep 21, 2013 2:14 pm
Overheard today:

"My 6-year old is better at handling not getting her way than the Republicans"
Adak • Sep 21, 2013 5:40 pm
Show me how the Democrats have compromised, lately!

The last great compromise (the "Contract with America") was when Clinton and Gingrich worked out some reforms and spending cuts, (which helped to really spur growth, and cut our deficit, btw).

And you may recall the gov't went through a shut down also, during their disagreements.

There was no concern in Obama Care for the essential (to my way of thinking at least), equality of the businesses and citizens. We've had:

*No pilot made to determine the REAL impact of Obama Care

*No period of study of the regulations (now at 10,000+ pages), before the bill was passed. It was "Vote for it now, and we'll write up the regulations for it later".

Health care is important to us all, and a huge part of our economy, as well. Don't just ram this down our throats and tell us to swallow it, or else.

Eliminating pre-existing conditions, allowing cross state competition among health care providers, and passing the 85% efficiency rule, along with Tort reform, would have been something both parties could have agreed to.

With the exemptions by the thousands coming out of Washington for Obama Care, I see a large loss of income for the program, and a large loss of people getting the health care.

How can you have the businesses with the most employees, getting opted out of the program? The whole purpose was to give these employees, health insurance - and thus get subscribers (businesses) paying into the program - not exemptions from it.
Lamplighter • Sep 21, 2013 6:20 pm
Show me how the Democrats have compromised, lately!


I'll show you mine if you'll show me yours (i.e., how the Republicans have compromised, lately) :rolleyes:


*No pilot made to determine the REAL impact of Obama Care


If not "pilot programs" of some kind, prior to passage of the ACA...
...what do you consider the Massachusetts' program under Romney?
...what do you consider the Oregon program under Kitzhabber ?
...there were probably several trial projects in other states earlier under
federally approved variations of their own Medicare/Medicaid programs.

Of course I've not yet seen an opponent of Obama that didn't consider
every situation "not the right way to do it" or "not the right time to do it"
Those are standard bullet points for the GOP.

*No period of study of the regulations (now at 10,000+ pages),
before the bill was passed. It was "Vote for it now, and we'll write up the regulations for it later".


Maybe we can agree that the regulations were probably not "read" by
every Congressman, but the overall plan was discussed for a long time,
with central features being made aware to everyone.
(You've listed a few in the paragraph below...)

Eliminating pre-existing conditions, allowing cross state competition
among health care providers, and passing the 85% efficiency rule,
along with Tort reform, would have been something both parties could have agreed to.


Pre-existing conditions and allowing cross state competition - obvious improvements

The 85% rule is simply one tool to force the insurance companies
and the health care providers to put their $ into delivery of care,
not advertising or CEO salaries or high MD payments or ultra-high cost hardware ?
I assume you are not opposed to all that; but if so, what are your reasons ?

Tort reform doesn't belong in this ACA legislation for several reasons,
Not only because it takes away the rights of patients to seek
recourse in the face of what courts determine to be negligence or malpractice,
but the health care insurer is not (usually) the same insurance carrier
as the "malpractice insurance company" for the medical personnel.
Tort reform did not fly previously, but it had little to do with the Democrats.
It failed to be enacted due to the lawyers in the crowd... many of whom were Republicans.
Adak • Sep 21, 2013 8:07 pm
"orthodoc" wrote:

Adak, please go and spend some time outside the US. Learn how people live on our planet when they aren't in that 1%. Or just spend some time in rural America, that would also do. You might learn that people have more pressing things on their minds than whether they should be offended that their doctor asks if they're sexually active.


Were the Adak Island geographical facts a thousand miles plus different from your pre-determinded fantasies?


Distance from Anchorage to Adak
Distance is 1926 kilometers or 1197 miles or 1040 nautical miles
The distance is the theoretical air distance (great circle distance). Flying between the two locations' airports can be a different distance, depending on airport location and actual route chosen.


That's more than the distance from Seattle, WA, to Los Angeles, CA, btw. (Adak Island is just a bit closer to Russia than it is to Anchorage.)

It is rather sad when you give advice, that you have NO IDEA what you're talking about.

"spend some time in rural America",

What a laugh.
Adak • Sep 21, 2013 8:30 pm
Lamplighter;876635 wrote:
I'll show you mine if you'll show me yours (i.e., how the Republicans have compromised, lately) :rolleyes:


How about every debt limit being raised since Obama came into office?

The Republicans want generally LESS government regulations and intrusions into our lives. LESS spending by the gov't, LOWER taxes, means less $$$ taken out of our paychecks and wallets.

There was no mandate given by the Constitution, that the House needs to keep funding programs it doesn't like - and that includes raising the debt limit - but the Republicans have gone along with it, several times. WITHOUT demanding any programs be removed from the Democrats.

Now your turn. Name spending cuts (not FUTURE spending cuts that probably will never materialize, but ACTUAL NOW spending cuts), that Obama and the Democrats have supported.

How about them noisy crickets, eh?



If not "pilot programs" of some kind, prior to passage of the ACA...
...what do you consider the Massachusetts' program under Romney?
...what do you consider the Oregon program under Kitzhabber ?
...there were probably several trial projects in other states earlier under
federally approved variations of their own Medicare/Medicaid programs.



But they're a FAR cry from Obama Care, and the Mass. program has practically bankrupted the state - a total failure. The Oregon program CAN'T bankrupt the state, but it's also harsh - nonetheless, I would definitely support this program.


Of course I've not yet seen an opponent of Obama that didn't consider every situation "not the right way to do it" or "not the right time to do it". Those are standard bullet points for the GOP.


I agree, it happens WAY too often. A real distrust and dislike builds up as the lies roll out, however. Lies like the "video demonstration causing the attack", in Benghazi. That was horrible. I can't begin to tell you how much goodwill and trust Obama lost after that fiasco.


Maybe we can agree that the regulations were probably not "read" by
every Congressman, but the overall plan was discussed for a long time, with central features being made aware to everyone.
(You've listed a few in the paragraph below...)

The regulations for Obama Care weren't even mostly WRITTEN when the vote was made. They were passing a law that was totally incomplete.

[quote]
Pre-existing conditions and allowing cross state competition - obvious improvements.

The 85% rule is simply one tool to force the insurance companies
and the health care providers to put their $ into delivery of care,
not advertising or CEO salaries or high MD payments or ultra-high cost hardware ?

I assume you are not opposed to all that; but if so, what are your reasons ?


No, I'm not opposed to them - I strongly support them!

Tort reform doesn't belong in this ACA legislation for several reasons,
Not only because it takes away the rights of patients to seek
recourse in the face of what courts determine to be negligence or malpractice,
but the health care insurer is not (usually) the same insurance carrier
as the "malpractice insurance company" for the medical personnel.
Tort reform did not fly previously, but it had little to do with the Democrats.

It failed to be enacted due to the lawyers in the crowd... many of whom were Republicans.[/QUOTE]

We need Tort reform. Requiring a surgeon to carry hundreds of thousand of dollars cost, per year of malpractice insurance, is ridiculous, and just jacks up the cost of health care, incredibly. The reform bill don't have to be a part of the ACA - we just need them.
orthodoc • Sep 21, 2013 8:34 pm
All right: you have spent some time on a remote Aleutian island. It has belonged to Aleuts, been visited but not colonized by Russians, and was the site of an American airfield during WWII. It continued as a naval air station throughout the Cold War. It boasted a peak population of 6,000 and as of 2010 had a population in the 300s.

I could ask: when were you there, and for how long?

But your answer would be irrelevant, because your example is irrelevant. I wasn't advising you to spend time in the most remote, uninhabitable place possible. I suggested you get out into RURAL America, where millions of people live and work and give birth and die, and talk to those people - live with them, learn about their challenges, concerns, fears, griefs. It interests me not at all that you spent time on a remote island in the Pacific with no permanent population.

And the 'socialist' epithet ... that's what your political party calls anyone who disagrees with them. They don't have an academic definition of 'socialist', so, given your affiliation with them, your rebuttal is invalid. I said that you were a 'socialist' by your own party's definition.
Adak • Sep 21, 2013 9:14 pm
@orthodoc:

My first president was Dwight D. Eisenhower, so a lot of my older relatives and friends are getting up close to 150 years old now. :D

Thank God, they never got sick, got married, had children, or died! ;)
Lamplighter • Sep 21, 2013 9:47 pm
Now your turn. Name spending cuts (not FUTURE spending cuts
that probably will never materialize, but ACTUAL NOW spending cuts),
that Obama and the Democrats have supported.


OK simple Google searches, starting with 2009:

The $17 billion would be saved by ending or reducing 121 federal programs.

Mr. Obama listed some of them: a long-range radio navigation system that costs $35 million
but has been rendered obsolete by global positioning systems;
a literacy program that spends half its financing on overhead,
and will be absorbed by other Education Department efforts;
and the position of education attaché to UNESCO,
based in the United States Embassy in Paris.

“None of this will be easy,” he said.

That is certainly true for about half of the savings that administration officials say
will come from military programs. The savings proposals, outlined last month
by Defense Secretary Robert M. Gates as part of a comprehensive reordering
of military spending priorities, drew howls of protest from supporters in Congress and the arms industry.

Among Mr. Gates’s targets are missile defense programs,
the Army’s costly Future Combat Systems, Navy shipbuilding,
the advanced F-22 fighter jet
and a state-of-the-art helicopter fleet for the president.



In 2010:

President Obama notched substantial successes in spending cuts last year,
winning 60 percent of his proposed cuts and managing to get Congress
to ax several programs that had bedeviled President George W. Bush for years.

Mr. Obama made progress on several other programs that had eluded Mr. Bush’s ax, including a student mentoring program in the Education Department, which went from $47 million in 2009 to zero, and Labor Department work incentive grants, which went from $17 million to zero.

[COLOR="DarkRed"]The administration says Congress accepted at least $6.9 billion of the $11.3 billion
in discretionary spending cuts Mr. Obama proposed for the current fiscal year.[/COLOR]
An analysis by The Washington Times found that Mr. Obama was victorious
in getting Congress to slash 24 programs and achieved some level of success in reducing nine other programs.

Among the president’s victories are canceling the multibillion-dollar F-22 Raptor program,
ending the LORAN-C radio-based ship navigation system and culling a series
of low-dollar education grants. In each of those cases, Mr. Obama succeeded
in eliminating programs that Mr. Bush repeatedly failed to end.

Mr. Obama made progress on several other programs that had eluded Mr. Bush’s ax,
including a student mentoring program in the Education Department,
which went from $47 million in 2009 to zero, and Labor Department
work incentive grants, which went from $17 million to zero.

Mr. Obama asked Congress to slash $26 million in funding for the Delta Health Initiative,
arguing that the government ends up paying for equipment or facilities
that should be financed by customers of private health clinics.

Instead, Sen. Thad Cochran, Mississippi Republican and ranking member
of the Appropriations Committee, inserted an earmark that keeps the money flowing
and raises the level an additional $9 million. Mr. Cochran said in his budget request
that the money will help taxpayers by improving health services in
one of the nation’s most impoverished regions.


Shall I continue ???
Dagney • Sep 21, 2013 9:51 pm
Lamplighter;876630 wrote:
Overheard today:

"My 6-year old is better at handling not getting her way than the Republicans"



There is much much love for this statement in my heart right now.

43 votes to overturn - and they still don't get their way - let's go for 44....because what the hey, we don't have anything REAL to do.
Lamplighter • Sep 21, 2013 10:22 pm
How about every debt limit being raised since Obama came into office?


Ummm....

[ATTACH]45476[/ATTACH]

[ATTACH]45477[/ATTACH]

Of course, Obama had to pay for GW Bush's wars which were run "off budget"
Had Bush/Cheney paid for their own wars, the numbers would be quite different.
Adak • Sep 22, 2013 1:09 am
I love your graph, it shows how easy it is to get stats to tell a lie. Count the years when the

Republicans were in the Presidency: 16 years
Democrats were in the Presidency: 12 years

4 years less for the Democrats is 25% less, so your "who has increased the debt ceiling the most" graph, is a total misrepresentation. You're treating 16 years, as if it were equal to 12 years. Only a democrat would postulate such nonsense.

Look at it another way - take the red and blue columns as if they were steps, and "walk" up the steps. Even with fighting the Cold War (Reagan), and spending a lot on starting the war against terror (Bush), the big - really big - "steps" in the columns, are all Obama's.

Nobody else is even close.

I'm sure you can point out a hundred cuts to the budget that Obama has made. Somehow, you have failed to point to the thousands and tens of thousands of increases that he's made.

I do appreciate your academic effort in these posts, Lamplighter. You will show better than I have, the lie that is the propaganda Obama spews out, and heretofore at least, the media has lapped up hungrily.

Just not the facts, unfortunately.
sexobon • Sep 22, 2013 2:11 am
Did you read the fine print? The top bar graph covers from 1980 on. The bottom bar graph covers from 1940 on.
Lamplighter • Sep 22, 2013 9:16 am
Picky, picky, picky... Adak, this was your challenge was:

Now your turn. Name spending cuts
(not FUTURE spending cuts that probably will never materialize,
but ACTUAL NOW spending cuts),
that Obama and the Democrats have supported.


I did that...

Re the debt ceiling... Your counting of D- and R- years as % is a silly argument.

Your way of looking at the graph is that the debt ceiling stayed constant
only 1 year under Bush Sr and 5 years under Clinton.
Wow ! that's a 500% better record for the D-'s than the R-'s !!!

The real point of the graph is that recent increases in the
debt ceiling are not the province of Obama or the Democrats only.
Looking a the "steps", it appears to me that the debt ceiling has
been increased every year but 6 since the first Bush,
and you remember what the R-'s did to him.

OHTH Carter gave Reagan an enormous surplus, and Reagan
squandered it away during his 8-year term on his 600-ship Navy.
The debt ceiling even had to be raised to accommodate that.

I can accept that both D- and R- presidents have raised the debt ceiling.
Can you ?
richlevy • Sep 22, 2013 11:36 am
Adak;876457 wrote:

You might go in for a flu shot, but your doctor is *Required* to ask about (and enter data about), your sex life.

Cite please. This reminds me of the arguments against the Equal Rights Amendment. "You don't want equal rights little lady, you could get drafted."

Adak;876457 wrote:

Interesting that the House has grown enough spine to tackle this problem. In the past, they've rolled over with meaningless gestures of non-support/non-funding for Obama Care, which they knew would never even get to a vote in the Senate.
You mean that a minority of one chamber wants to blackmail the rest by holding the entire country hostage. That's like admiring someone wearing a suicide vest. You can't fault them for their commitment, but you should certainly deplore their tactics, values, common sense.........
glatt • Sep 23, 2013 11:19 am
richlevy;876695 wrote:
You mean that a minority of one chamber wants to blackmail the rest by holding the entire country hostage...


I know a handful of federal government workers, and was just talking to one guy this weekend. Whenever there's a threatened government shutdown, it's difficult for them to do their jobs. This one guy works for a financial watchdog branch of the government, and was planning a work trip in October to go do some inspection of records at some place. He's spent the last two weeks preparing for the trip, putting the entire itinerary together and got about a dozen people to change their schedules around to be there for this inspection. (I don't know the details of what he was inspecting.) But he got a call from the OMB to cancel his plans. So that's two weeks of his planning work out the window, and various cancellation fees, and disruption caused in the lives of these other people who changed their plans to meet with him. And this place he was going to inspect is not going to be inspected now. People complain that the government wasn't keeping a close enough eye on the financial industry and that's what got us in this recession, and now they are going to shut down the federal government and do no inspections at all?

On top of that, on a personal level, he's a regular guy who is going to have the uncertainty of whether he's getting paid or not. I realize everyone else has uncertainty about their jobs, but it still sucks when that uncertainty is caused by idiots who are supposed to be running the place but are just playing a game of brinksmanship.
BigV • Sep 23, 2013 4:11 pm
Adak;876457 wrote:
snip--

...previous warnings about Obama Care are moving from "Republican scare tactics" to reality, the act is moving slowly into the a more unfavorable rating with the public.

This will be a kicker:

You might go in for a flu shot, but your doctor is *Required* to ask about (and enter data about), your sex life.

Do you still remember when Privacy was something that actually existed? :rolleyes:

--snip


so, this was your great big scary "reason" for opposing Obamacare. You were asked to provide a citation for such a claim, and you have not provided any kind of citation whatsoever.
Happy Monkey;876461 wrote:
[SIZE=1][citation needed][/SIZE]

cite please
Undertoad;876462 wrote:
Nope

debunking cite
Undertoad;876463 wrote:
Nope

another debunking cite
Undertoad;876607 wrote:
Those 58%, they are against O'care for privacy reasons?

another attempt to keep you honest and on topic--you have a demonstrated pattern of making outrageous claims like this, and while everybody's out dousing the fires of your inflammatory fictions with the cool waters of fact and reason as UT has done, hubcaps disappear. that ain't right.
richlevy;876695 wrote:

[QUOTE=Adak]You might go in for a flu shot, but your doctor is *Required* to ask about (and enter data about), your sex life.
Cite please. This reminds me of the arguments against the Equal Rights Amendment. "You don't want equal rights little lady, you could get drafted."

--snip[/QUOTE]
yet another request for your claim. Still you remain stoically silent on this point. Since you can't or won't provide the reason for your claim, I will. I suggest you, the radio dittoheads you listen to, and others as easily panicked are being stampeded by the Brothers Koch in these media misinformation public disservice spots.

Scaring the young women:

[YOUTUBE]R7cRsfW0Jv8[/YOUTUBE]


Scaring the young men:

[YOUTUBE]BsN75nt1aUU[/YOUTUBE]


There aren't any facts in the commercials, just [SIZE="4"]BOOOOOO! RAAAAAAWR! I CAN SEE YOUR PRIVATES!!!!!![/SIZE] Just be afraid. I'm sick of this kind of attempt to persuade. I'm much more interested in facts, and you are not. That's the biggest reason why we clash here. You make a claim, I'm interested to hear why you support your claim, and it's all frightened bleating. If you want to convince me, you have to interest me. To interest me, you have to stop trying to scare me. So just... Stop It.
Adak • Sep 24, 2013 8:57 am
I repeated what was mentioned prominently, on the Roger Hedgecock talk show. Roger is a former Mayor of San Diego and lawyer, who knows a LOT about politics, and yes, he's a conservative.

He doesn't give citations for every single thing, (although he does give many). Sometimes he errs, and goes over-board. Sometimes on the road listening to him, and can't get the citations.

My dislike for Obama Care is rooted in the belief that the Federal Gov't should NOT be talking over our health care. I support a national health care plan, but make it run by the health care industry (overall, they've done a good job), instead of by the Feds.

If we increase the health insurers ability to compete (instead of restrict it by law), remove the "pre-existing conditions" rule, and keep the new 85% return to the customers law in place, I think we'll really have something good.

Along with some Tort reform, of course.

The other thing is that practically, you can't have Obama Care insinuating itself into the health care industry, without a substantial cost. You can say "OH NO, it will cut costs...", but that's bunk, and you know it. Before this is over, it will cost us a great deal of money.

If Obama would support drilling for oil and gas, then OK, we could afford to do this, if that's what we wanted. But right now? We don't have the $$$$ for it.
Adak • Sep 24, 2013 9:17 am
Looks like the showdown over Obama Care may have been de-railed.

The Republican leader (Mitch McConnell) in the Senate, has confirmed that he will NOT be supporting a move to limit Sen. Reed's resolution to allow him to remove the Amendment de-funding Obama Care, in the House resolution to extend the debt limit.

It seems the Republican leadership did not approve of Sen. Cruz and Lee's efforts to bring forth this "Choose a higher debt limit, or choose to fund Obama Care", House resolution.

So they (McConnell and pals in the Senate) will axe it, but all in phrases that sound like they're fighting to kill Obama Care, of course. (McConnell is up for re-election this year, in Kentucky.)

Mitch may find that a hard act to cover up in Kentucky, if Obama Care doesn't work out well.

Republicans failing to work with other Republicans who have good ideas. Nothing new to see here! :rolleyes:
glatt • Sep 24, 2013 9:33 am
??? Because the oil and gas companies are going to pay for everyone's health care? Or is it just some sort of sense of negotiating? Obama allows a pipeline and the republicans will allow healthcare.

You can't get rid of the pre-exisiting conditions exclusion without having universal health care. Otherwise, people will just wait until they get sick and then sign up. It simply doesn't work.
Undertoad • Sep 24, 2013 12:34 pm
Adak, good on you for your post #45. Biggie called you out and you responded in kind. Much respect for that.

Without some kind of change, everyone was rolling right into Medicare/Medicaid, which to me is nationalized enough. Half of all medicine is paid for by the feds pre-O'care. People feel unprotected, while hospitals, at least around here, are like mini-Taj Mahals. Someone's getting PAID all this time...

But the system clearly wasn't working, and something had to be done. If O'care isn't sustainable we will find out soon enough, and fixes will be applied. But I personally prefer the D's let's do something as opposed to the R's let's do nothing and by the way let's get rid of the something if it's tried.
Adak • Sep 24, 2013 6:26 pm
Undertoad;876857 wrote:
Adak, good on you for your post #45. Biggie called you out and you responded in kind. Much respect for that.

Without some kind of change, everyone was rolling right into Medicare/Medicaid, which to me is nationalized enough. Half of all medicine is paid for by the feds pre-O'care. People feel unprotected, while hospitals, at least around here, are like mini-Taj Mahals. Someone's getting PAID all this time...

But the system clearly wasn't working, and something had to be done. If O'care isn't sustainable we will find out soon enough, and fixes will be applied. But I personally prefer the D's let's do something as opposed to the R's let's do nothing and by the way let's get rid of the something if it's tried.


Thanks Undertoad.

One reason the system isn't working is we (US) pay so much more than any other country, for our meds. Why the hell can't we pay the same as say, Canadians, or other Western countries? Because we have an agreement to let ourselves be gouged!

Around here (California), many hospitals have gone broke and shut down. The law is that anyone showing up at the emergency entrance, must be treated, even if they're not citizens (you aren't allowed to even ask), or of course, can't pay and are uninsured.

We have lots of illegals (who can't pay), coming in for treatments. The hospitals financial losses are *staggering*. Many have closed if they are near the border with Mexico, or along the routes they travel through the county. Others have been converted to "Clinics" which do certain specialized treatments (Oncology, etc.), but have no Emergency room.

We have given exemptions to many of our largest employers, and union members are applying for them, as well. It will be very difficult to take that away, later. This is already a big concern with Obama Care.

Keeping my fingers crossed for good and quick fixes! :cool:
Adak • Sep 24, 2013 6:38 pm
glatt;876835 wrote:
??? Because the oil and gas companies are going to pay for everyone's health care? Or is it just some sort of sense of negotiating? Obama allows a pipeline and the republicans will allow healthcare.


Because we can pay for things if we have more $$$. With more oil and gas, we (the nation), have a lot more $$$, and a lot less deficit. Norway largely funds it's socialized health care system, from it's North Sea oil wells.


You can't get rid of the pre-exisiting conditions exclusion without having universal health care. Otherwise, people will just wait until they get sick and then sign up. It simply doesn't work.


Please don't make me laugh so hard. We do this for all kinds of insurance. You have never worked in the insurance business have you? It's not as clean and simple as you seem to think it should be, but it's very doable; indeed, done every day.

You may have noticed that our economic recovery has been happening much slower than anyone predicted. Much slower than any of our recent depressions/recessions.

The biggest reason for that, is Barrack Obama's policies. At the same time he is spending like a drunken sailor, money we don't have, he's also put expensive and/or crippling requirements into place.

Top of the list, is refusing to allow any further gas and oil drilling, on any Federal land. He brags about how we're producing more gas and oil than ever, but that's ALL because he can't stop drilling on PRIVATE land. See, if you've been lied to, and the liar wasn't Barrack Obama or Bill Clinton, you haven't begun to get the very best lies just yet. Stay tuned for more!

Now the states have picked this up, and are passing laws to restrict drilling, even on private land where it was previously allowed. California is one of them.
Happy Monkey • Sep 24, 2013 8:43 pm
Adak;876903 wrote:
Because we can pay for things if we have more $$$. With more oil and gas, we (the nation), have a lot more $$$, and a lot less deficit. Norway largely funds it's socialized health care system, from it's North Sea oil wells.
Which are also socialized.

Oil drilled in America won't be giving 62.5% of its dividends back to us (the nation). A little extra profit for ExxonMobil isn't going to help our deficit.

If our choice was despoil our environment, but get single-payer healthcare, that may be a debate. But if our choice is despoil our environment and hope to get trickled down on, there isn't.
Adak • Sep 24, 2013 10:26 pm
I don't accept that insurance is "socialized". It spreads the risk and payments out, across the subscribers. Lloyds of London is NOT a socialist organization.

That's a lot different than "spreading the wealth", the way Obama has made it clear he wants to do. He makes it sound like he's not using the gov't to STEAL our money, which he certainly is. I have NO problem with medicare, because it's insurance. We pay into the system (usually, some have their own similar program), and when we need it, it's there.

Sure, payments and benefits are adjusted from time to time, but the idea is, it's something we contribute to, and can draw from, when we get ill. It's insurance.

In the Senate today, although the Senate Republican leaders have pulled the rug out from underneath them, Sen. Cruz, Lee, and a few others, are giving LONG (5 hours long, and growing), impassioned speeches on the Senate Floor, why Obama Care should be defunded.

Frankly, it's hopeless, imo, but I do dearly love the way Cruz, Lee, and the others, have stood up for what their voters have asked for.
Quite inspiring, every one of them.

Senator Cruz for President! :cool:
Adak • Sep 25, 2013 6:38 am
Sen. Cruz and buddies are STILL talking on the Senate Floor, at 03:30 AM.! They'll be speaking all night.

It's not a filibuster, because it won't stop the upcoming vote on the Senate - but it's great to hear them!

I loved the letters from the IRS union (who will have to enforce Obama Care enrollment), complaining about Obama Care! Sweet! :D

Labor is finally realizing how much they stand to lose in the way of their health benefits, and possible loss of hours, at work.

Reminds me of Jimmy Stewart in the political movie,
"Mr. Smith Goes to Washington".
Lamplighter • Sep 25, 2013 9:32 am

Wall Street Journal

9/25/13

Prices Set for New Health-Care Exchanges

[ATTACH]45485[/ATTACH]

U.S. officials for the first time disclosed insurance prices that will be offered
through new federally run health-care exchanges starting Oct. 1, showing that
young, healthy buyers likely will pay more than they do currently
while older, sicker consumers should get a break.

The plans, offered under the health-care overhaul to people who don't get insurance
through an employer or government program, in many cases provide broader coverage than current policies.

Across the country, the average premium for a 27-year-old nonsmoker,
regardless of gender, will start at $163 a month for the lowest-cost "bronze" plan;
$203 for the "silver" plan, which provides more benefits than bronze; and
$240 for the more-comprehensive "gold" plan.<snip>

The Affordable Care Act marks a fundamental shift in the way insurers price their products.
Carriers won't be allowed to charge higher premiums for consumers
who have medical histories suggesting they might be more expensive
to cover because they need more care. They will have to treat customers equally,
with limited variation in premiums based on buyers' ages or whether they smoke.
Insurers also will have to offer a more generous benefits package that includes
hospital care, preventive services, prescription drugs and maternity coverage.
<snip>
[COLOR="DarkRed"]The administration has pointed to new federal subsidies that
many lower-income Americans will be able to use to help offset the cost of premiums.
The data released by the administration indicated that for younger single people,
the value of the subsidies would be generous for someone with an annual income
of up to about $25,000, though it could tail off after that.[/COLOR]
Lamplighter • Sep 25, 2013 11:06 am
Adak;876902 wrote:

<snip>
Around here (California), many hospitals have gone broke and shut down. The law is that anyone showing up at the emergency entrance, must be treated, even if they're not citizens (you aren't allowed to even ask), or of course, can't pay and are uninsured.

We have lots of illegals (who can't pay), coming in for treatments. The hospitals financial losses are *staggering*. Many have closed if they are near the border with Mexico, or along the routes they travel through the county. Others have been converted to "Clinics" which do certain specialized treatments (Oncology, etc.), but have no Emergency room.<snip>


Once more, Adakian words with little substance regarding Obamacare...

In 2013 the LA Times DATA DESK reports
for the State of California between 1998 and 2007:

63 Hospitals closed, but only 21 of these had Emergency Rooms
[COLOR="DarkRed"]... and all but 13 of these closed more than 10 yrs ago[/COLOR] (<2003)
(Some of these facilities may have re-opened under new names or ownerships.)

466 Hospitals remain open, and 14 of these opened new ER's

[COLOR="DarkRed"]Thus, there is a net loss of only 7 ER's across the entire state.[/COLOR]

------

No hubcaps were lost or damaged during this posting
.
Happy Monkey • Sep 25, 2013 1:17 pm
So, Cruz read Green Eggs and Ham during his Fauxlibuster.

Cruz said after he finished reading the story that the book "has some applicability, as curious as it may sound, to the Obamcare debate," adding that Americans "did not like green eggs and ham, and they did not like Obamacare either."

The moral of that story is that it turned out that green eggs and ham were delicious...
orthodoc • Sep 25, 2013 7:45 pm
Now THAT was a major oops on Cruz's part. Could it be he's never read the story before ...?

As for nationalized natural resources, I'm for it. It works great in Alberta, Canada, where the oil revenue goes into the provincial economy and everyone benefits. I say the US should imitate what works.
Lamplighter • Sep 25, 2013 8:15 pm
Adak's predicted "kicker" has fizzled... as has his hero, the Texas Senator's attempt to sway his party...

WASHINGTON &#8212; Republican Senator Ted Cruz&#8217;s 21-hour, 19-minute verbal assault
on President Obama&#8217;s signature health care law ended Wednesday
when [COLOR="DarkRed"]the Senate voted 100-to-0 [/COLOR]to move to consider House legislation
that Democrats plan to use to keep the government open next week.


It doesn't happen very often for just 1 Senator to antagonize all 99 others.
orthodoc • Sep 25, 2013 8:48 pm
Nice. This is how it should work - the Senate should consider the bill that the House has sent them, and amend it as they see fit. Send it back to the House etc.

Obamacare has faults, but they can be addressed piecemeal as they arise. Doing something, rather than nothing, is a start. The end product will have been worked on and hammered out over many years and won't resemble the beginning. That's all right. We need the will to start correcting things.
Lamplighter • Sep 25, 2013 9:32 pm
Obamacare has faults...


which are as follows:
Happy Monkey • Sep 25, 2013 9:39 pm
It's not single-payer.
BigV • Sep 26, 2013 5:04 pm
touche'





well played.
xoxoxoBruce • Sep 26, 2013 9:41 pm
Happy Monkey;877088 wrote:
It's not single-payer.

That's the biggie. There are many flaws in the program, the result of the compromises necessary to get the big money/power players to not fight it. But these can be fixed, one by one. The problem I see is ever getting those changes made. Look at what Medicare pays for drugs as an example of continuing malfeasance.
tw • Sep 26, 2013 10:44 pm
While extremists are making war on a good idea from a Conservative think tank; previously callled RomneyCare. We are not advancing mankind by moving on to the next problem: excessive hospital costs and charges.

Their obstruction further exposes why they only naysay. As Limbaugh said, "We want America to fail." It explains why wackos have nothing to replace ObamaCare. That would require intelligent thinking.

Remember intelligent thinking? Same wackos rhetoric surrendered to the Taliban in Afghanistan to invent an unnecessary war called Mission Accomplished.

Even Ted Cruz did a 21 hour filibuster ... to do what? He had no purpose other than to grandstand. To rally wacko extremists to be even more hateful, destructive, and obstructive. His filibuster had no useful purpose other than to naysay.

If Congress had many fewer wackos, then long ago we moved on to the next problem - excessive hospital costs.
Adak • Sep 28, 2013 9:15 am
Happy Monkey;877000 wrote:
So, Cruz read Green Eggs and Ham during his Fauxlibuster.


The moral of that story is that it turned out that green eggs and ham were delicious...

What REALLY happened was Senator Cruz said he wanted to tell a good night story to his kids, and read from Dr. Suez, for a few minutes. Then he said goodnight and "Don't worry, Daddy will be home soon".

If it had been Obama, it would have been a touching family scene, perhaps done with a split screen. One screen showing Cruz reading the bed time story, and the other showing the kids listening at home.

But Cruz is a conservative, so instantly this really touching few minutes, were reported by most media, as something crazy or very silly. It was neither. It was a father reading a short bed time story, to his kids, when he couldn't be at home to do it personally.

That's one of the big problems for the Republican party. They have plans to fix our health care system, and a lot of other plans as well, but no one is getting it out to the media. And when they do, it gets minimum, or slanted coverage.

As long as the media treats everyone who disagrees with Obama's policies as a racist, there's no basis for honest reporting. It's all reporting "stories that fit into our framework or theme", as the New York Times editor brazenly put it. When you have a propaganda campaign instead of honest reporting, it's a wonder you have anyone willing to stand up against it. That was the entire purpose of Cruz's over-night, speech. (It wasn't a filibuster, since it did not delay or stop the vote on any bill.)

So I salute Sen. Cruz for a bold stand, along with Senators Lee, Rubio, Rand, and all the rest. It wasn't always pretty, but he did get some media attention for the fact that many Americans are against Obama Care, as it's currently being implemented, and many are concerned about the repeating increases in our debt, caused by the excessive spending of Obama and Congress.

While fighting to stop ObamaCare may be the most popular cause among Conservatives, it would be more productive to force *some* cuts in spending, in return for raising the debt ceiling.

Getting something is a lot better than nothing, and as political leaders, they have to learn that compromise is the name of the game, ultimately. This is politics, not a gun fight at the OK Corral.
Griff • Sep 28, 2013 9:37 am
I do think Republicans get screwed by the media generally on this kind of stuff. I'm sure Cruz is not a conservative though. Conservatives like a stable environment for business and families. Obamacare seeks compromises with conservatives to promote those things. We don't want a system that ruins individuals with health issues, that is the situation we're coming from. To make conservatives happy, insurance companies were included in the system instead of being destroyed for the greater good. When Tea Partiers shut down government programs they send ripples through the economy in all kinds of unforeseen ways. My non-profit does special education services for a lot less money than the public school alternative, but we're going down the drain because of last years sequester. Cruz is no conservative. His radical policies destroy businesses, jobs, and individuals. Don't hide behind the single-payer fig leaf, Cruz would never support that and you know it.
Lamplighter • Sep 28, 2013 10:13 am
What REALLY happened was Senator Cruz said he wanted to tell a good night story to his kids,
and read from Dr. Suez, for a few minutes. Then he said goodnight and "Don't worry, Daddy will be home soon".
<snip>
It was a father reading a short bed time story, to his kids, when he couldn't be at home to do it personally.<snip>


Geeesh Adak, do you really have to try to re-write everything to fit your own unique worldview.
Maybe the media coverage was a bit more than needed, but try taking a few things in politics with a grain of salt.

What you can not avoid is that Cruz's views were completely rejected by the Senate (100 to 0)
... he even voted against himself !

Like Gerald Ford bumping his head and being wrong about Poland,
Cruz likely will forever be linked to green eggs... and being wrong about them, too.
DanaC • Sep 28, 2013 10:15 am
Was this the same awesome speechifying in which he equated what was happening with healthcare in America to Nazi Germany?
Lamplighter • Sep 28, 2013 10:18 am
Yes.
richlevy • Sep 28, 2013 10:55 am
Undertoad;876508 wrote:
My medical records already contain that, and worse than that. This is nothing less than conspiracy theory. Stop the bullshit, it's beneath you.
Not really. He's already running pretty low to the ground as it is. When it comes to the barking dogs of the Right, he's pretty much a Dachshund.

As to Mr. Cruz, he has successfully leapt to the forefront. Since he was kind enough to open the Godwin Gate in his remarks, I would like to remind everyone what happened to the Nazi Party and the Iraqi Ba'ath Party.


During 1921 and 1922, the Nazi Party grew significantly, partly through Hitler's oratorical skills, partly through the SA's appeal to unemployed young men, and partly because there was a backlash against socialist and liberal politics in Bavaria as Germany's economic problems deepened and the weakness of the Weimar regime became apparent.


Hussein became President of Iraq, Chairman of the Revolutionary Command Council, Prime Minister and General Secretary of the Regional Command of the Ba'ath Party in 1979, during a wave of anti-regime protests in Iraq led by the Shia community
I'm sure that Ted has read Mein Kampf multiple times and probably highlighted what he considers the good parts. So if he succeeds in his personal ambition, how many titles will he have?
Happy Monkey • Sep 28, 2013 3:22 pm
Adak;877475 wrote:
What REALLY happened was Senator Cruz said he wanted to tell a good night story to his kids, and read from Dr. Suez, for a few minutes. Then he said goodnight and "Don't worry, Daddy will be home soon".


Cruz said after he finished reading the story that the book "has some applicability, as curious as it may sound, to the Obamcare debate," adding that Americans "did not like green eggs and ham, and they did not like Obamacare either."
DanaC • Sep 28, 2013 3:24 pm
Is this the same guy who said entitlements once in place are never removed and that people become 'addicted' to those entitlements?

So...Americans don't like Obamacare, but if they get healthcare entitlements they'll like them so much they'll never want to give them up?
richlevy • Sep 28, 2013 10:03 pm
Saw an interview with a Republican congressman who also happens to be a doctor. He stated that his opposition to the law was because it was flawed and that Americans deserved the more perfect, Republican supported approach to affordable and accessible healthcare that he implied was ready to be implemented at a moment's notice.:lol2:

It sounds like the kind of bullshit someone late on their rent would use with their landlord.

"Look, I know that the rent's due and it 750 dollars, but all I have is 695 and I really think that you deserve all of it considering this really great apartment. I couldn't even imagine insulting you with a partial payment, so if you come back in two weeks you will get what you really deserve."

I don't think that there is anyone who believes that the party in the majority in the house had an effective health care proposal they were fully willing to support that they just happened to fail to bring to the floor.

[youtube]Y0cF2piwjYQ[/youtube]
Adak • Sep 29, 2013 3:10 am
If you saw Cruz reading Dr. Seuss to his kids, all the way through, you would have to agree:

It was a touching family moment. I don't care WHAT your politics are, this rose above it. Of course, Senator Cruz is the "Conservative devil of the month", so he is to be vilified by all the media, and the loyal non-thinkers who honestly believe:

* wealth is made by the gov't.

* and since the gov't prints the money, the more bills we print, the higher our wealth will become.

I nearly fell over when Nancy Pelosi was explaining that food stamps were "an excellent stimulus for the economy".

And not ONE* reporter questioned the madness of that statement, although it was widely covered by the media.

*that I heard about

Today on CBS news I was listening to how the Republicans were trying to "destroy" the government, with their latest resolutions, etc.

Not one word of anything fair or impartial about the Republicans. Nope, they're the devils, and we're going to slander them until the cows come home, and then get up and do it again tomorrow.

Because they know that making one party, hate the other party, makes for great compromises in Washington. :rolleyes::rolleyes:
tw • Sep 29, 2013 3:28 am
Adak;877592 wrote:
It was a touching family moment.

A politician was wasting everyone's time. Even Cruz could not define what his purpose was. It did not matter. He was promoting himself to the naive who ignored he was filibustering without purpose. He had no strategic objective. And still some foolishly praised him for wasting time reading about green eggs.

Eventually even he voted to do what he said he was trying to stop.

Even the Geico Gecko speaks with a purpose.
Adak • Sep 29, 2013 4:58 am
tw;877593 wrote:
A politician was wasting everyone's time. Even Cruz could not define what his purpose was. It did not matter. He was promoting himself to the naive who ignored he was filibustering without purpose. He had no strategic objective. And still some foolishly praised him for wasting time reading about green eggs.

Eventually even he voted to do what he said he was trying to stop.

Even the Geico Gecko speaks with a purpose.


Senator Cruz explained EXACTLY what his purpose was. When was the last time you actually HEARD opinions other than your own, expressed?

His objective was strategic, not tactical. Learn the difference!

Good, you listen to animated commercials - well, we all have to start somewhere.
Clodfobble • Sep 29, 2013 8:00 am
Adak wrote:
If you saw Cruz reading Dr. Seuss to his kids, all the way through, you would have to agree


Just so we're clear, Senator Cruz was in Washington, and his kids live in his home state of Texas. When Congress is in session, he sees them very little, like all Congressmen. He was not missing any extra time with his kids because of this particular stunt.
infinite monkey • Sep 29, 2013 9:58 am
Adak;877475 wrote:
What REALLY happened was Senator Cruz said he wanted to tell a good night story to his kids, and read from Dr. Suez, for a few minutes. Then he said goodnight and "Don't worry, Daddy will be home soon".

If it had been Obama, it would have been a touching family scene, perhaps done with a split screen. One screen showing Cruz reading the bed time story, and the other showing the kids listening at home.

But Cruz is a conservative, so instantly this really touching few minutes, were reported by most media, as something crazy or very silly. It was neither. It was a father reading a short bed time story, to his kids, when he couldn't be at home to do it personally.

That's one of the big problems for the Republican party. They have plans to fix our health care system, and a lot of other plans as well, but no one is getting it out to the media. And when they do, it gets minimum, or slanted coverage.

As long as the media treats everyone who disagrees with Obama's policies as a racist, there's no basis for honest reporting. It's all reporting "stories that fit into our framework or theme", as the New York Times editor brazenly put it. When you have a propaganda campaign instead of honest reporting, it's a wonder you have anyone willing to stand up against it. That was the entire purpose of Cruz's over-night, speech. (It wasn't a filibuster, since it did not delay or stop the vote on any bill.)

So I salute Sen. Cruz for a bold stand, along with Senators Lee, Rubio, Rand, and all the rest. It wasn't always pretty, but he did get some media attention for the fact that many Americans are against Obama Care, as it's currently being implemented, and many are concerned about the repeating increases in our debt, caused by the excessive spending of Obama and Congress.

While fighting to stop ObamaCare may be the most popular cause among Conservatives, it would be more productive to force *some* cuts in spending, in return for raising the debt ceiling.

Getting something is a lot better than nothing, and as political leaders, they have to learn that compromise is the name of the game, ultimately. This is politics, not a gun fight at the OK Corral.


Dr Suez. :lol2:

What a man, what a plan, what a canal! :lol: I'm so touched by Cruz the Suess. *wipes away tear*
xoxoxoBruce • Sep 29, 2013 11:27 am
tw;877593 wrote:
A politician was wasting everyone's time. Even Cruz could not define what his purpose was. It did not matter. He was promoting himself to the naive who ignored he was filibustering without purpose. He had no strategic objective. And still some foolishly praised him for wasting time reading about green eggs.

Eventually even he voted to do what he said he was trying to stop.

Even the Geico Gecko speaks with a purpose.

He had a purpose, he raised $1.5 million for his campaign chest with that stunt.
Lamplighter • Sep 29, 2013 12:02 pm
Adak;877594 wrote:
<snip>
Good, you listen to animated commercials - well, we all have to start somewhere.


ad hominem - the sign of a lost argument.
DanaC • Sep 29, 2013 12:11 pm
[YOUTUBE]r3Vbn7h-Zps[/YOUTUBE]
Lamplighter • Sep 29, 2013 1:28 pm
Today's GOP spiraling bullet point:

Sen Ted Cruz et al. and the GOP are now spinning a deteriorating and spiraling POV
that Obamacare "gives special exemptions to Congress... over the rights of individual citizens"

-----

As posted here earlier, during the 2010 debate over the Affordable Care Act,
Sen. Chuck Grassley, R-Iowa, proposed (a poison pill) amendment requiring members of Congress
and their staffs to purchase health insurance though state exchanges.
Democrats, viewing the amendment as a political stunt,
co-opted the idea as their own and inserted it into the bill.

Congressional members are paid by the US Government.
Some of their congressional staff are paid by the US Government,
but some "staff members" are not employees of the US Government,
such as the member's election committee staff, home district office staff, etc.
Thus, [COLOR="DarkRed"]the US Government is the "employer" to all Congress members and some of their staff.[/COLOR]

Cutting more directly to the point...

FactCheck.org
9/27/13
No ‘Special Subsidy’ for Congress
The exchanges were intended for uninsured people who
couldn't get health insurance through their employer or qualify for Medicaid.
Those who had access to health benefits meeting minimum coverage levels
could still purchase insurance on the exchanges
— but without a subsidy and using after-tax income.

Holding members of Congress and their staffs to that standard would have
the effect of stripping them of the employer-paid health coverage they currently get,
which is the same as any other federal employee.
So the Office of Personnel Management issued a proposed rule in August
making clear that [COLOR="DarkRed"]the government would continue to pay the employer contribution[/COLOR]
for congressional health benefits at the same rate as if members were still on the federal plan.

[QUOTE]
Congress isn’t “exempt” from the law.
It wasn’t exempt back in 2010, when we first debunked such a claim;
nor were lawmakers exempt in May when the bogus bit surfaced again.
Three months later, they’re still not exempt.
In fact, as we’ve said before, lawmakers and their staffs
face additional requirements that other Americans don’t.

And the “special subsidy” to which Pittenger refers [COLOR="DarkRed"]is simply
a premium contribution that his employer, the federal government,
has long made to the health insurance policies of its workers.[/COLOR]
[/QUOTE]
tw • Sep 29, 2013 1:30 pm
xoxoxoBruce;877609 wrote:
He had a purpose, he raised $1.5 million for his campaign chest with that stunt.

His purpose was to get the most easily brainwashed to give him more money. He successfully rewarded his greed. Extremists say it was good - to screw America.

A patriotic Cruz would have proposed eliminating the paper dollar bill to save a $billion annually. But working for America contradicts his purpose. Extremists work for their agenda - at the expense of America. Same people also massacred 5000 American servicemen in Mission Accomplished. Said that also was good. And got more contributions for doing it.
Adak • Sep 30, 2013 4:46 am
Clodfobble;877600 wrote:
Just so we're clear, Senator Cruz was in Washington, and his kids live in his home state of Texas. When Congress is in session, he sees them very little, like all Congressmen. He was not missing any extra time with his kids because of this particular stunt.


Wrong again!

Like most Congressmen, he keeps in touch with his family during the time they're in Washington, by using things like Skype, and the telephone, etc.

That includes reading bedtime stories, to his two sons. Man, you guys are a cynical bunch.
Adak • Sep 30, 2013 4:52 am
And Lamplighter, do you ACTUALLY believe that most employers will be continuing to pay into a medical insurance plan, that isn't required, for their employees?


And the &#8220;special subsidy&#8221; to which Pittenger refers is simply
a premium contribution that his employer, the federal government,
has long made to the health insurance policies of its workers.



Because I can assure you, if they're not forced to, most businesses will not be just throwing money into some expense that they don't have to.
Adak • Sep 30, 2013 4:56 am
infinite monkey;877603 wrote:
Dr Suez. :lol2:

What a man, what a plan, what a canal! :lol: I'm so touched by Cruz the Suess. *wipes away tear*


Sorry, but I didn't hear about Dr. Suess growing up. My family wasn't one for bedtime stories - ever.
tw • Sep 30, 2013 9:14 am
Adak;877693 wrote:
My family wasn't one for bedtime stories - ever.

So the Tea Party says bogeymen are now hiding under everyone's bed. Evil witches and liberals now hide around every corner. Why do so many adults read those bedtime stories?
Lamplighter • Sep 30, 2013 9:17 am
Adak;877693 wrote:
Sorry, but I didn't hear about Dr. Suess growing up. My family wasn't one for bedtime stories - ever.


Ahhh.... at least now we have an explanation for the unfortunate Adakian mindset.
infinite monkey • Sep 30, 2013 9:48 am
Adak;877691 wrote:
Wrong again!

Like most Congressmen, he keeps in touch with his family during the time they're in Washington, by using things like Skype, and the telephone, etc.

That includes reading bedtime stories, to his two sons. Man, you guys are a cynical bunch.



Wrong again!


Cruz has two daughters.
glatt • Sep 30, 2013 9:50 am
*snort*
Lamplighter • Sep 30, 2013 10:43 am
Adak;877692 wrote:
And Lamplighter, do you ACTUALLY believe that most employers
will be continuing to pay into a medical insurance plan, that isn't required, for their employees?
<snip>
Because I can assure you, if they're not forced to, most businesses will not be
just throwing money into some expense that they don't have to.


Yes, I do.

Employers with an annual employee levels of less than 30 FTE (full time equivalents)
remain exempt from Obamacare, and larger businesses (50 FTE) are required to provide health insurance.

Even if some employers change their benefits, it will be a relatively small
part of the economy, and will eventually sort itself out over the years.

But to your point...

The economics of employee benefits does not change just because of Obamacare.
Employers can spend $ on wages or on employee benefits, such as health care... their choice.
But tax benefits to the employer of the costs of health insurance are 35%

So, employers can balance spending 100% more in a salary raise,
against only 65% more in an increase in benefits to the employee... their choice.

That is not even considering the more "emotional" side of maintaining
employer/employee relationships, including such impacts on the business
as employee turn-over, employee illness/absense, positive employee motivations towards the business, etc.
Happy Monkey • Sep 30, 2013 11:57 am
Adak;877692 wrote:
And Lamplighter, do you ACTUALLY believe that most employers will be continuing to pay into a medical insurance plan, that isn't required, for their employees?
"Continuing" answers your question. It wasn't required before the ACA, and they did it.
infinite monkey • Sep 30, 2013 12:32 pm
I reposted because my post got orphaned and it would be a damn shame if Adak didn't see how unfactual his facts are: even to the widdle childwen we are supposed to get all sentimental about.

Adak;877691 wrote:
Wrong again!

Like most Congressmen, he keeps in touch with his family during the time they're in Washington, by using things like Skype, and the telephone, etc.

That includes reading bedtime stories, to his two sons. Man, you guys are a cynical bunch.


infinite monkey;877718 wrote:
Wrong again!


Cruz has two daughters.
Adak • Sep 30, 2013 11:06 pm
Lamplighter;877728 wrote:
Yes, I do.

Employers with an annual employee levels of less than 30 FTE (full time equivalents)
remain exempt from Obamacare, and larger businesses (50 FTE) are required to provide health insurance.


Many of our largest companies (in terms of their number of employees), have already been given exemptions!

And the Union officials met with Obama just recently. Oh, they're not saying what deal was reached - but they got one, probably won't kick in until 2015 though, and all the fuss dies down.

I don't know what to say, except that businesses (unlike our stupid fed gov't), will NOT continue to support "Cadillac" health care plans, for the vast majority of their work force.

A few VIP's, sure. The rest - no. Oh, Apple might, because they're VERY flush with $$$ right now. The vast majority will not, however.


Even if some employers change their benefits, it will be a relatively small
part of the economy, and will eventually sort itself out over the years.

But to your point...

The economics of employee benefits does not change just because of Obamacare.
Employers can spend $ on wages or on employee benefits, such as health care... their choice.
But tax benefits to the employer of the costs of health insurance are 35%

So, employers can balance spending 100% more in a salary raise,
against only 65% more in an increase in benefits to the employee... their choice.

That is not even considering the more "emotional" side of maintaining
employer/employee relationships, including such impacts on the business
as employee turn-over, employee illness/absense, positive employee motivations towards the business, etc.


Over 12,000 pages of regulations SO FAR for Obama Care, and you say the health care provisions of the past, won't be changed?

I disagree.

"Grandma" disagrees, as well. When said we should "just send her home with a pain pill", (instead of giving her a treatment), I believe every word of it.

They have it in Great Britain, also. You get old, and now you don't qualify for this or that treatment, any more.

Here's your pain pill. That will work wonders to cure your cancer. :rolleyes:
Adak • Sep 30, 2013 11:09 pm
infinite monkey;877746 wrote:
I reposted because my post got orphaned and it would be a damn shame if Adak didn't see how unfactual his facts are: even to the widdle childwen we are supposed to get all sentimental about.


Sorry, I've been working on a computer program for external sorting, and I don't care if Sen. Cruz has sons or daughters. Castigating the man for reading them a bed time story for a few minutes, when the floor of the Senate is virtually empty, is WRONG.

And you're quite uncivil in your doing so, may I say.
infinite monkey • Oct 1, 2013 12:21 am
Oh, you can say it, but at this point don't expect anything you say to hold much water.

But I did enjoy the 'harumphy' feel of it. :lol:
Lamplighter • Oct 1, 2013 12:41 pm
Today, the GOP got it's way... they did not compromise or miss a beat
in their refusal to do anything but act as bullies, :nadkick:
... leaving others to deal with the consequences of their
obsessive compulsion over Obamacare.

If you are inconvenienced, in even a minor way, by this government shut down,
think back about Adak, and his hero (R) Senator Cruz from Texas, aka "Mister Green Eggs",
and the unsagacious GOP.

(I know, that's not really a word... but neither is the GOP a coherent party)
.
Adak • Oct 1, 2013 9:24 pm
We've had a long series of lies on spending, from the Democrats. Reagan, Bush Sr. Carter, Bush Jr., - all their administrations were promised by the Democrats, that they'd cut spending in a meaningful and timely manner.

All lies.

Obama has TONS of items besides healthcare that he could use to foster a compromise, and stop the shutdown.

But he won't use them. Because he can't stop spending, he can't stop trying to make the upper classes poorer, by "redistributing" their wealth. He can't stop growing the Federal gov't.

And he doesn't HAVE to compromise. All he has to do is convince you that the entire shutdown is being caused by those Republicans - so blame them.

Eventually, those "hostage taking" Republicans, will have to give up, Obama wins, and the Democrats get to keep spending us into oblivion. Businesses and jobs are being lost here, but the Democrats love the poor - so they make more.


Benjamin Franklin said it much better:


When the people find that they can vote themselves money, that will herald the end of the republic.


And a couple favorites:

Where liberty dwells, there is my country.

God grant that not only the love of liberty but a thorough knowledge of the rights of man may pervade all the nations of the earth, so that a philosopher may set his foot anywhere on its surface and say: This is my country.
glatt • Oct 1, 2013 10:09 pm
Thanks to the shutdown, the NIH stopped accepting new patients this week in their new drug trials, including children with cancer.

Good job, tea party.
Adak • Oct 2, 2013 2:42 am
glatt;878037 wrote:
Thanks to the shutdown, the NIH stopped accepting new patients this week in their new drug trials, including children with cancer.

Good job, tea party.


Oh Yes! Glatt, what are you thinking here? That's why Obama decided to close the White House for tours to the public, earlier.

That's why the National Parks and monuments are shut down, now.

That why the National Zoo shut off the live cam on the Panda cubs. How much money does it take to keep a live cam turned on? Nothing.

The Democrats idea here is to make you suffer. If they just make you discomforted enough, you will give up a bit more of your liberty, to the Feds. And they don't have to listen to you bitching about it, anymore - because they can make you suffer whenever they want to.

If those pesky Republicans will just get cowed down, life could be SO MUCH easier.

A representative gov't, a gov't that has to respect our stated liberties in the documents that gave our country birth. Who needs that?:rolleyes:

The House has tried several times to meet with the Senate and find a compromise to their differences.

Harry Reed (Senate Majority Leader), flatly refuses to any such meeting, and has advised the President to avoid attending such a meeting, as well.

They have to make us suffer, they have to beat down the Republicans, or they can't take away our liberties.
infinite monkey • Oct 2, 2013 4:20 am
I wish they could shut YOU down. Or even up.

:zzz:
Jesus • Oct 2, 2013 5:13 am
Adak;878054 wrote:
Oh Yes! Glatt, what are you thinking here? That's why Obama decided to close the White House for tours to the public, earlier.

That's why the National Parks and monuments are shut down, now.

That why the National Zoo shut off the live cam on the Panda cubs. How much money does it take to keep a live cam turned on? Nothing.

The Democrats idea here is to make you suffer. If they just make you discomforted enough, you will give up a bit more of your liberty, to the Feds. And they don't have to listen to you bitching about it, anymore - because they can make you suffer whenever they want to.

If those pesky Republicans will just get cowed down, life could be SO MUCH easier.

A representative gov't, a gov't that has to respect our stated liberties in the documents that gave our country birth. Who needs that?:rolleyes:

The House has tried several times to meet with the Senate and find a compromise to their differences.

Harry Reed (Senate Majority Leader), flatly refuses to any such meeting, and has advised the President to avoid attending such a meeting, as well.

They have to make us suffer, they have to beat down the Republicans, or they can't take away our liberties.



You actually have that the wrong way round. The Dems have reached out 16/17 times to go to conference in the past 6 months over the budget. Each time the tealiban wing of the party refused to allow any negotiation because it's all or nothing with them, and each fight is yet another conservative purity test.

Not really sure how you can accuse the dems of wanting to take your liberties. Remind me again which president introduced the patriot act?

I'm not sure whether you actually believe this nonsense or whether you're just entrenched in your political idealogies, and spend too much time in front of Faux noise.
DanaC • Oct 2, 2013 6:17 am
'tealiban' Ha! Haven't come across that one before.

Welcome to the Cellar, Jesus!
Jesus • Oct 2, 2013 7:07 am
DanaC;878060 wrote:
'tealiban' Ha! Haven't come across that one before.

Welcome to the Cellar, Jesus!


Hi, and thank you for your very kind welcome.
DanaC • Oct 2, 2013 7:30 am
Continuing in my long tradition of getting most of my US news from the Daily Show, I just saw heard the most outrageous quote from a Republican congressman about the reasons for the shutdown:

Todd Rokita (R. Indiana): 'We just want to help the American people get by and through what is one of the most insidious laws ever created by man; and that is Obamacare'.

Wow. That is some seriously unbalanced perspective.
Jesus • Oct 2, 2013 8:09 am
When poor old white supremacists are being affected by the shut down, then it's gone too far. Republicans harming their base won't do them any favours!


http://www.huffingtonpost.com/2013/10/01/kkk-rally-canceled_n_4024192.html?utm_hp_ref=mostpopular

A Ku Klux Klan rally planned for Saturday, Oct. 5 has been canceled because of the government shutdown.

On Sept. 26, officials at Gettysburg National Military Park granted a special-use permit for a rally to a Maryland-based KKK group. According to NBC 10 Philadelphia, the event was canceled when park officials rescinded all permits for special events because of the shutdown, which began 12 a.m. ET on Tuesday.

“Tourists will find every one of America's national parks and monuments, from Yosemite to the Smithsonian to the Statue of Liberty, immediately closed,” Obama said in a statement Tuesday. “And of course the communities and small business that rely on these national treasures for their livelihoods will be out of customers and out of luck.”

But not everyone took the closing of national parks and monuments sitting down. A group of World War II veterans visiting the National Mall on Tuesday stormed the WWII Memorial -- which is now technically closed to the public -- to pay their respects.
glatt • Oct 2, 2013 8:20 am
A rational person would think that, but the KKK is just going to blame the shutdown on the Democrats.
Jesus • Oct 2, 2013 8:30 am
cuz that kenyun in the white house running the gubmint when he aint even legally the presdint?
Lamplighter • Oct 2, 2013 9:27 am
Are people in the US prepared for a government shut down
for more than 2 weeks due to the GOP-obsession with Obamacare ?
That's when "Debt Ceiling" will supersede all the budget disagreements ?

This article starts out talking about the possibility of Obama
circumventing the Congress on the Dept Ceiling by some how invoking
the 14th Amendment of the Constitution.


Politico
Manu Raju, Jake Sherman and Carrie Budoff Brown
10/2/13

Wall Street comes to Washington. Will it matter? &#8212; Get ready for 14th amendment talk
Section 4 of the Reconstruction Era 14th amendment holds that
&#8220;[t]he validity of the public debt of the United States, authorized by law &#8230; shall not be questioned


But then it also gets into the current stew of yesterday's shut down of the government...

<snip>A harsh reality began setting into Capitol Hill &#8230;

The U.S. government may not reopen until the two parties reach a deal to raise the national debt ceiling. &#8230;
[COLOR="DarkRed"][I]f the standoff continues to creep toward the Oct. 17 deadline to raise the $16.7 trillion national debt ceiling,
the two issues will become intertwined &#8212; and potentially intractable.
[/COLOR]
House Republican leaders and top Senate Democrats privately began discussing this increasingly likely possibility Tuesday,
but the two sides have yet to engage in any direct negotiations in the acrimonious budget dispute &#8230;
Within the next few days, if House Republicans don&#8217;t accept a Senate plan to open the government until mid-November,
Reid is highly unlikely to accept a budget deal if it does not increase the debt ceiling, Democratic sources said Tuesday.

&#8220;If the House GOP won&#8217;t back the Senate&#8217;s stopgap plan by later this week,
Democrats are prepared to argue that it makes little sense to agree to a short-term spending bill
if Congress is forced to resolve another fiscal crisis in just a matter of days.
&#8230; A White House official said Tuesday night that the president could get behind Reid&#8217;s strategy.

&#8230; Republicans were internally weighing including a debt ceiling hike in their demands
to convene a House-Senate conference committee to discuss a bill to reopen the government.
In the coming days, the GOP leadership is likely to change its rhetoric,
with Republicans arguing about government funding and the debt ceiling in the same breath.&#8221;<snip>


Somehow, and I don't yet understand it, the GOP wants a Conference Committee
because by procedural rules, a vote will require 60% of the Congress (Senate filibuster ?),
not a majority of 51% as it is now.
Jesus • Oct 2, 2013 9:54 am
Lamplighter;878087 wrote:
Are people in the US prepared for a government shut down
for more than 2 weeks due to the GOP-obsession with Obamacare ?
That's when "Debt Ceiling" will supersede all the budget disagreements ?

This article starts out talking about the possibility of Obama
circumventing the Congress on the Dept Ceiling by some how invoking
the 14th Amendment of the Constitution.


Politico
Manu Raju, Jake Sherman and Carrie Budoff Brown
10/2/13

Wall Street comes to Washington. Will it matter? &#8212; Get ready for 14th amendment talk


But then it also gets into the current stew of yesterday's shut down of the government...



Somehow, and I don't yet understand it, the GOP wants a Conference Committee
because by procedural rules, a vote will require 60% of the Congress (Senate filibuster ?),
not a majority of 51% as it is now.


The GOP wants a conference committee, because they're trying to open negotiations on the things they want. Dems have offered this numerous times in the last 6 months, and each time it's been rejected.

The GOP now want to be seen as the reasonable party, so by suggesting negotiations, it may look to the less informed citizens, as though the Democrats are the real party blocking this, and shutting down the government.

Also, negotiations happen when two opposing sides both have something the other one wants. This definitely isn't the case. Keeping the country open and paying it's already accrued bills used to be a bi-partisan position.

The issues that are they are now left with:

Medical device tax - I'm not sure of both sides of this argument, but it is unpopular on both sides, but I read something the other day explaining how that was how the whole law was helping to be funded, so cutting it, may seem reasonable, but there is a reason most of the GOP wants to do it immediately.

Treat congressmen the same as ordinary Americans - this is just a massive roundabout way of slicing the benefit packages of all of their staffers, and is an appalling thing to do, dressed up in the American flag.

Delay Obamacare for a year - This is purely a way to ensure victory in next years midterms. There is no other reason or justification for it. A fired up right wing base will flip the senate (which it may do regardless), and the gerrymandering in house districts make it already super difficult for the dems to take it back.
Adak • Oct 2, 2013 1:00 pm
Jesus;878059 wrote:
You actually have that the wrong way round. The Dems have reached out 16/17 times to go to conference in the past 6 months over the budget. Each time the tealiban wing of the party refused to allow any negotiation because it's all or nothing with them, and each fight is yet another conservative purity test.

Not really sure how you can accuse the dems of wanting to take your liberties. Remind me again which president introduced the patriot act?

I'm not sure whether you actually believe this nonsense or whether you're just entrenched in your political idealogies, and spend too much time in front of Faux noise.


Oh yes! The Democrats are MORE than willing to cut expenditures based on official projections, sometime in the future.

Cut! Cut! Cut!!

Just like they did for Bush Sr., (ruining his hopes for re-election), Reagan, Bush Jr., and every other President who wanted to cut spending.

Then they don't ACTUALLY cut the spending when the promised time arrives. We've seen it so many times over the last several administrations, it's quite the norm now.

A lot of the Republicans would like to meet with the Senate Democrats, and work on SOMETHING to get this shutdown shut off, but now, when it's most critical, the Senate won't meet with them.

Their former offer was a sham - they cut next to nothing, and refused to honor most of what they agree to. Now that there is real pressure, and they'd have to REALLY negotiate - probably with the press actually taking notes of what was being done - they want nothing to do with it.

I understand. Obamacare is Obama's signature law, and the Democrats legacy this term. They certainly don't want to delay it.

Boehner by the way, didn't want to fight over Obamacare. He said that many months ago. Unfortunately, Obamacare is so unpopular, the hard line Republicans demanded he take a stand on it.

Several years back, Boehner was demoted from the leadership position he held in the House, because he didn't really listen to the people he was leading. He has (quite remarkably), worked his way now, into the top position in the House. This time, he is listening to those Republican Representatives, when he needs to.

If the Senate Democrats can't agree to negotiate with the House Republicans, we need someone from the Executive Branch to break the deadlock here, and get some negotiating going, once again.

It's hard to negotiate though with Harry Reed. Don't know if you're familiar with the guy, but he's a lot like Nancy ("food stamps are a great stimulus to the economy" Pelosi - everything has to be her/his way, or it's the highway. There's very little innate flexibility in either of them. And their incendiary comments have not helped calm the emotions down, one bit.

Reed is not one of those guys that you want to see get a kick in the butt, he's one of the guys that YOU want to kick in the butt, but you can't - because the altar boy or priest, kicked him first. :D
Adak • Oct 2, 2013 1:18 pm
Jesus;878091 wrote:
The GOP wants a conference committee, because they're trying to open negotiations on the things they want. Dems have offered this numerous times in the last 6 months, and each time it's been rejected.

The GOP now want to be seen as the reasonable party, so by suggesting negotiations, it may look to the less informed citizens, as though the Democrats are the real party blocking this, and shutting down the government.

Also, negotiations happen when two opposing sides both have something the other one wants. This definitely isn't the case. Keeping the country open and paying it's already accrued bills used to be a bi-partisan position.



The issues that are they are now left with:

Medical device tax - I'm not sure of both sides of this argument, but it is unpopular on both sides, but I read something the other day explaining how that was how the whole law was helping to be funded, so cutting it, may seem reasonable, but there is a reason most of the GOP wants to do it immediately.

Treat congressmen the same as ordinary Americans - this is just a massive roundabout way of slicing the benefit packages of all of their staffers, and is an appalling thing to do, dressed up in the American flag.

Delay Obamacare for a year - This is purely a way to ensure victory in next years midterms. There is no other reason or justification for it. A fired up right wing base will flip the senate (which it may do regardless), and the gerrymandering in house districts make it already super difficult for the dems to take it back.


Why would anyone want to negotiate for something they don't WANT? ;)

Yes, cutting a new tax, especially an arbitrary one like the medical devices tax, is quite popular with the Republicans.

The people want the Congress (all of them), to have the same Obamacare plans that we're going to have - no more, and no less.

So that was passed - but then the Feds got a 75% exemption (which I don't understand HOW that happened to slip by, but it did), which covered SOME of the office staff and Congress members, but not ALL of them are Fed. employees - so they have no 75% exemption.

What a shame, some of them will have to suffer with the same Obamacare plans as all the rest of us. :rolleyes: Where's my sad little violin?

No, we REALLY don't want Obamacare - really. We were sold a bunch of lies about it:

*you can keep your current plan
*you can keep your current doctor
*your premiums will be less
*Grandma will like having a pain pill instead of proper medical treatment, because she's old.

So far, only lower premiums are true, and only for those with either low income, or pre existing conditions.

Everybody else is paying more - the more you earn, the more you pay, in any of their plans, and each plan can vary widely from state to state.

Personally, I'd like to see a national health care plan, but not one run by the gov't. They can pass laws to regulate it, but I don't want the Feds running my health care. Just like food processing. The feds regulate it, but I don't want them growing the beans, canning the beans, etc.

Let the farmer grow the food, and the doctor and health insurer, handle the health care, in accordance with good regulations, of course.
Pete Zicato • Oct 2, 2013 2:24 pm
Those of you who blame the republicans for the shutdown: it is easy to send mail to the RNC.

I have let them know that they are not making friends this way.
Happy Monkey • Oct 2, 2013 2:27 pm
Adak;878126 wrote:

The people want the Congress (all of them), to have the same Obamacare plans that we're going to have - no more, and no less.

So that was passed - but then the Feds got a 75% exemption (which I don't understand HOW that happened to slip by, but it did),
Both of those are simply lies. Maybe you're lying, or maybe you're just passing on lies that you believe.

Under the ACA, Congresspeople and their staffs are the only people who are explicitly forced onto the exchanges; their employer-provided plans cancelled by the law. While I think that's a good thing, it is explicitly NOT "the same" thing that everybody else gets. Most professionals on their level in the private sector will keep their employer-provided plans.

The so called "exemption" (exemption from what?) that they will be getting is the employer contribution that they had been getting, and that most professionals in the private sector will be getting for their private plans, will be available for them to buy insurance on the market. Something similar is often available in the private sector when you decide to use your spouse's insurance, and get cash instead of coverage. In this case, they are forced onto the exchanges instead of deciding to opt out, and they get money for the exchange instead of cash, so they actually have a worse deal than their private sector equivalents.

Giving them the same treatment as everyone else would mean letting them keep their employer-provided Blue Cross Blue Shield plans.
Stormieweather • Oct 2, 2013 2:50 pm
Adak;878126 wrote:


No, we REALLY don't want Obamacare - really. We were sold a bunch of lies about it:

*you can keep your current plan
*you can keep your current doctor
*your premiums will be less
*Grandma will like having a pain pill instead of proper medical treatment, because she's old.

So far, only lower premiums are true, and only for those with either low income, or pre existing conditions.


When you make statements like these, it sounds like you are speaking knowledgably, for everyone. But your statements are flat out not true. I still have my current plan, I still have my current doctor and I have no idea about premiums since my policy doesn't expire for another 6 months. And for the last damn time, there are no death panels. Grandma will get the treatment she needs.
Lamplighter • Oct 2, 2013 3:33 pm
But if Adak doesn't keep his "death panels" and "Grandma" fables going,
he would be giving lie to another of his most recent secret fears...

Are you still naive enough to believe that personal sexual information
you give to your doctor, required by the federal government, will be kept private?


All three of these false rumors come from the same person, Betsy McCaughey
... as was pointed out by UT in post #4 of this thread ( in this link )
Adak • Oct 2, 2013 5:55 pm
Lamplighter;878151 wrote:
But if Adak doesn't keep his "death panels" and "Grandma" fables going,
he would be giving lie to another of his most recent secret fears...



All three of these false rumors come from the same person, Betsy McCaughey
... as was pointed out by UT in post #4 of this thread ( in this link )


Frankly, I didn't think about a "death panel" at all, until I heard Obama say "maybe we just send Grandma home with a pain pill, instead" (of an expensive treatment).

That was your boy, right there. In broad daylight. I'm not sure about the word "Grandma" however. He sort of slurred that one word.

Then I heard about these commissions in Great Britain. They decide what treatments (if they're expensive), will be used, for what type of patients. The older you get, the fewer expensive treatments you qualify for, or the longer you have to wait.

Which I fully understand - you have to manage costs in any insurance plan, whether it's ACA or not. But when the public cheered Obama right after he said that, I was quite sure that they didn't understand just what he was saying would be done here.

Because 95% of the time, the "send them home with a pain pill" will be "send them home to die", since the expensive treatment for the elderly would probably be a cancer treatment, or a transplant of some kind.

You post a link to ONE, just ONE article from ANY Great Britain newspaper or BBC, about a NHS patient over the age of 65 years, who received a bone marrow transplant, or an organ transplant, and I'll re-consider the validity of what I've been hearing (and read on line).

I believe you'll find there are none, unless it was done overseas. You know, in some advanced health care country - like the US.

Australia has a two-tier system. Everyone has a basic NHS service account, but if you want very good health care, you better have your private insurance account, as well. It can get pretty ugly pretty fast, otherwise, for the important stuff.The medical care is OK, but the waiting periods are dreadfully long.
Happy Monkey • Oct 2, 2013 6:22 pm
Adak;878170 wrote:
You post a link to ONE, just ONE article from ANY Great Britain newspaper or BBC, about a NHS patient over the age of 65 years, who received a bone marrow transplant, or an organ transplant, and I'll re-consider the validity of what I've been hearing (and read on line).
Individual patients aren't generally going to make the news, so that's a sort of silly request.

However, trivia to the rescue!

[LIST]
[*]The oldest recorded recipient of an organ in the UK was an 85-year-old kidney patient.
[*]The oldest recipient of a cornea transplant in the UK was 104.
[/LIST]
Lamplighter • Oct 2, 2013 8:10 pm
Adak;878170 wrote:

<snip>You post a link to ONE, just ONE article from ANY Great Britain newspaper or BBC, about a NHS patient over the age of 65 years, who received a bone marrow transplant, or an organ transplant, and I'll re-consider the validity of what I've been hearing (and read on line).

I believe you'll find there are none, unless it was done overseas. You know, in some advanced health care country - like the US.
<snip>


A simple Google Scholar search turned up this article...

Heart 2000;83:505–510
• Cardiovascular medicine
Survival of patients with a new diagnosis of heart failure: a population based study
• Accepted 31 January 2000

Abstract
OBJECTIVE To describe the survival of a population based cohort of patients with incident (new) heart failure and the clinical features associated with mortality.
DESIGN A population based observational study.
SETTING Population of 151&#8201;000 served by 82 general practitioners in west London.
PATIENTS New cases of heart failure were identified by daily surveillance of acute hospital admissions to the local district general hospital, and by general practitioner referral of all suspected new cases of heart failure to a rapid access clinic.
INTERVENTIONS All patients with suspected heart failure underwent clinical assessment, and chest radiography, ECG, and echocardiogram were performed. A panel of three cardiologists reviewed all the data and determined whether the definition of heart failure had been met. Patients were subsequently managed by the general practitioner in consultation with the local cardiologist or admitting physician.
RESULTS There were 90 deaths (83 cardiovascular deaths) in the cohort of 220 patients with incident heart failure over a median follow up of 16 months. Survival was 81% at one month, 75% at three months, 70% at six months, 62% at 12 months, and 57% at 18 months. Lower systolic blood pressure, higher serum creatinine concentration, and greater extent of crackles on auscultation of the lungs were independently predictive of cardiovascular mortality (all p&#8201;<&#8201;0.001).
CONCLUSIONS In patients with new heart failure, mortality is high in the first few weeks after diagnosis. Simple clinical features can identify a group of patients at especially high risk of death.
In the very first table of this article (TABLE 1) hospital admission. In such cases, the clinical

Table 1 Clinical features of the 220 incident cases of heart failure
Demographics, history, aetiology

Age (years) 76 ([COLOR="DarkRed"]67 to 83[/COLOR]) (range 29 to 95 years)
Sex 118 (54%) men
102 (46%) women
<snip>


Your "reconsideration" should begin NOW
Adak • Oct 2, 2013 9:19 pm
Those are cheap (relatively) diagnostics, NOT heart transplants!

"patients were subsequently managed by general practitioners, in consultation with cardiologists or the admitting physician".

Do you know what that means? That means your heart attack care will be handled by a GP, and probably, by an Internist - not even a Cardiologist. (Internists are more common).

They did however, find not one, not two, but three ways to successfully predict which one's would die earlier, and approximately when they would die.

Oh! That's FABULOUS medical care, right there! :( :rolleyes: :(
xoxoxoBruce • Oct 2, 2013 10:53 pm
You know what a cardiologist does, arrange for other doctors to take care of you.
DanaC • Oct 3, 2013 5:23 am
Our health service ain't perfect. But ya know what? We really don't have many people declared bankrupt because they had an accident and ended up with bills of hundreds of thousands of pounds.

We also don't have people with chronic conditions unable to access any medical care until it turns into an emergency and they end up in the ER.

We don't have death panels.

We do have a degree of rationing involved. That basically means that new drugs have to prove themselves as effective and cost effective.

You also have rationing. The difference is that yours is based on what your insurance is willing to cover.

And don't believe the newspapers. They have agendas.


[eta] Also, you don't even need to read a newspaper or watch the news to know how truly fucked up the current US healthcare system is. Just look in the Cellar. We have members here who have been sick and unable to get the right care. We have a member whose son was involved in a terrible car accident and left with serious health problems: his father had to give up work to look after him, which left him without health insurance. We have another member who only last month was unable to get the anti-depressant meds she needed because she had lost her job. Meds that should be withdrawn from slowly which she had to go cold turkey from. Why? because she no longer had health insurance and wasn't eligible for medicare (medicaid?) and couldn;t afford the $400 per month needed for those tablets.

Over here, she'd have to pay £7.75 for a prescription and they'd most likely give her three months supply for that. Or she could buy 3 months or a 1 year cover for all prescription charges.

I have two chronic health conditions requiring regular medication. It costs me nothing to see my doctor and my prescriptions are covered by a three month pre-pay certificate (£27.50). Regardless of what I need. I could need hundreds of pounds worth of medication and it will only ever cost me a prescription charge.

My Dad died in his 70s. The last 10 years of his life he was in and out of hospital. Sometimes staying in for a week or more at a time. They did everything they could for him. It didn't cost him a single penny: free prescriptions over the age of 65 and nobody is charged for staying in hospital - unless they choose to go private.

Your health system is probably better at some stuff than ours. But it is only available for those who can afford it. For the millions of Americans who have no health insurance, or whose insurance only covers basic care the system does not work.
DanaC • Oct 3, 2013 6:43 am
Most of the problems in our health service, most of the gaps in service, are due to the creeping privatisation of parts of the service.

Our politicians are trying to make our health service more like yours. Why, I do not know. But it is breaking the healthcare system.

Every time you see a news report about failures in the NHS, it ain't because medicine is socialised, it's because it is becoming less so.
xoxoxoBruce • Oct 3, 2013 6:54 am
DanaC;878260 wrote:

Our politicians are trying to make our health service more like yours. Why, I do not know.
Yes you do, everybody knows, £££££££££!
infinite monkey • Oct 3, 2013 8:56 am
If I were on a real computer instead of my stupid phone, I would put this post in the hall of fame. Very well said, Dana.

DanaC;878248 wrote:
Our health service ain't perfect. But ya know what? We really don't have many people declared bankrupt because they had an accident and ended up with bills of hundreds of thousands of pounds.

We also don't have people with chronic conditions unable to access any medical care until it turns into an emergency and they end up in the ER.

We don't have death panels.

We do have a degree of rationing involved. That basically means that new drugs have to prove themselves as effective and cost effective.

You also have rationing. The difference is that yours is based on what your insurance is willing to cover.

And don't believe the newspapers. They have agendas.


[eta] Also, you don't even need to read a newspaper or watch the news to know how truly fucked up the current US healthcare system is. Just look in the Cellar. We have members here who have been sick and unable to get the right care. We have a member whose son was involved in a terrible car accident and left with serious health problems: his father had to give up work to look after him, which left him without health insurance. We have another member who only last month was unable to get the anti-depressant meds she needed because she had lost her job. Meds that should be withdrawn from slowly which she had to go cold turkey from. Why? because she no longer had health insurance and wasn't eligible for medicare (medicaid?) and couldn;t afford the $400 per month needed for those tablets.

Over here, she'd have to pay £7.75 for a prescription and they'd most likely give her three months supply for that. Or she could buy 3 months or a 1 year cover for all prescription charges.

I have two chronic health conditions requiring regular medication. It costs me nothing to see my doctor and my prescriptions are covered by a three month pre-pay certificate (£27.50). Regardless of what I need. I could need hundreds of pounds worth of medication and it will only ever cost me a prescription charge.

My Dad died in his 70s. The last 10 years of his life he was in and out of hospital. Sometimes staying in for a week or more at a time. They did everything they could for him. It didn't cost him a single penny: free prescriptions over the age of 65 and nobody is charged for staying in hospital - unless they choose to go private.

Your health system is probably better at some stuff than ours. But it is only available for those who can afford it. For the millions of Americans who have no health insurance, or whose insurance only covers basic care the system does not work.
Lamplighter • Oct 3, 2013 12:20 pm
Adak;878194 wrote:
Those are cheap (relatively) diagnostics, NOT heart transplants!

"patients were subsequently managed by general practitioners,
in consultation with cardiologists or the admitting physician".

Do you know what that means? That means your heart attack care will be handled by a GP,
and probably, by an Internist - not even a Cardiologist. (Internists are more common).

They did however, find not one, not two, but three ways to successfully predict
which one's would die earlier, and approximately when they would die.

Oh! That's FABULOUS medical care, right there! :( :rolleyes: :(


Adak, your reactions are predictable.
But your first argument was that in the UK, Grandma would be turned
away with only a pain pill. That obviously is not true.
Next you jump to question the treatment... i.e., who gets transplants.

As to the current policy in the US, UK, etc... The following is from the
Guidelines of the International Society for Heart and Lung Transplantation:


NY Times

Judith Graham
4/23/12

Heart Transplants for Older Patients
Just a decade ago, people 65 and older were routinely
rejected for heart transplants at all but a few institutions.
But in 2006, the International Society for Heart and Lung Transplantation
issued new guidelines saying that [COLOR="DarkRed"]heart failure patients
should be considered for transplants up to age 70[/COLOR].
[Also see note below]

In 2006, 243 patients age 65 and older in the United States received new hearts;
last year, that number was 332, according to data from the national
Organ Procurement and Transplantation Network.
(Data strictly on patients 70 and older is not available, according to the network.)
<snip>


What about the guidelines in the UK.
This is from the (UK) National Health Service:

NHS
Donated organs are a precious resource.
Their sharing is conducted under rules drawn up by the appropriate UK Transplant advisory committee,
ensuring that each organ is given to the most suitable recipient and that each patient, as far as possible,
[COLOR="DarkRed"]is provided with equal access to available organs[/COLOR].

Patients are placed on the transplant waiting list by their [COLOR="DarkRed"]local consultant physician or surgeon
in accordance with nationally agreed criteria[/COLOR].
Their names are then notified to UK Transplant for inclusion on the national transplant database.

Individual social and psychological needs are also considered during the clinical decision-making process.
Applying a moral argument to the allocation of an organ for transplant
or any medical treatment is not compatible with the ethos of the NHS.
The health service does not stand in judgement over the people it is being asked to care for.


(NOTE: for technical outcome reasons, organs (hearts) from elderly donors
sometimes do not transplant as successfully as from younger donors.

Rather than have these (older) organs go to waste, individual organs
deemed unsuitable for a young recipient can be offered to older patients on the waiting list.
It then becomes an personal decision by the potential recipient
as to whether to accept a given organ... or to remain on the waiting list
as prioritized according to their own individual health condition.

Adak, I hope your next jump does not go in the direction of UK physicians being more biased, unethical, etc....
DanaC • Oct 3, 2013 12:31 pm
Rationing of organs and waiting lists for them aren't because of money or because gubmint runs healthcare (it doesn't by the way): it's because there is a very limited number of organs available at any one time.

This is the case in every country. Every country rations access to transplanted organs in order to try and get as many successful transplants as possible from the low number of organs available at any given time.

That rationing usually goes along the lines of prioritising certain potential outcomes over others: in other words, if someone is unlikely to live for more than two years after the transplant they will be a lower priority than someone who is likely to live another ten years with the transplant. If the reason for the need for transplant is because of something the patient is doing (such as drinking) and the patient is going to continue to do that thing then they are unlikely to be a higher priority than someone who is making every effort to stop doing that thing.

In an ideal world, everybody who needs an organ would have one, because every person capable of donating an organ would do so. A lot of people do not want to donate organs in death. Or they do not want their relative's organs to be removed for donation.

This is something every country has to cope with.
DanaC • Oct 3, 2013 12:56 pm
Adak, you said:
Then I heard about these commissions in Great Britain. They decide what treatments (if they're expensive), will be used, for what type of patients. The older you get, the fewer expensive treatments you qualify for, or the longer you have to wait.



That's really doesn't sound like anything I've read about health commissions.

Don't get me wrong, the system, as i already said isn't perfect. Sometimes it takes a little while for new stuff to be approved - though often it ends up approved because the drug companies have realised that the NHS will not purchase over-priced drugs and have dropped their wholesale price.

The NICE guidelines that NHS treatments are based on, are constantly updated. They make an assessment as to whether a drug is both effective and cost effective. It is not sensible to spend £50k on treatments that offer a small chance of extending someone's life for 8 months. It is sensible to spend that on a 50/50 shot at an extra ten years.

I pulled those figures more or less out of my arse :p

Also worth remembering that drugs and procedures and devices are much, much cheaper here. The NHS has a lot of leverage on price in the drugs industry (as well as producing or inspiring a high proportion of new drug and medical technology research). And, whilst the scene is changing on this, much less of the money is swept up by a middle tier of shareholder profits.
Beest • Oct 3, 2013 12:57 pm
Adak;878170 wrote:

Australia has a two-tier system. Everyone has a basic NHS service account, but if you want very good health care, you better have your private insurance account, as well. It can get pretty ugly pretty fast, otherwise, for the important stuff.The medical care is OK, but the waiting periods are dreadfully long.


Seems to be a little known fact that the UK has plenty of private health insurance. BUPA was the one you would hear about when i was a kid, so I looked them up, founded in 1947, based off an Australian organistaion founded in the '30's. If you have insurance you may well be seen in the same hospital and seen by the same doctors, but ,maybe nicer rooms, better food, shorter wait times etc.
You can be drop in and out of the private stream too, I have a friend whose mother was in pain, so he went private to see a specialist ina couple of days, instead of a couple of weeks or months, and the she was transferred back to the NHS system for treatment.

I also know of someone in the US with severe back pain that was required to take strong anti pain meds, the type for short term relief, that you should only take for a couple of days, for 2 months before her insuramnce would pay for an MRI. (a nurse BTW)

Having had some experience of both systems, the qualiy of the doctorin' is the same in both, beurocracy is equally obscure .
Wait times are longer in the UK for a simple surgery, and the hospitals aren't as new and shiny, but then nobody goes broke or goes without.
Adak • Oct 4, 2013 6:22 am
I doubt that's true. We see a lot of Canadians coming down to the US to get a by-pass, etc., because they can't wait the 11 months or so that they're required to, in Canada (the waiting period varies).

In the BBC, I was reading about some people who had lost an extreme amount of weight. Over 100 pounds, in fact.

They have applied to have the tremendous excess skin removed - but despite waiting up to 13 years for it, they can't get it done by the NHS. Oh they've stabilized their weight years ago (3 are required), and all that - it's been agreed it's medically necessary, but they can't get the operation scheduled.

You wouldn't see that in the States. The insurer would be in court in a heartbeat (and lose).

I understand you have a grievance system for review of such cases, but then I hear (also on the BBC), about people having to use pliers to pull out their bad teeth, because they can't get scheduled with a dentist.

I admire the good stuff from the NHS, but then I keep hearing about these "fell through the cracks" cases, and I wonder just how big and how many "cracks" are there?
DanaC • Oct 4, 2013 7:19 am
Every system has gaps. I just told you of a dweller who fell through the gaps in your system.

Here's the difference though: the cases you mention if people unable to get an operation to remove excess skin are a handful and that handful makes the national news. You have 20 million people with no insurance. 20 million people falling through the gap. You shouldn't even call it a gap in America: it's a fucking abyss.

Dentists are a special case: they never fully came into the nhs. Guess what though: you can get dental insurance for private care just like in America. And the stories about people unable to find an nhs dentist are overblown and out if date.

You are picking up a few examples of the system not working perfectly 100% of the time. But you have 20 million people unable to access the system you think works better.

There are gaps here but they're small and they aren't full of poor people or people who've been refused cover because they're already sick with a pre existing condition.

So yeah the insurance companies would cover that operation - for the fortunate insured.
Lamplighter • Oct 4, 2013 8:45 am
Adak;878544 wrote:
I doubt that's true. We see a lot of Canadians coming down to the US to get a by-pass, etc.,<snip>I was reading about some people who had lost an extreme amount of weight.<snip>I hear (also on the BBC), about people having to use pliers to pull out their bad teeth, because they can't get scheduled with a dentist.


There's that mouse again
Lamplighter • Oct 4, 2013 11:27 am
Adak;876633 wrote:
Show me how the Democrats have compromised, lately! <snip>


There was an interview on TV this morning that helped explain (to me anyhow) why
Harry Reid was so emotional yesterday during a news conference on the government shut down.

Reid believes that John Boehner reneged in their September agreement
on the upcoming budget and debt ceiling deadlines.
In such political agreements, your word is more than your bond... it's your entire reputation.

I found this article from yesterday that recounts some of Reid's remarks...

The Hill
10/3/13

<snip>Reid said Boehner could not deliver on a deal the two agreed to
after the August recess to fund the government because conservatives in his party
have pressured him to combine the delay or defunding of ObamaCare with government funding.

Reid was echoing similar comments he made earlier in the day.
He said leaders [COLOR="DarkRed"]had already compromised on a deal to keep sequester-level funding
of $988 billion a year as the baseline for the continuing resolution.[/COLOR]<snip>

Democrats have preferred a continuing resolution about
$70 billion higher than the current spending bill being debated.
“That is why we agreed to that lower number,” Reid said.
“[COLOR="DarkRed"]That is one of the largest compromises since I’ve been in Congress.
That is a big deal, $70 billion just like that.[/COLOR] And he couldn’t deliver.”
Adak • Oct 4, 2013 11:44 am
With record deficit spending, the Republicans OF COURSE, wouldn't go along with another 70 Billion increase in spending by the feds.

That's the teaser to make you think that "we're really getting a good deal here!". But you're not, because that's not actual savings. That's vapor money that was never approved for spending, by anybody. So there is no savings - actual savings - in that proposal.

What was offered was another year of the same record spending as this year. In other words -- no savings compared to this year, whatsoever.

Yeah, that's a great compromise there, Harry! :rolleyes:
Lamplighter • Oct 4, 2013 12:03 pm
Adak;878575 wrote:
That's vapor money that was never approved for spending, by anybody.
So there is no savings - actual savings - in that proposal.


Adak, I believe that is completely wrong.
Otherwise why would the parties have proposed to use it as an impetus to reach agreement ?

From Wikiipedia:
In 2013 specifically, sequestration refers to a section of the Budget Control Act
of 2011 (BCA) that was initially set to begin on January 1, 2013,
as an austerity fiscal policy.

The [COLOR="DarkRed"]reductions in spending authority are approximately $85.4 billion
[/COLOR] (versus $42 billion in actual cash outlays[note 2])
during fiscal year 2013,[2](p14) with similar cuts
for years 2014 through 2021.
tw • Oct 4, 2013 8:23 pm
Adak;878575 wrote:
With record deficit spending, the Republicans OF COURSE, wouldn't go along with another 70 Billion increase in spending by the feds.

Amazing how facts get ignored. We were well on the way to solving our debts when those Republicans took power. They ran up debts. Even invented a war that cost us $trillions. We are still discovering and paying for the last $1trillion created by Mission Accomplished.

What did Republicans want to do? Reduce spending by $1trillion over ten years. They forget that they joyfully massacred 5000 American servicemen in a war that had no purpose. And that costs somewhere between $2 and $3 trillion. Cut $1trillion in ten years because they spent two or three trillion in Mission Accomplished?

What happened to the government surplus? It was spent on tax cuts and welfare to the rich. And other programs that eventually created a massive 2007 recession. But somehow all that get forgotten to blame Obama.
Adak • Oct 5, 2013 1:00 pm
tw;878677 wrote:
Amazing how facts get ignored. We were well on the way to solving our debts when those Republicans took power. They ran up debts. Even invented a war that cost us $trillions. We are still discovering and paying for the last $1trillion created by Mission Accomplished.

What did Republicans want to do? Reduce spending by $1trillion over ten years. They forget that they joyfully massacred 5000 American servicemen in a war that had no purpose. And that costs somewhere between $2 and $3 trillion. Cut $1trillion in ten years because they spent two or three trillion in Mission Accomplished?

What happened to the government surplus? It was spent on tax cuts and welfare to the rich. And other programs that eventually created a massive 2007 recession. But somehow all that get forgotten to blame Obama.


The war with Afghanistan was required by the oath of office of the President. Bush had no choice there.

The war with Iraq was another matter, of course. There, I believe Saddam had just made himself into a huge PITA, after invading Kuwait AND Saudi Arabia, making a 10 year war with Iran, and gassing the Kurdish towns (3 of them iirc).

Saddam's secret service had also tried to assassinate Bush Jr's dad, when he went to receive an award in Kuwait or Qatar (it failed, but hardly endeared Saddam to the Bush family).

We knew that the economy in Iraq was shot to hell. Their oil production had been falling for years, with many plants barely working at all. Plus, Saddam had rebuilt his Army to a HUGE level, calling on national fervor ad's to get recruits (it worked).

There was no doubt in anyone's mind that Saddam was going to attack a nearby country. You don't keep an Army that large, hanging around, just training do you?

No. You use it. Saddam also had a large fleet of mobile missile launchers, and a fair amount of Scuds to use, as well. They became a BIG problem for us, to find and destroy, during the war.

I believe Bush was just convinced by Cheney and Rumsfeld and the CIA, that taking out Saddam now, would be a good idea. Much better than waiting for him to attack another country in the Middle East.

People like to smear Cheney, he is not afraid to be a hawk on matters, but the truth is, Cheney is one very smart dude, and he cuts right to the chase. I don't know what all our options were at that time, but Cheney did, of course. As did Bush and Rumsfeld, and the CIA.

The fight to remove Saddam didn't go well, because Al-Qaeda and the Bath party, used it to raise a huge groundswell of support for joining them, and fighting us in guerrilla fashion. No one could have predicted how successful they would be at it. (OK, one prof. from Columbia U did predict it, and did advise the Pres about it, but nobody believed him, so :( !)

Our big spending problem was exacerbated by the wars - no doubt. But there are much bigger issues: Top two are Social Security, (which is slowly going broke), and Medicare (which Bush Jr. substantially increased the coverage and cost of).

The longer we wait to fix them, the worse the fixing will have to be. We know that. Everybody knows that. But we can't get enough conservatives in Washington, to get the fixing done! The Democrats won't touch it, and the RHINO's won't either, but it needs to be FIXED!

*RHINO: Republican In Name Only.
Griff • Oct 6, 2013 9:52 am
Adak;878786 wrote:


There was no doubt in anyone's mind that Saddam was going to attack a nearby country. You don't keep an Army that large, hanging around, just training do you?


You've accidentally identified America's biggest problem.


The longer we wait to fix them, the worse the fixing will have to be. We know that. Everybody knows that. But we can't get enough conservatives in Washington, to get the fixing done! The Democrats won't touch it, and the RHINO's won't either, but it needs to be FIXED!

*RHINO: Republican In Name Only.


Why do you continue to send Tea-Baggers to Washington when its conservatives you need? What we really need are fiscal realists who know the price of instability and will work across the aisle with other serious people. The more baggers you send to Washington the more comfortable the left gets sending their nutters.
Undertoad • Oct 6, 2013 10:11 am
It's just RINO, there is no H.
Adak • Oct 7, 2013 11:59 am
Undertoad;878919 wrote:
It's just RINO, there is no H.


Yeah, I know. I just like the H for the mental image it brings up. Also, it's how it's pronounced, with a long 'i', instead of a short one.

@Griff:

The nutters were there first - by far. Republicans and conservatives work and take care of their families and don't really have time to go nutters about issues in Washington.

Until they feel threatened. Then you get the Tea Party, Sons of Liberty, etc.

Frankly, I don't believe there's a ghost of a chance of working with the likes of Nancy "food stamps are a great stimulus to the economy" Pelosi, and Harry "sonOfABitch" Reid.

Like now, the President and Reid call for negotiations - but the pre-condition is they have to have EVERYTHING they want, before the negotiations can begin.

Can you fuckin' imagine that?

Not just everything they want for Obamacare - NO. They want the debt ceiling lifted enough for the next half a year or so, as well. (not sure of the time, but it's a long time).
Lamplighter • Oct 7, 2013 4:21 pm
Adak;879106 wrote:
<snip>
Frankly, I don't believe there's a ghost of a chance of working with the likes
of Nancy "food stamps are a great stimulus to the economy" Pelosi, ...<snip>


I realize Pelosi drives some people nuts... maybe that's just her job
... or maybe she's the scorpion ... it's her nature, and she just cain't hep it. :rolleyes:

In any case, Adak, you've used the epithet several times now,
so I assume you believe Pelosi's remark is not true.
But before getting too gleeful in your assumptions, there is this:

Wikipedia:
The Supplemental Nutrition Assistance Program (SNAP),[1] formerly and still popularly known as
the Food Stamp program, provides financial assistance for purchasing food
to low- and no-income people living in the U.S.<snip>

According to Keynesian economic theory, like other forms of government spending,[COLOR="DarkRed"]
SNAP, by putting money into people's hands, increases aggregate demand and stimulates the economy. [/COLOR]
In congressional testimony given in July 2008, Mark Zandi, chief economist for Moody's Economy.com,
provided estimates of the one-year fiscal multiplier effect for several fiscal policy options, and found that [COLOR="DarkRed"]
a temporary increase in SNAP was the most effective, with an estimated multiplier of 1.73.[/COLOR][39]

In 2011, Secretary of Agriculture Tom Vilsack gave a slightly higher estimate:
[COLOR="DarkRed"]"Every dollar of SNAP benefits generates $1.84 in the economy in terms of economic activity."[/COLOR][40]

Vilsack's estimate was based on a 2002 George W. Bush-era USDA study which found that [COLOR="DarkRed"]
"Ultimately, the additional $5 billion of FSP (Food Stamp Program) expenditures triggered
an increase in total economic activity (production, sales, and value of shipments)
of $9.2 billion and an increase in jobs of 82,100," or $1.84 stimulus [/COLOR]for every dollar spent.[41]
>snip>
BigV • Oct 7, 2013 6:52 pm
Griff;878915 wrote:

Why do you continue to send Tea-Baggers to Washington when its conservatives you need? What we really need are fiscal realists who know the price of instability and will work across the aisle with other serious people. The more baggers you send to Washington the more comfortable the left gets sending their nutters.


Let me answer this.

I believe it is because the Republican party deciders decided that they'd be better off in the long run if they could have more people in Congress. In an effort to make that possible, they used their energies to redraw Congressional districts to make as sure as possible by gerrymandering the ever-loving-f*ck out of as many districts as they could control. To be fair, this is something to be desired by weak thinkers, or thinkers of weak ideas in both parties. But the Republicans have torn that shit UP!

Because ... as a result of... it's difficult to discern cause and effect here... regardless, now we have the case that many districts are NOT COMPETITIVE. If there's no competition for the election, there's no meaningful exchange of ideas. That "compromise" that Adak pines for so loudly is irrelevant, and therefore not present.

For people with closed minds, made up minds, weak minds, this is very comfortable. And those comfortable voters are like great big steamy piles of poo for the ... they're not poo. But they're intellectually dead, because they're not taking in new ideas. And they're attractive to the carrion feeders politicians who'll eat any free lunch. Campaign money (PAC, SuperPAC, corporate) also factors heavily in this equation.

Competitive districts favor more moderate candidates, ones who are more likely to listen to the ideas of the loyal opposition, indeed, ones who are more likely to have reasonable ideas to be heard by their equally moderate opponents. Think about all the talk you've heard about the fear of being "primaried" from those in Congress. They aren't fearful of losing a fight to an opponent of the other party (unless the "other party" is the Tea Party), they're worried that they're not "conservative" enough. I use "conservative" in "quotes" because these labels are becoming less useful.

These districts are RIDICULOUS.
DanaC • Oct 7, 2013 6:59 pm
BigV;879191 wrote:
Let me answer this.

I believe it is because the Republican party deciders decided that they'd be better off in the long run if they could have more people in Congress. In an effort to make that possible, they used their energies to redraw Congressional districts to make as sure as possible by gerrymandering the ever-loving-f*ck out of as many districts as they could control. To be fair, this is something to be desired by weak thinkers, or thinkers of weak ideas in both parties. But the Republicans have torn that shit UP!

Because ... as a result of... it's difficult to discern cause and effect here... regardless, now we have the case that many districts are NOT COMPETITIVE. If there's no competition for the election, there's no meaningful exchange of ideas. That "compromise" that Adak pines for so loudly is irrelevant, and therefore not present.

For people with closed minds, made up minds, weak minds, this is very comfortable. And those comfortable voters are like great big steamy piles of poo for the ... they're not poo. But they're intellectually dead, because they're not taking in new ideas. And they're attractive to the carrion feeders politicians who'll eat any free lunch. Campaign money (PAC, SuperPAC, corporate) also factors heavily in this equation.

Competitive districts favor more moderate candidates, ones who are more likely to listen to the ideas of the loyal opposition, indeed, ones who are more likely to have reasonable ideas to be heard by their equally moderate opponents. Think about all the talk you've heard about the fear of being "primaried" from those in Congress. They aren't fearful of losing a fight to an opponent of the other party (unless the "other party" is the Tea Party), they're worried that they're not "conservative" enough. I use "conservative" in "quotes" because these labels are becoming less useful.

These districts are RIDICULOUS.


I think that's the funniest thing I've read all week.
BigV • Oct 7, 2013 7:07 pm
Good grief.

Check this one out.
Adak • Oct 8, 2013 12:06 pm
Lamplighter;879143 wrote:
I realize Pelosi drives some people nuts... maybe that's just her job
... or maybe she's the scorpion ... it's her nature, and she just cain't hep it. :rolleyes:

In any case, Adak, you've used the epithet several times now,
so I assume you believe Pelosi's remark is not true.
But before getting too gleeful in your assumptions, there is this:

Wikipedia:

Fortunately, you know the Keynesian model of economics, has been roundly put into the trash bin, as bunk.

Wealth comes from adding something to our economy, that we didn't have before. Maybe a company builds a better surgical robot, maybe it's a more desirable "smart" phone. Maybe it's a better elevator.

The goal should be that people should find their way in our economy, so they don't need to rely on welfare. The gov't can assist in that endeavor! Relying on welfare is just riding on the backs of those who have been working.

Your numbers make it sound like we're getting some real benefit, but consider that for every dollar the private sector is taxed for welfare, only 60 cents or so, actually goes back out to welfare. The system is a bureaucracy, not a volunteer charity. All those social welfare workers, the people who make the stamps/cards, etc., all have to be paid.
Adak • Oct 8, 2013 12:09 pm
Gerrymandering is a very old tradition in America. Each party does it. In CA, the Democrats are the big gerrymanders, virtually ensuring a victory in every state election, goes to the Democratic candidate.

Gerrymandering was used long before there even was a Republican party.
Lamplighter • Oct 8, 2013 1:10 pm
Adak;879327 wrote:
<snip>
Your numbers make it sound like we're getting some real benefit,...


Adak, once again you have diverted off to talking about "wealth", "goal", "taxes" etc.
That's either a debating tactic, denial, habit, O/C, or whatever ?

We started with Pelosi's comment about food stamps being a stimulus to the economy.

It's very simple...
When $ is spent on food in a local food store, it is income to the store.
When the store has income, it spends $ on employees, supplies, advertising, maintenance, and profit to the owners.
When people don't have $ to spend in the local food store, the store goes out of business.
That is the local economy.

When the government gives low income people $ 1.00, they spend it in the food store,
and it's employees and suppliers and advertising firms and contractors
and investors, each in turn spends portions of that $1 generating the $ 1.84 in the other expenditures.
That is the stimulus to both the (local and national)economy.

So, Pelosi was right... Right ?
DanaC • Oct 8, 2013 1:15 pm
Adak;879327 wrote:
Fortunately, you know the Keynesian model of economics, has been roundly put into the trash bin, as bunk.



By the particular school of economic thought which stood and stands in opposition to it and which created the phantom economics of the global crash.

There are many economists who still consider Keynesian economics to have value.
Lamplighter • Oct 8, 2013 8:03 pm
For those who may be wondering about the question:
Why not give individuals the same delay as businesses in signing up for Obamacare ?

Washington Post
Stephen Stromberg
10/7/13

On Monday night, John Stewart interviewed Health and Human Services Secretary Kathleen Sebelius,
and he kept pressing her on why the Obama administration put a one-year hold
on the health-care law’s mandate that employers provide insurance to their workers
without offering a similar delay to the requirement that individual Americans have health coverage.
“I would feel like you are favoring big business because they lobbied you,”
Stewart also said, “but you’re not allowing individuals that same courtesy.”


Here is a very readable 1-page article that includes a link to that interview,
and explains differences between businesses and individuals under the ACA...

[COLOR="DarkRed"]The corporate mandate is mainly in place to prevent companies
that already offer insurance from taking away that coverage.[/COLOR]

Many health-care economists aren’t too worried about this.
That is, firstly, because employers have reasons to continue compensating
their workers with health-care coverage rather than, say, higher wages.
Firms, for example, get a [35%] tax break for offering insurance.

And, secondly, because even if they did take away coverage,
their workers would still be able to go into the marketplaces
the law set up and buy insurance on good terms and with government help.

[COLOR="DarkRed"]Other than history, there’s no great reason employers are part
of the health-care system at all, and the law doesn’t need to keep them in it.<snip>[/COLOR]
Adak • Oct 9, 2013 5:06 am


Other than history, there’s no great reason employers are part
of the health-care system at all, and the law doesn’t need to keep them in it.<snip>


THAT is true!! :thumb:

I'm in shock. :p:
xoxoxoBruce • Oct 9, 2013 3:57 pm
Bill Is A Fucking Jackass - An Analogy

Unfortunately this scenario is all too familiar to many Americans. I wouldn't want Bill in my workplace sabotaging things when he doesn't get his way. Would you?

So, imagine that the company you work for held a poll, and asked everyone if they thought it would be a good idea to put a soda machine in the break room. The poll came back, and the majority of your colleagues said “Yes”, indicating that they would like a soda machine.

Some said no, but the majority said yes. So, a week later, there’s a soda machine.

Now imagine that Bill in accounting voted against the soda machine. He has a strong hatred for caffeinated soft drinks, thinks they are bad you you, whatever. He campaigns throughout the office to get the machine removed. Well, management decides “OK, we’ll ask again” and again, the majority of people say “Yes, lets keep the soda machine.”

Bill continues to campaign, and management continues to ask the employees, and every time, the answer is in favor of the soda machine. This happens, lets say… 35 times.

Eventually, Bill says “OK, I’M NOT PROCESSING PAYROLL ANYMORE UNTIL THE SODA MACHINE IS REMOVED”, so nobody will get paid unless management removes the machine.

What should we do???

Answer: Fire Bill and get someone who will do the fucking job.
Bonus: Bill tells everyone that he was willing to “Negotiate”, to come to a solution where everyone got their payroll checks, but only so long as that negotiation capitulated to his demand to remove the soda machine.

Bill is a fucking jackass.

-Anonymous
Happy Monkey • Oct 9, 2013 4:02 pm
xoxoxoBruce;879591 wrote:
Bonus: Bill tells everyone that he was willing to “Negotiate”, to come to a solution where everyone got their payroll checks, but only so long as that negotiation capitulated to his demand to remove the soda machine.
Now, now. Don't make him seem so unreasonable. He's also willing to unplug the soda machine, or remove the sodas from it.

And then remove it.
DanaC • Oct 9, 2013 4:11 pm
Excellent.
orthodoc • Oct 9, 2013 4:43 pm
This is excellent, I agree. Too bad we don't have a Queen who can and would (through her Governor-General) fire all of Congress and force a snap election, like she did in Australia. And behold, a government shutdown has never happened there again.

The 2014 elections will be interesting. Every single Republican needs to be fired.
Lamplighter • Oct 9, 2013 4:46 pm
The horrors... think of all the little soda bottles with their tops torn off,
empty and waiting to be returned to the supermarket.
Adak • Oct 10, 2013 11:56 am
Lamplighter;879346 wrote:
Adak, once again you have diverted off to talking about "wealth", "goal", "taxes" etc.
That's either a debating tactic, denial, habit, O/C, or whatever ?

We started with Pelosi's comment about food stamps being a stimulus to the economy.

It's very simple...
When $ is spent on food in a local food store, it is income to the store.
When the store has income, it spends $ on employees, supplies, advertising, maintenance, and profit to the owners.
When people don't have $ to spend in the local food store, the store goes out of business.
That is the local economy.

When the government gives low income people $ 1.00, they spend it in the food store,
and it's employees and suppliers and advertising firms and contractors
and investors, each in turn spends portions of that $1 generating the $ 1.84 in the other expenditures.
That is the stimulus to both the (local and national)economy.

So, Pelosi was right... Right ?


It would be IF the dollar being spent, was a dollar that wasn't simply printed up by the feds, out of nothing but fancy paper and inks.

Take it a step further and see where it leads: The gov't decides it's a stimulus to the economy, and we definitely need a stimulus, so they give everyone food stamps, and lots of them.

The problem is, there is no more wealth added to the economy to support it. So our dollar goes into free fall, as inflation flies through the roof.

Almost every gov't does a bit of this, because they know that normally, there IS some wealth being added to their economy, year by year. In our case, we've overdone it, causing our dollar to sink in value, year after year.
Happy Monkey • Oct 10, 2013 12:08 pm
The $0.84 in the $1.84 is wealth added to the economy.

And the $1.00 is food for the hungry.

If you're looking for places we've overdone it, don't look to food stamps.
Lamplighter • Oct 18, 2013 10:53 am
Oregon is considered a "blue state" but this is primarily because
there are 2 "ultrablue" voting areas (Portland and Eugene)
that essentially control national elections.
But the rest of the state is intensely "red",
and the GOP is well represented in the State legislature.

But poverty is spread across the state, and 15% of the 3.9 million
population fall in the legal definitions of qualifying for assistance.

This article is about sign-ups during the first 2 weeks of Obamacare:


The Oregonian

Nick Budnck
10/17/13

Oregon cuts tally of people lacking health insurance by 10 percent in two weeks
Though Oregon's health insurance exchange is not yet up and running,
the number of uninsured is already dropping thanks to new fast-track enrollment for the Oregon Health Plan.

[COLOR="DarkRed"]The low-income, Medicaid-funded program has already signed up 56,000 new people,
cutting the state's number of uninsured by 10 percent, according to Oregon Health Authority officials.
[/COLOR]
Since late September the Oregon Health Authority sent out notices to 260,000 people
already enrolled in the state's food stamps program since late October.
Under the new Oregon Health Plan income eligibility rules, in 2014 individuals
must earn 138 percent of the federal poverty level or less to qualify,
as compared to the 100 percent cutoff this year.
The new cap means monthly income of $1,322 for an individual,
$1,784 for a household of two, $2,247 for a household of three, and $2,704 for a family of four.

Many of the new enrollees are likely to have pent-up health needs.
A survey of 38,000 people on the Oregon Health Plan waiting list
in 2012 found 11 percent had diabetes, 8 percent heart problems,
30 percent high blood pressure, 22 percent high cholesterol and 5 percent cancer.
xoxoxoBruce • Oct 18, 2013 7:17 pm
Kentucky leads the way.

Beshear doesn't name names or call people out directly, but this is a brilliant implicit condemnation of the behavior of most of the Republican governors around the country.

The attitude they've taken is that since no Obamacare is better than even the best possible version of Obamacare, they should try to engineer the worst possible version of Obamacare in order to hasten its demise. As Chernyshevsky and Lenin said, "The worse, the better."

And that attitude, really, has always been one of the worst sins of political radicals of different stripes. A callous willingness to sacrifice concrete human interests in the here and now in pursuit of long-term ideological ends is a great way to make sure people end up worse off than they otherwise could be.

Beshear is trying to act like a proper public official and make things go well for people in Kentucky. Too many governors are hoping to make things go poorly and then point fingers.
Lamplighter • Oct 20, 2013 1:22 pm
Today on Meet the Press, Mitch McConnell was interviewed about the
situation of the government shutdown, debt ceiling, and the GOP.
Obamacare was discussed twice, and McConnell made the following statement:

[COLOR="DarkRed"]In Oregon, no one has signed up[/COLOR], in Alaska... 7.


Does McConnell addictively lie, was he ill-informed,
or inverting a fact into yet another false GOP talking point ?

Whichever - Oregon has already signed up 56,000 - in the first 2 weeks.
--- as previously posted here

Or, for the GOP, 56,000 people translates into "no one".
regular.joe • Oct 20, 2013 3:51 pm
Adak;879682 wrote:

Take it a step further and see where it leads: The gov't decides it's a stimulus to the economy, and we definitely need a stimulus, so they give everyone food stamps, and lots of them.

The problem is, there is no more wealth added to the economy to support it. So our dollar goes into free fall, as inflation flies through the roof.




Thank the stars that we don't take it a step further. Lets talk about reality, only the lowest end of income qualifies for food stamps. So, in reality your argument here is pretty much hot air.
Adak • Oct 22, 2013 11:45 am
I have not heard what the Conservative leaders are saying about Obamacare, but I've heard no less than THREE Conservative talk show hosts - which is a LOT for me (caught them on breaks between ball games this weekend), remark that Obamacare is finished because of the poor roll out, the web site failures, etc.

And I've had my nose into some coding this last week, but that strikes me as the DUMBEST idea! A national health care plan will destroy itself, because the website failed during the first few weeks?

No way.

Conservative talk show hosts, you should hang your heads in shame on this crazy idea. :(

The British press has published some actual enrolled numbers into Obamacare, but official numbers in total, haven't been officially released yet. Whatever the numbers are, they should easily get the 7 million people that they say they will require, to keep the ACA viable. Out of over 400 million people or so, I'm sure they can enroll 7 million.

I'm not sure the ACA is worth spending a lot more time arguing over. It is the law, and it obviously will be tried for at least the next 15 to 24 months, to see how it goes. We have more pressing issues right now, like Iran's nuclear negotiations (now going on), the war still going on in Afghanistan, and our inability to stop the Fed's from over-spending.

You tried to stop ACA, but it was ill-timed and failed. Time to move on. We have a country to run here.
glatt • Oct 22, 2013 11:58 am
I heard some snippet at NPR this morning that said there are tons of people going to the sites to check them out and not actually trying to do anything. Tourists, basically.

They also said that most people disapprove of the sites in some poll they did, but the people who actually have gone to the sites rate them better than the people who haven't been.

For what it's worth, I checked out the site for Virginia, and was amazed at the number of options available. The prices were more than I'm paying now for my portion of my employer provided plan, but I'd need to dig out some paperwork to see if they are more than what I and my employer are paying combined. I think they are comparable. Also, at our income level and family size, we would be eligible for some discount. Not sure how much.
Griff • Oct 22, 2013 9:50 pm
I heard an NPR report, last week maybe, interviewing a code monkey who explained how stupid the government always is on this kind of stuff. Basically they want all the functionality immediately instead a building a little at a time and adding more bells and whistles with each release like everyone else does it.
Lamplighter • Oct 23, 2013 8:01 pm
Cheney is the topic of talking heads this week because he has "authored" a book about his heart.

USA TODAY
Susan Page
October 21, 2013
Cheney book documents his struggles with heart disease
He had the first of five heart attacks in 1978, when he was 37
and running in his first political campaign, for the Republican nomination
for Wyoming's sole seat in the House of Representatives.

Over the 35 years that followed, he has been saved from disability or death
through a series of medical advancements in treating heart disease that
often became widely available just at the time he needed them most.

He underwent quadruple bypass surgery in 1988 and, finally, the heart transplant in March 2012.

.

Ummmm.... what are the odds for getting a transplant if you are/were not VP of the US government ?

[ATTACH]45799[/ATTACH]

By the way, Cheney supports the Tea Party assault on Obamacare.
Pete Zicato • Oct 23, 2013 10:04 pm
Lamplighter;881338 wrote:
Cheney is the topic of talking heads this week because he has "authored" a book about his heart.

Ooh. That is news.


So Cheney has a heart. Who knew?
Lamplighter • Oct 23, 2013 11:01 pm
Maybe they just slipped the transplant into his chest cavity,
and made stone soup from whatever it was that was there before.
Adak • Oct 24, 2013 5:11 am
The Republicans couldn't stop or even slow down Obamacare, but not to worry - the Democrats own incompetent website, which starts falling apart with as few as 200 calls at one time, has done it for them!

They can't make a web site that works, but they damn sure want to run our health care industry.

Oh yeah! :rolleyes:
henry quirk • Oct 24, 2013 9:40 am
Adak,

I imagine -- after a little time and whole lotta bucks -- the on-line portal(s) will run just fine.

More's the pity…
Adak • Oct 25, 2013 11:17 pm
henry quirk;881379 wrote:
Adak,

I imagine -- after a little time and whole lotta bucks -- the on-line portal(s) will run just fine.

More's the pity&#8230;


Of course. It will take some time, but it will get fixed. I have to laugh a bit at the irony of it all, but we need to give this Obamacare a thorough trial, at least.

Who knows if it could turn out, or be changed into something quite good or not?

That's why I wanted a pilot program of it - get the problems with it ironed out THERE, instead of on the national scale.

You sound like a young guy, and although it's rare, young guys do need some serious medical care from time to time. Traffic accidents are the leading cause of death for older teens, for instance. Band-aid plastic strips just won't do. :rolleyes:

When I was in college, a fellow student had to drop out of a class. When the teacher asked why (he was a good student), he replied he had testicular cancer and would be getting treatments that would make him too sick to come to class.

And I lost two good friends when they were young - both to leukemia.

I know you're a bit of an anarchist, but even anarchists need a doctor from time to time. ;)
Lamplighter • Oct 26, 2013 10:05 am
This is where the battle for the hearts and minds of the young people are being fought out...
.
Lamplighter • Oct 26, 2013 1:42 pm
California Healthline
Friday, October 25, 2013

House Holds Heated Hearing on Federal Exchange Website
<snip> House Energy and Commerce Committee Chair Rep. Fred
Upton (R-Mich.) criticized the contractors,
saying in September they "looked us in the eye and assured us
repeatedly that everything was on track, except that it wasn't" (Cohen, CNN, 10/24).

However, he added,
"This is more than a website problem.
The website should have been the easy part." Upton said,
"I'm also concerned about what happens next.
Will enrollment glitches become provider payment glitches?
Will patients show up at their doctor's office or hospital only
to be told that they aren't covered, or even in the system?


What if UFO's show up, will aliens be enrolled ?
What if Sasquatches show up, will they be treated ?
What if a Republican shows up... Oh, wait a minute, that's not likely.
.
Happy Monkey • Oct 26, 2013 3:16 pm
Should have been the easy part? It's the only part.

The website is the only part the law affected in that whole list. All of those things are managed by the insurer and the doctor/hospital, exactly as the did before the law. Either Upton is a moron, or he thinks everyone else is.
Lamplighter • Oct 28, 2013 8:49 am
Adak;878786 wrote:
<snip>
The longer we wait to fix them, the worse the fixing will have to be.
We know that. Everybody knows that. But we can't get enough conservatives
in Washington, to get the fixing done! The Democrats won't touch it,
and the RHINO's won't either, but it needs to be FIXED!

*RHINO: Republican In Name Only.


Adak, I know you are enthusiastic about fixing the US, but this is going far too far ... even for you.

Texas Hunting Club Auctioning off Permit to Hunt Endangered Rhino
A Texas hunting group is auctioning off a permit to shoot and kill
one of the most endangered animals in the world: a black rhino.

The Dallas Safari Club, an international organization of hunters and wildlife enthusiasts,
said they plan to auction off a permit to hunt an endangered black rhino from
the government of the Republic of Namibia.

But conservation groups said that the club's claim that the hunt
will actually benefit the species was based on faulty logic.


Actually, I think another article may have gotten it right about
the old grey-haired ones in the herd...

By removing these older males from the population,
you get an increase in the production of calves.
Younger males are able to impregnate the females that are
in that area so you get more offspring than from some of these older males."


I didn't even know there were that many Blacks in the GOP.
They are so few, they must all be Rinos.
.
.
.
.
.
.
.
Oh... wait, don't tell me.
You mean Rino's and the Dallas Safari Club wants to kill a....

Never mind. :rolleyes:
henry quirk • Oct 28, 2013 11:34 am
"we need to give this Obamacare a thorough trial"

Like we have a real choice in the matter.

Please understand: I have no objection to the plan itself...it may work as well or better than its proponents think it will...I object only to the mandatory nature of it.

#

"*You sound like a young guy"

51 years young.

#

"even anarchists need a doctor from time to time"

Sure...and, when I do, that's my problem, not yours...can't see a good reason why you should absorb a dime of my medical expenses.









*I take a small offense to this...in my experience, nowadays, it's the young who want each and every one bound tightly to each and every other...me: old and mean, wants to widen the distance...oldsters who celebrate the supposed virtues of 'community', in my experience, have yet to grow up
Adak • Oct 28, 2013 2:01 pm
I like to spell the RINO's "RHINO", because they both like to wallow in the mud so much, and it has the correct pronunciation, with the long 'i'.

When you see what the medical expenses are, you'll know why medical insurance is needed. The insurance providers negotiate expenses with the hospitals, etc. - but if you have no insurance, you have no negotiation, and they stick it to you royally, with the highest and most outrageous expenses, you could ever imagine. Highway robbers are envious of them, believe me.

And yeah, you're a youngster! ;)
henry quirk • Oct 29, 2013 10:51 am
"When you see what the medical expenses are, you'll know why medical insurance is needed."

No doubt...again: I object to mandates, not insurance itself.

#

"if you have no insurance, you have no negotiation, and they stick it to you royally"

Not (always) true.

In my experience: insurance sometimes is the reason for charging 'more' and paying cash sometimes imposes a certain frugality on the part of treatment provider and receiver, both.

How the system is used and abused depends on the players involved and what each is willing to do as much, as the bureaucratic pathways.

#

"you're a youngster!"

Then, you sir, must be old as dirt... ;)
infinite monkey • Oct 29, 2013 10:59 am
A sort of tangent/agreement to the 'charging more' claim above.

My teeth fiasco would have cost me about 3600 dollars, if'n I'd had dental insurance still. That would've cost me 1800 out of pocket, as it did before. With discounts for not having insurance it cost me ~2500. So it's true: they would charge more if I had insurance knowing insurance would pick up some costs.

Now how does that make sense?
Lamplighter • Oct 29, 2013 11:07 am
It may not make sense, but better for the dentist to get paid the
lesser amount than to loose more turning it over to a bill collection agency

Or, maybe it's sort of like getting a 10% discount for being a member
of AAA, AARP, etc.... just good PR.
infinite monkey • Oct 29, 2013 11:13 am
lamp: as I'm studying medical coding I'm starting to see some of the incentives for healthcare providers to do things a certain way. It's really confusing to me right now, but I'm just getting through the first couple chapters/basics.

And the irony is: drumroll please...if I HAD the dental insurance I would still be employed. IF I were still employed I wouldn't have my PERS paid out. IF I didn't have my PERS paid out I wouldn't have been able to afford 1800 out of pocket and would've have been in debt again (like last time, and that almost killed me) but since I'm unemployed and I have the PERS I wrote a check.

Weird, is all
henry quirk • Oct 29, 2013 11:14 am
Lamp,

Or, mebbe, sometimes, it's about a services receiver who's conscious about what he or she is payin' for (and who demands bang for buck) instead of someone who just kinda ignores price since 'it's covered' (the insurance version of 'the commons').
infinite monkey • Oct 29, 2013 11:16 am
And did I mention my new caps are almost PERFECT? :) Better than what I had before from my now dead dentist and after two breakings of THOSE caps.
henry quirk • Oct 29, 2013 11:21 am
"the incentives for healthcare providers to do things a certain way"

Also the incentives for the insured to turn a blind eye to cost.

After one meets his or her deductible: the cost is absorbed by the pool (the commons) so 'how much' is less important.

And: if 'how much' is less important, one is incentivized to just let the doc or hospital go nuts with tests and whatnot that may not be 'necessary'.

Sure, the insurance company wants to keep costs down but how 'gratuity-laden' is the relationship between insurer and medical provider? Buried in the line items are how many kick backs?
henry quirk • Oct 29, 2013 11:22 am
"my new caps are almost PERFECT"

Perfect example of one demanding bang for her buck... ;)
DanaC • Oct 29, 2013 11:27 am
Which is a s lightly different thing to demanding bang from her buck... ;p
BigV • Oct 29, 2013 12:01 pm
infinite monkey;881905 wrote:
A sort of tangent/agreement to the 'charging more' claim above.

My teeth fiasco would have cost me about 3600 dollars, if'n I'd had dental insurance still. That would've cost me 1800 out of pocket, as it did before. With discounts for not having insurance it cost me ~2500. So it's true: they would charge more if I had insurance knowing insurance would pick up some costs.

Now how does that make sense?


One simple explanation is that the dentist is offering a cash discount. Getting paid cash and right away is worth more to the dentist than getting paid more by an insurance company later and with more hassle, claim filing, etc.

Maybe it "costs" the dentist more to deal with insurance patients and he's just passing those costs along to his customers.
infinite monkey • Oct 29, 2013 12:07 pm
infinite monkey;881907 wrote:
lamp AND NOW BIG V: as I'm studying medical coding I'm starting to see some of the incentives for healthcare providers to do things a certain way. It's really confusing to me right now, but I'm just getting through the first couple chapters/basics.

And the irony is: drumroll please...if I HAD the dental insurance I would still be employed. IF I were still employed I wouldn't have my PERS paid out. IF I didn't have my PERS paid out I wouldn't have been able to afford 1800 out of pocket and would've have been in debt again (like last time, and that almost killed me) but since I'm unemployed and I have the PERS I wrote a check.

Weird, is all
Griff • Oct 29, 2013 9:29 pm
DanaC;881912 wrote:
Which is a s lightly different thing to demanding bang from her buck... ;p


I'm not sure anybody's had a buck bang since 1929.
Lamplighter • Oct 30, 2013 12:10 am
I did not see this last September... but here is something of a surprise (at least to me).

Forbes
9/15/13

Wal-Mart, the nation’s largest employer, announced Monday that
[COLOR="DarkRed"]35,000 part-time employees will soon be moved to full-time status,
entitling them to the full health care benefits that were scheduled to be denied them
as a result of Wal-Mart’s efforts to avoid the requirements of Obamacare.[/COLOR]

While some analysts believe that the move comes as Wal-Mart is attempting to deal
with the negative view many Americans have of its worker benefits program,
a closer look reveals the real reason for the shift—

Wal-Mart’s business is going south due to the company’s penchant for putting politics
and the squeeze on Wal-Mart employees ahead of the kind of customer satisfaction
that produces prosperity over the long-term.<snip>

The result?
Empty shelves, ridiculously long check-out lines, helpless customers
wandering through the electronics section and general disorganization at Wal-Mart store locations.


I'll count each of those 35k improved health care plans indirect WIN's for the A.C.A.
glatt • Oct 30, 2013 4:14 pm
This whole health care topic is spread through about a dozen threads here. I don't know where to post.

This should possibly even go in the post whore thread, because it's really not contributing to the discussion. But...

It's open enrollment here at work. Today I got the breakdown of the 3 plans I can choose from: the good expensive plan, the crappy expensive plan, and a new high deductible plan that is slightly cheaper but it so crappy, it's almost like not being insured. It only kicks in after a $3000 deductible. But then you'll be glad you have it, because you are SICK.

Anyway, looking at the price tags on all these plans, it occurred to me that when you count my employer's premium contributions, and my premium contributions, and also consider that we recently refinanced our house for a lower payment, we are now spending about double for health insurance what we are spending for housing here in expensive Arlington VA.

We are healthy, and we(including my employer) are spending twice as much for health insurance as we are for housing. I think that's messed up.
Lamplighter • Oct 30, 2013 4:49 pm
This should possibly even go in the post whore thread,
because it's really not contributing to the discussion. But...


Well, excuse me ~
BigV • Oct 30, 2013 6:26 pm
glatt;882043 wrote:
This whole health care topic is spread through about a dozen threads here. I don't know where to post.

This should possibly even go in the post whore thread, because it's really not contributing to the discussion. But...

It's open enrollment here at work. Today I got the breakdown of the 3 plans I can choose from: the good expensive plan, the crappy expensive plan, and a new high deductible plan that is slightly cheaper but it so crappy, it's almost like not being insured. It only kicks in after a $3000 deductible. But then you'll be glad you have it, because you are SICK.

Anyway, looking at the price tags on all these plans, it occurred to me that when you count my employer's premium contributions, and my premium contributions, and also consider that we recently refinanced our house for a lower payment, we are now spending about double for health insurance what we are spending for housing here in expensive Arlington VA.

We are healthy, and we(including my employer) are spending twice as much for health insurance as we are for housing. I think that's messed up.


holy shit.

:eek:
Adak • Nov 1, 2013 11:52 am
Good for Wal-Mart! As we get into the ACA practice, we may find it's better than we thought.

Of course, it would have been nice to have seen it in action in a pilot program first, and to have the website for it working alright, but I digress.
Lamplighter • Nov 3, 2013 5:48 pm
The morning tv talk shows were a disappointment for me today.
Even the moderators used remarks that took the GOP stance of conflating
the Obamacare website performance and President Obama’s pledge
that "if you like the insurance you have, you can keep it".

Here is a more realistic view:

NY Times
Editorial
11/2/13

Insurance Policies Not Worth Keeping
Mr. Obama clearly misspoke when he said that.

[COLOR="DarkRed"]By law, insurers cannot continue to sell policies that don’t provide
the minimum benefits and consumer protections required as of next year.[/COLOR]
So they’ve sent cancellation notices to hundreds of thousands of people
who hold these substandard policies.

(At issue here are not the 149 million people covered by employer plans, but the
10 million to 12 million people who buy policies directly on the individual market.)<snip>

[COLOR="DarkRed"]But insurers are not allowed to abandon enrollees.
They must offer consumers options that do comply with the law,[/COLOR]
and they are scrambling to retain as many of their customers as possible with new policies
that are almost certain to be more comprehensive than their old ones.

Indeed, in all the furor, people forget how terrible many of the
soon-to-be-abandoned policies were. Some had deductibles as high
as $10,000 or $25,000 and required large co-pays after that,
and some didn’t cover hospital care.

This overblown controversy has also obscured the crux of what
health care reform is trying to do, which is to guarantee that everyone
can buy insurance without being turned away or charged exorbitant rates
for pre-existing conditions and that everyone can receive benefits that
really protect them against financial or medical disaster, not illusory benefits
that prove inadequate when a crisis strikes.<snip>
classicman • Nov 8, 2013 12:24 am
[YOUTUBE]wfl55GgHr5E[/YOUTUBE]
classicman • Nov 8, 2013 12:28 am
There is nothing to discuss with Obama and what he said dozens of times.
My insurance with BC is being terminated. My son's plan (no, not Dan) with Coventry (now part of Aetna) is also being discontinued. The alternative plans on the exchange are 2-3X the cost of what we had, we could afford and what fit OUR needs. We are basically being forced to go without insurance AND as an added kick in the nuts, I get to pay a penalty because of it. FUCK YOU OBAMA, I regret voting for him almost as much as Shrub.
BigV • Nov 8, 2013 9:08 am
That sucks, man. What was it about your old plan that made it invalid? I forget, does PA have their own exchange? And did they decide to expand Medicare?
classicman • Nov 8, 2013 10:38 am
Gov Asshole - Corbett(R) chose not to expand Medicare.
I am not sure what SPECIFICALLY is the reason. The letter states very clearly that the policy is no longer in compliance with the UN-ACA regs, but not why.
Here is the letter my son received. We have not received any more feedback from them since. I called twice, but the wait times were ridiculous and I hung up.
BigV • Nov 8, 2013 11:18 am
shit.
Lamplighter • Nov 8, 2013 11:41 am
BigV;882890 wrote:
shit.


Why "Shit" ?

The letter is clear that his policy continues thru the end of 2014
... and at that time an ACA-compatible policy will be available.

Mr Whiner has returned...

Five or six years from now, Mr Whiner's son will turn 26, and no longer be on his parent's policy.
But even with "pre-existing condiotions" he can still have insurance due to ACA.
His son's income will be taken into account, and will probably
have very little, maybe zero, out-of-pocket premiuml payments.

For some people, this is the Obamacare they see...

From 1988:
[YOUTUBE]YAg-WauGrLU[/YOUTUBE]

For others, the world is more like this...

As of July 2013, a total of 5,677 Airbus A320 family aircraft
have been delivered, of which 5,481 are in service.
In addition, another 4,135 airliners are on firm order.
It ranked as the world's fastest-selling jet airliner family according to records from 2005 to 2007,
and as the best-selling single-generation aircraft programme.[9][10]

The A320 family has proved popular with airlines, specifically low-cost carriers (LCC).
British LCC EasyJet purchased A319s, and A320s, to replace its Boeing 737 fleet.
The family competes directly with the Boeing 737, 717, 757 and the McDonnell Douglas MD-80.
Happy Monkey • Nov 8, 2013 12:32 pm
classicman;882877 wrote:
Gov Asshole - Corbett(R) chose not to expand Medicare.
I am not sure what SPECIFICALLY is the reason. The letter states very clearly that the policy is no longer in compliance with the UN-ACA regs, but not why.
Here is the letter my son received. We have not received any more feedback from them since. I called twice, but the wait times were ridiculous and I hung up.
Apparently, a number of companies are taking advantage of the situation to upgrade the plans more than required by the ACA, and people have been able to get plans that aren't initially pushed by the letters that announce the dropped plan. This may not be the case in your situation, but a number of the people who showed up in the news with stories that largely matched yours were later able to get much better deals if they didn't accept the insurance company's hard sell.
Happy Monkey • Nov 8, 2013 1:02 pm
You mentioned Medicare - if you would have been covered in extended Medicare, and your state refused it, you may be out of luck. The ACA was designed for Medicare to fill a particular hole that the exchanges and subsidies didn't cover.

You may have to wait until there are enough Democrats in Congress to fix any ACA problems. Republicans would rather have ACA problems to crow about than fix them.
glatt • Nov 8, 2013 1:29 pm
How difficult would it be to move across the river to NJ? Do they have Medicare coverage? Or is it too far away?
BigV • Nov 8, 2013 3:08 pm
Lamplighter;882897 wrote:
Why "Shit" ?

--snip

Why? giving classicman the benefit of the doubt that he's compared apples to apples as far as is possible, an increase in his insurance costs by a factor of two or three makes me say "shit". I don't know how you could have missed it, but since you did, I'll quote him here.
classicman;882837 wrote:
There is nothing to discuss with Obama and what he said dozens of times.
My insurance with BC is being terminated. My son's plan (no, not Dan) with Coventry (now part of Aetna) is also being discontinued. The alternative plans on the exchange are 2-3X the cost of what we had, we could afford and what fit OUR needs. We are basically being forced to go without insurance AND as an added kick in the nuts, I get to pay a penalty because of it. FUCK YOU OBAMA, I regret voting for him almost as much as Shrub.
xoxoxoBruce • Nov 8, 2013 3:26 pm
I wonder how many insurance companies are pulling a Humana.
The Kentucky Department of Insurance has fined Humana $65,430 because it offered policyholders an unapproved opportunity to amend their insurance as part of a letter that regulators have called “misleading.”

The department investigated letters sent in August to 6,543 individual plan policyholders in Kentucky. The letters said they needed to renew their plans for 2014 within 30 days or choose a more expensive option that complies with the Affordable Care Act.

But regulators last month called the letters misleading, arguing they did not make sufficiently clear that policyholders could compare and choose competing plans on the state’s health insurance exchanges, which open on Oct. 1, and for which they could be eligible for federal subsidies.


Another.

Damn, they're a serial offender.
glatt • Nov 8, 2013 3:40 pm
Well if they were only fined $65k it makes business sense to do continue sending those false letters. Assume that 10% of the 6,400recipients took the letters at face value. That's 640 people, who let's assume paid $5k each, or $3.2 M total. That's an easy choice. $3.2M vs $65K. And those are conservative estimates. If 50% of the recipients followed the letter's instructions and renewed, it would be $16M the company would make.
BigV • Nov 8, 2013 3:45 pm
it's helpful to keep in mind that our nation's for profit health insurance system has as its prime directive profit for the shareholders. that profit motive is *by law* the most important thing for these publicly held companies to take care of. the recent changes in the law like the ACA and earlier changes in the law like (forgetting the name at the moment) the instruction to treat insurance coverage for mental health like coverage for physical health are all done with a mind to regulate the industry, the health insurance industry. But they're all still in business to make money (not quite the same for the non profit/collectives out there).

regulating industries happens in numerous sectors of our economy from energy to automobile manufacturing to food production, etc, etc, etc, etc. these laws and regulations are done with a mind to the public good, usually. and usually, the industry finds a way to accommodate the rules. but they're still trying to make money. like the outfit above. they don't have a built in motivation to make the costs less, until they were compelled/cajoled into competing directly. competition has a long and well established track record of simultaneously allowing profits for effective companies and lowering prices for consumers where they have a choice.

And the converse proves the opposite--look at the cable television choices you have, as an example. Here we have ONE choice, and that monopoly (fuck you Comcast) provides ZERO incentive to lower prices. why the hell should they? and indeed they don't.

So, I'm not surprised that they're trying to lock in some profits like this. disgusted, yeah, suprised. Noper.
classicman • Nov 8, 2013 4:14 pm
Lamplighter;882897 wrote:
Why "Shit" ?

The letter is clear that his policy continues thru the end of 2014
... and at that time an ACA-compatible policy will be available.

Incorrect - You cannot even read for comprehension. The plan will continue "UNTIL THE POLICY PERIOD ENDS" That would be in May.
Lamplighter;882897 wrote:
Mr Whiner has returned...

Five or six years from now, Mr Whiner's son will turn 26, and no longer be on his parent's policy.
But even with "pre-existing condiotions" he can still have insurance due to ACA.
His son's income will be taken into account, and will probably
have very little, maybe zero, out-of-pocket premium payments.


Wrong son Mr. Asshole.
My son is 23. There is no The cost to "ADD" him to a parental policy is far more than for him to buy his own. Son does not qualify for any subsidies and there is no expanded Medicaid in PA.

So far you are nothing but wrong on all accounts.
classicman • Nov 8, 2013 4:15 pm
Lamplighter;882897 wrote:
For some people, this is the Obamacare they see...


And for folks like you, this is all they see.
Lamplighter • Nov 8, 2013 5:28 pm
:D
classicman • Nov 8, 2013 6:27 pm
Words matter

[YOUTUBE]wfl55GgHr5E[/YOUTUBE]

LIAR
xoxoxoBruce • Nov 9, 2013 12:00 am
BigV;882915 wrote:
they don't have a built in motivation to make the costs less, until they were compelled/cajoled into competing directly. competition has a long and well established track record of simultaneously allowing profits for effective companies and lowering prices for consumers where they have a choice.


Unless they collude to fix prices so the all get fat.
But they wouldn't do that, would they. :rolleyes:
BigV • Nov 9, 2013 12:11 pm
xoxoxoBruce;882964 wrote:
Unless they collude to fix prices so the all get fat.
But they wouldn't do that, would they. :rolleyes:


point well taken . however, what you describe is *not* competition anymore, it's collusion.
Lamplighter • Nov 9, 2013 1:09 pm
The entire health insurance business, I think, started in Texas with Blue Cross/Blue Shield.
back in the 1930's as hospitalization and physician insurance, respectively, for teachers.

The plan coverages were, and still are, based on "usual and customary" fees;
but "reasonable" has been added now that BC/BS licensees process Medicare for the feds.

I don't think competition between physicians was a mechanism, and probably still is not.
It was/is insurance to assure payments to the benefit of hospitals and physicians.

Probably the only path to holding down health care costs is now thru Medicare/Medicaid limits,
and I hope the policies dictated within the Obamacare exchanges will eventually do that.
classicman • Nov 10, 2013 12:15 am
they don't have a built in motivation to make the costs less

They still don't - they do have a motivation to keep them all about the same - more or less.
Clodfobble • Nov 10, 2013 8:35 am
To be fair, the same could be said of any industry. That's why price-fixing and collusion among competitors is illegal. That's not to say it doesn't happen, but at least now there is a *potential* element of competition in the healthcare marketplace.
Lamplighter • Nov 10, 2013 12:38 pm
Lamplighter;883026 wrote:
<snip>Probably the only path to holding down health care costs is now thru Medicare/Medicaid limits,
and I hope the policies dictated within the Obamacare exchanges will eventually do that.


This is a very LONG posting, but it seems to be an authoritative summary of the cost-reducing effects of Obamacare.
It includes implications of the initial web-site problems. I have sniped out most of that.

Washington Post

David Cutler
November 8, 2013
The health-care law&#8217;s success story: Slowing down medical costs
The anger over the botched rollout of the Affordable Care Act&#8217;s federal health insurance exchange
&#8212; and over the conflicting explanations about whether people can keep their coverage &#8212;
has been bipartisan and well-deserved.<snip>

[COLOR="DarkRed"]The law has two overarching goals: Cover almost everyone, and slow the growth of medical care costs.[/COLOR]
The goals are equally important. Too little coverage, and premiums in the exchanges will be unaffordable;
too rapid a cost increase, and the federal government will not be able to afford the subsidies.

[COLOR="DarkRed"]Since 2010, the average rate of health-care cost increases has been less than half the average in the prior 40 years.[/COLOR]
The first wave of the cost slowdown emerged just after the recession
and was attributed to the economic hangover. Three years later,
the economy is growing, and costs show no sign of rising. Something deeper is at work.

The Affordable Care Act is a key to the underlying change.
[COLOR="DarkRed"]Starting in 2010, the ACA lowered the annual increases that Medicare
pays to hospitals, home health agencies and private insurance plans. [/COLOR]
Together, these account for 5 percent of the post-2010 cost slowdown.
Medicare payment changes always provoke fears &#8212; in this case,
that private plans would flee the program and that the quality of care in hospitals would suffer.
Neither of these fears has materialized, however.
Enrollment in private plans is up since the ACA changes.

[COLOR="DarkRed"]The law also emphasized that payments should be based on the value, not the volume, of medical care.[/COLOR]
In a value-based system, compensation is made for the patient as a whole, not for specific services provided.
As a result, eliminating services that are not needed is financially rewarded.
The reaction to this change has been rapid:

Hospital readmissions, which used to bring in substantial dollars, are now penalized.
Unsurprisingly, the readmission rate in Medicare is down 10 percent since 2011.
Similarly, hospital-acquired infections used to bring in additional dollars, but now they do not.
One program to cut infections, encompassing only 333 hospitals, saved more than $9 billion.
Both of these changes improve patient health even as they reduce spending.

[COLOR="DarkRed"]Cost savings induced by the ACA are particularly beneficial
because they could increase quality while they lower spending.[/COLOR]
The reduction in technology development means lower costs
but also fewer ways to treat sick people.
People with high deductibles use fewer valuable services as well as fewer less-valuable ones.
Only by eliminating unnecessary care can we ensure that everyone benefits from saving money in health care.

Governors and legislators in red states are almost universally opposed to the ACA.
But these states are still seeing cost savings from the law &#8212; and they are participating in other ways.


For those who want to blame Obama for anything and everything that affects them personally,
they should put the blame where it belongs, on the GOP and the GOP Governors
who are fighting tooth and nail to defeat the A.C.A. law for their own political purposes.

So there, I said it
tw • Nov 10, 2013 6:06 pm
Clodfobble;883058 wrote:
That's not to say it doesn't happen, but at least now there is a *potential* element of competition in the healthcare marketplace.

We went through similar problems with automobile insurance in the 1960 and 70s. The solution was to change how insurance was conducted - at state levels. That included requiring auto insurance. Also was not fair - according to naysayers. But it solved skyrocketing costs. Permitted the free market to work properly.

Health insurance is being restructured to solve a similar problem. But increasing costs are not limited to how health insurance was implemented. If our extremists want to advance America, then we are already moving on to other parts of the problem - ie hospital billing. That could not be solved without Obamacare. It is now possible to fix reasons for skyrocketing hospital bills.

Unfortunately naysayers want to maintain a bad system rather than address problems. Unfortunately a discussion of how to solve hospital billing is impossible - because many have been told and therefore believe we want America to fail. So many want a defective status quo; have and refuse to offer any solutions.

So many critics. So few want to address or even discuss reasons for radically increasing hospital costs.
classicman • Nov 11, 2013 3:16 pm
Clod - I know and agree to a point.

Lamp - sorry to say that your post is nothing more than one team pointing the finger at the other. I think there is plenty of blame to go around. The R's are being asshats in some respects, but the law itself was written very poorly, none of them read it and when you only have one tool (writing laws) the old "when all you have is a hammer, everything looks like a nail" comes to mind. This law was nothing more than an attack on one industry while completely missing the other cost drivers which are Big Pharma, Medical equipment manufacturers, hospitals and providers.
Happy Monkey • Nov 11, 2013 3:43 pm
What industry did it attack? Insurance?

I wish.

It defined some minimum standards for insurance, but added the mandate. Insurance providers were on board. Now they are blaming the ACA for whatever their customers don't like, whether or not the ACA is actually to blame, but they aren't victims here.

edit- "Attacking the problem from limited direction" perhaps, but not attacking the industry.
Lamplighter • Nov 11, 2013 4:00 pm
This law was nothing more than an attack on one industry
while completely missing the other cost drivers which are Big Pharma,
Medical equipment manufacturers, hospitals and providers.


Classic, just which "one industry" are you saying is being attacked ?

I doubt you can make the argument that the "health insurance" industry is being attacked.
They (the insurers) are just being given some minimum requirements.
They will still be setting the extent of their coverages, the limits, and the co-pays.
They still are setting the prices as they do now; but subsidies and tax credits
and %-of-income limits will be available to those who may need them, their clients.
So how is the insurance industry being attacked ?

OTOH, it is exactly the hospitals and providers who are being limited in their inflation of costs.
If they don't want to live with the M/M reimbursements, that is their choice.
Unfortunately, their first choice is to pass the difference on to you, the patient.
Eventually, hospitals and providers will come around,
[COLOR="DarkRed"]exactly through the mechanisms described in the above article.[/COLOR]

Big Pharma is the result of GW Bush and Republican's writing Part D
as forbidding the government from negotiating the cost of proprietary drugs.
So, you end up with "preventative immunizations" like Shingles being
set at Tier 3 (patient pay) at a cost of $200-$400, instead of being free.
Change M/M Part D, and you'll see some major cost reductions.

As I and others are saying, put the blame where it belongs
... on your GOP Governor, and the national leadership of the GOP .
classicman • Nov 11, 2013 5:12 pm
Eventually, hospitals and providers will come around,

sure they will
Big Pharma is the result of GW Bush and Republican's

Of course its the other teams fault.

As I and others are saying, put the blame where it belongs ....
on the other team. sigh...
classicman • Nov 12, 2013 10:59 pm
[CENTER][SIZE="4"]http://sacramento.cbslocal.com/2013/11/12/calif-insurance-commissioner-more-than-1m-californians-having-insurance-cancelled-due-to-obamacare/"]More Than 1M Californians Having Insurance Cancelled Due To ACA[/URL][/SIZE][/CENTER]

"More than 1 million cancellation notices have been sent to Californians as the Affordable Care Act begins allowing individuals to buy insurance through exchanges, Jones said. The federal law requires policies to offer minimum levels of coverage, forcing companies to terminate many existing plans. But Jones said that under the law, insurers have another year to do so."
Lamplighter • Nov 13, 2013 12:58 am
But Jones said that under the law, insurers have another year to do so."


From here
The policies had been set to expire on Dec. 31
but will be extended until Feb. 28 for those who choose to re-enroll.
Notices informing customers of the extension will be sent out this week


This might be a "Ya' see, Timmy... " moment.

Doesn't that really sound more as tho the policies were going to expire anyway ?
And then the corporation made it's own decision to re-market inferior policies while they still had time.

And then, coincidentally, Anthem Blue Cross also screwed up notices
"due to a computer glitch" and failed to notify some 104K policy holders

Of course, we should never be suspicious of corporate decisions, or their computers.
Clodfobble • Nov 13, 2013 10:02 am
The federal law requires policies to offer minimum levels of coverage, forcing companies to terminate many existing plans.


...And offer new plans that do meet the guidelines of [strike]basic human decency[/strike] the law. That's like saying the minimum wage "forced" employers to fire all their $2-per-hour workers. Of course the old plans have to go. That was the whole point.
Lamplighter • Nov 14, 2013 3:47 pm
Obama appears to be making some changes to accommodate
those whose "non-ACA-compliant" policies were canceled in 2013.

In his talk today, there were a couple of places where he seemed to be
parsing his words very carefully.
One was when he described the specific policies that would be "grandfathered",
and his sentence ended with something like "and will expire in 2014".
... maybe I heard it wrong.

He also said these insurance providers would have to notify their policy holders
of the specific ways in which these policies do NOT meet the
requirements of the ACA.

I do hope, however, that as part of this political concession, these changes
do not include either the subsidies or the tax credits that are available
in the exchanges for some, based on their income.
Of course, that would undoubtedly set off another chorus of "LIAR"
Lamplighter • Nov 14, 2013 6:45 pm
... maybe I heard it wrong.


I did hear it wrong...

Here is the transcript of what Obama said:

<snip>
Already people who have plans that pre-date the Affordable Care Act
can keep those plans if they haven't changed. That was already in the law.
That's what's called a grandfather clause that was included in the law.
Today we're going to extend that principle both to people whose plans have changed
since the law too[k] effect and to people who bought plans since the law took effect.

[COLOR="DarkRed"]So state insurance commissioners still have the power to decide what plans
can and can't be sold in their states, but the bottom line is insurers can extend
current plans that would otherwise be cancelled into 2014. And Americans
whose plans have been cancelled can choose to re-enroll in the same kind of plan.

We're also requiring insurers to extend current plans to inform
their customers about two things:
One, that protections -- what protections these renewed plans don't include.
Number two, that the marketplace offers new options with better coverage
and tax credits that might help you bring down the cost.
[/COLOR]
So if your received one of these letters I'd encourage you to take a look at the marketplace.
Even if the website isn't working as smoothly as it should be for everybody yet,
the plan comparison tool that lets you browse cost for new plans near you is working just fine.

Now, this fix won't solve every problem for every person, but it's going to help a lot of people.
Doing more will require work with Congress. And I've said from the beginning that
I'm willing to work with Democrats and Republicans to fix problems as they arise.
This is an example of what I was talking about. We can always make this law work better.

It is important to understand, though, that the old individual market was not working well.
And it's important that we don't pretend that somehow that's a place worth going back to.
Too often it works fine as long as you stay healthy. It doesn't work well when you're sick.
So year after year, Americans were routinely exposed to financial ruin or denied coverage
due to minor pre-existing conditions or dropped from coverage altogether even if
they've paid their premiums on time. That's one of the reasons we pursued this reform in the first place.

And that's why I will not accept proposals that are just another brazen attempt
to undermine or repeal the overall law and drag us back into a broken system.
We will continue to make the case, even to folks who choose to keep their own plans,
that they should shop around in the new marketplace because there's a good chance
that they'll be able to buy better insurance at lower cost.
<snip>
Clodfobble • Nov 14, 2013 9:03 pm
Ugh.

My father called tonight to gloat about how Obamacare is "completely falling apart," and haven't I been watching the news in the last two days?! It's "imploding." The whole thing is "going to be dismantled" and The Democrats(tm) will hang their heads in shame!

I dared to disagree with his interpretation of events, and got to listen to another 30 minutes of ranting before I finally got him off the phone. Glurg.
Lamplighter • Nov 14, 2013 9:13 pm
But Clod, in the same vein as InfMonkey described in another thread,
you were given an opportunity for 30 minutes to honor your father ;)

Good on you...
xoxoxoBruce • Nov 14, 2013 11:23 pm
Fuck him, hang up.
orthodoc • Nov 15, 2013 7:33 am
Acknowledge and redirect ... 'We'll have to agree to disagree. So, how are YOU doing?'
Lamplighter • Nov 16, 2013 4:26 pm
So state insurance commissioners still have the power to decide what plans
can and can't be sold in their states, but the bottom line is insurers can extend
current plans that would otherwise be cancelled into 2014. And Americans
whose plans have been cancelled can choose to re-enroll in the same kind of plan.


This attempt on Obama's part to be "no drama Obama" will become the camel's nose for him.
It's not the particular "fix" that he proposes, it's the event of any "change" in the ACA, itself.
The GOP will attack with the fact that he changed it at all, and more changes will never be enough.

IMO, the salvation for Obamacare now lies with the individual State Insurance Commissioners.
The following is a taken from an interview with the State of Washington's Insurance Commissioner.
I sincerely hope others follow suit, just for the reasons he gives.

Washington Post
Sarah Kliff,
November 16

Wash. insurance regulator supports Obamacare &#8212; and rejected Obama&#8217;s &#8216;fix.&#8217; Here&#8217;s why.
Mike Kreidler has served as insurance commissioner in Washington state since 2000.
Kreidler, an optometrist by training, also served one term in the House of Representatives
and 16 years in the state legislature.

On Thursday, Kreidler was the first insurance commissioner to reject President Obama's proposal
that would give insurers and extra year to sell plans that do not comply with the Affordable Care Act.
He said, in a statement, that he was acting "in the interest of keeping
the consumer protections we have enacted and ensuring that
we keep health insurance costs down for all consumers."

Kreidler and I spoke Friday morning about his decision,
why he thinks it will be difficult for any state to move forward on the Obama proposal
and how he learned of the president's plans.
What follows is a transcript of our discussion, lightly edited for clarity and length.

SK: Putting aside policy concerns for a moment, did you think it would be
logistically possible to allow these plans that were initially barred from the market back in?
MK: If that did happen, they'd have a key interest in wanting to re-rate their products.
They'd be trying to do that when people were already signing up.
That's true for any state, red or blue, they're going to be challenged
to implement this without having a significant impact.

It&#8217;s too late in the game, certainly for the state of Washington.
The health plans themselves have said that, as you've heard from AHIP
How do you have one set of rules for some plans and another for others?
It would have been very challenging.

Health carriers in our state were not excited about prospects of this.
And the last thing I wanted to see was the market destabilizing or seeing
significant rate increases impacting the number of people signing up for health insurance.
All of those things were going to be compromised. It&#8217;s brought about a lot of consternation.

I strongly support the Affordable Care Act. I know the president wants it to succeed.
And I'm supporting the president by making the Affordable Care Act work in the state of Washington.

SK: How many cancellation notices have Washingtonians received?
MK: There are about 290,000 people in the individual market, and
all of them were sent out discontinuation and replacement notices.
Those notices we don't have authority to regulate, but we did ask the carriers
if we could see them and in a number of cases made suggested changes to them as they went.

There are people out there who are not happy with the fact they received those notices.
Not infrequently the carrier has identified a replacement for them that costs more.
[COLOR="DarkRed"]What people don't realize in many cases, and we&#8217;ve worked diligently to fix this,
is they need to go look at other plans and what other companies are offering
to see if there's a better fit for them[/COLOR].
<snip>
Adak • Nov 17, 2013 6:17 am
No doubt that the roll out of Obamacare, has been a disaster, but I can't see getting excited about it.

It's a big plan, and one that has gone through several changes, so the web site creators didn't get the info they needed, in time to do a good job.

Big deal.

I can blame Obama for a lot of things, but the roll out of his healthcare plan, is the least of them. Everyone with a brain knew that sub-ACA plans wouldn't be able to stay in place for long. They would be (obviously), much cheaper, and thus subvert the ACA goal, wouldn't they?

I relish Obama getting skewered for several other mistakes (Benghazi, etc.), but the ACA roll out? No. We just need to settle down and work with the plan. The time for political action against it, should be over, imo. Obamacare might not be good right now, but it could reasonably do a great job, down the road, after it has received the tweaks it needs.

As for his lying about being able to keep your plan if you liked it. Admit it, you never gave a damn about his several blatant lies in the past several years, but NOW you're incensed?

You're a little late for that, imo.
Lamplighter • Nov 17, 2013 8:48 am
Hey Adak, good on you. You've come to a reasonable position on Obamacare !

Admit it, you never gave a damn about his several blatant lies in the past several years,...


???

ETA: Added after reading the morning news:

Adak's current position on Obamacare seems to be the way to getting elected in Louisana:

Newsmax

11/17/13

...[Republican]Vance McAllister pulled off a startling upset Saturday night
in the special election for Congress in Louisiana's 5th District,...

The candidates disagreed on next-to-nothing.
Both were strongly pro-life, pro-marriage, pro-Second Amendment, and opposed Obamacare.

The sole difference, as several published reports noted,
was that Riser supported outright repeal while McAllister said repeal
would not work until Republicans took the presidency and Senate
and instead supported fixing the healthcare measure.

A few observers speculated that this convinced some 5th District Democrats
(who had no horse in the run-off) to vote for McAllister over Riser.
<snip>
Adak • Nov 17, 2013 9:24 pm
It just seems like people are blaming Obama, because the web site for it, is the shits. Obama didn't create the web site!

The Republicans tried to tell everyone that there was a bad side to Obamacare - higher rates for one thing, and cancelled low cost policies for another - but nobody believed that.

Now under the new changes, I'll have to be insured for:

*mental health - in case I decide to go crazy. :p:
*maternity care - in case I decide to get pregnant. :eek:
*breast cancer screenings - some men do get breast cancer, but I don't know any men who get breast cancer screenings. :rolleyes:

The dark secret still to be found in Obamacare, won't hit us until 2015. In 2014, the insurance carriers in ACA will be reimbursed, if the "pool" of insured they get are unexpectedly poor in health. (say the older folks enroll, but the younger people don't). After a 3% variance, the gov't will reimburse the insurance company, for their losses.

In 2015, this risk abatement feature will disappear, and the insurance company will have to adjust their rates to account for their "pool" of enrolled people - regardless of their health costs. THAT is when the full cost of Obamacare will be known, as it stands now.

Hopefully by then, a much larger percent of the population will be enrolled, and the pool of each company, will be normalized (young vs. old, healthy vs. unhealthy).

There is also a serious Doctor issue with the ACA, where the doc's have to have hospital affiliation - which of course, many doc's in private practice don't have. If that becomes a problem, then lots of doc's won't be seeing patients with ACA insurance. :mad:

I know the Republicans will be highlighting the problems of the ACA, in the 2014 elections, but I wish they would wait, and give the ACA a chance to show whether it's good overall, or not, before campaigning against it. We HAVE the ACA, let's kick the tires on her a bit, and take it for a test drive, before we decide on it's merits.
Lamplighter • Nov 18, 2013 9:40 am
There is also a serious Doctor issue with the ACA, where the doc's have to have hospital affiliation
- which of course, many doc's in private practice don't have. If that becomes a problem,
then lots of doc's won't be seeing patients with ACA insurance.


What do you mean with "ACA insurance"
Private insurance companies will be carrying the vast majority of health care plans.
Only Medicare/Medicaid will be "ACA insurance". Is this what you mean ?

I haven't heard anything of the ACA requiring (all) doc's to have an affiliation with a hospital.
Is that what you are saying ? Maybe you could provide a link...

The only laws I have heard that sound like that are the anti-abortion proposals.

I have read articles about the "doctor-owned hospitals" (DOH's) having
limits placed on Medicare-reimbursement levels by the ACA.

DOH's have been investor-jewels, making >25% profits off of Medicare reimbursements.
IMO, it seems reasonable for the government, via the ACA,
to say how much profit on Medicare-reimbursements will be allowed.

The response of some DOH's has been to stop accepting Medicare patients completely,
and some DOH's have refused referrals from non-affiliated, doctor-owned private practices.

Currently, some DOH's are scurrying about trying to find legal ways around such ACA restrictions.
They have tried separating private-pay from Medicare-patients into "legally separate" practices.
They have tried "legal mergers" with outside practices of private physicians.
They have tried arguing that some DOH's are located in low income population areas,
and so they should be allowed an exemption

... so far the courts have uniformly ruled against them.
Adak • Nov 19, 2013 3:16 am
You may be right that they are DOH's. This was the topic I was just starting to listen to on the radio, but the football game came on. :D

They mentioned that in New Hampshire, 40% of the hospitals would not be available for those covered by Obamacare. So far, they've only signed up 259 people in the state, which is less than the number of tags sold to moose hunters, so maybe it's not a big deal, yet. :rolleyes:

I do wish they'd get the roll out for Obamacare, rolling along a bit better. We've paid a lot of $$$ for it so far. I'd like to see it taken for a test ride, at least. We might just get a good national health care plan out of it. Imo, we need one.
xoxoxoBruce • Nov 19, 2013 8:50 am
Adak;883810 wrote:
They mentioned that in New Hampshire, 40% of the hospitals would not be available for those covered by Obamacare.

Nothing to do with the law, it's the insurance companies using this as an opportunity to squeeze the hospitals. There will be more of this and the solution is single payer.
Adak • Nov 20, 2013 3:52 am
xoxoxoBruce;883820 wrote:
Nothing to do with the law, it's the insurance companies using this as an opportunity to squeeze the hospitals. There will be more of this and the solution is single payer.


Are you sure of that, Bruce? I have been unable to spend time with it, but what little I have heard is that this was a requirement they put into the ACA.

I agree with you about single payer. When you are trying to steal second base, you can't keep one foot still on first base. You have to go for it big time.

This was something that Hillary had right, when Bill was in office. All the special interest groups railed against it - and naturally killed it.


A great many people think they are thinking when they are
merely rearranging their prejudices. -- William James
xoxoxoBruce • Nov 20, 2013 7:11 am
The insurance companies, and especially insurance brokers because they deal with most of the people that are buying direct, have taken advantage of the confusion/disinformation to make money. That shouldn't be a surprise. Humana has been particularly nefarious in "guiding" people into much higher premium policies than the ACA requires.

Bulletin... Attention Mr & Mrs America, and all the ships at sea... no company, or broker, is going to tell you all your options. Image
BigV • Nov 26, 2013 6:23 pm
Adak;883672 wrote:
It just seems like people are blaming Obama, because the web site for it, is the shits. Obama didn't create the web site!

The Republicans tried to tell everyone that there was a bad side to Obamacare - higher rates for one thing, and cancelled low cost policies for another - but nobody believed that.

Now under the new changes, I'll have to be insured for:

*mental health - in case I decide to go crazy. :p:
*maternity care - in case I decide to get pregnant. :eek:
*breast cancer screenings - some men do get breast cancer, but I don't know any men who get breast cancer screenings. :rolleyes:

--snip


Let me ask you Adak, how many times have you used the women's restroom in a public place?

Probably your answer is zero. Yet, your tax dollars pay for that part of the program and that's been true since you've paid taxes, but I've never heard you crying about that. The same logic applies to requiring all ACA compliant polices to cover maternity care, just as no public building would ever be built with bathroom facilities for only one gender. We're one public, there's one reasonable standard of care, and that's been established in the minimum standards for policies.

Let's look at it another way. Presume the rules were different, and we didn't require policies issued to males to have maternity care, and that policies issued to females did have maternity coverage. Now, the policies are different, how would you rationalize the different costs of these different classes of coverage? Would you let the prices be different, based on the sex of the insured? Would you hold the costs the same and force one group to subsidize the other? Let one group pay for something they'd never use? Let one group get coverage for something they didn't pay for? How do you slice that up? How many exceptions do you want to include once you travel down this path?

How many prostate cancer screenings will women have? How many childhood immunizations will you have? The list could go on and on and on, as I'm sure you can see. Lots of federal regulations are in place that don't touch my life directly, but they serve a purpose appropriately.

I had thought about taking a cheap shot about your mental illness not having been a choice of yours at all, but I have thought better about it. Mental illness is not a choice, you know that, you're just being an ass about it.
orthodoc • Nov 26, 2013 11:57 pm
Adak;883672 wrote:

Now under the new changes, I'll have to be insured for:

*mental health - in case I decide to go crazy. :p:
*maternity care - in case I decide to get pregnant. :eek:
*breast cancer screenings - some men do get breast cancer, but I don't know any men who get breast cancer screenings. :rolleyes:


OF COURSE your insurance policy will have to cover things you are highly unlikely to personally need. The point is that the pool of insured clients must be large enough that expenses don't exceed revenue.
infinite monkey • Nov 27, 2013 9:33 am
Just one of many articles outlining the short-sighted ignorance illustrated by Adak in his railings against paying for care he thinks he doesn't need, or care that he thinks doesn't affect him.

In an era when political discourse is regularly laced with fact-free fulmination, it's tempting to just let it go.[COLOR="Red"] But we just can't pass up the baloney being spouted even in Congress about how unfair it is to require all insurance policies under the new health care law to cover maternity care -- even policies sold to, perish the thought, men.

It shows such colossal ignorance of how insurance works. (And possibly of how pregnancy occurs. [/COLOR] Here's a hint: It takes two to tango.)
This festering controversy burst into the spotlight a few weeks ago during testimony from Secretary of Health and Human Services Kathleen Sebelius, when Rep. Renee Ellmers -- yes, a woman -- of North Carolina asked her: "To the best of your knowledge, has a man ever delivered a baby?"

Ellmers appeared to think she had nailed the secretary with airtight logic. Insurance industry executives must have cringed. :rolleyes:

In a functioning insurance marketplace, healthy people pay into the pool with the understanding that when they someday need care, they will get it. The greater the number buying policies covering a broad range of conditions, the lower the rates can be.

[COLOR="red"]So women pay for policies that happen to cover treatment for prostate cancer -- which, by the way, they don't even cause -- and [SIZE="4"]Viagra[/SIZE] for men.
And men, often known as "husbands" and "fathers," pay into the pool for maternity coverage, which would be unaffordable if only women of childbearing age paid premiums for it.[/COLOR]

The core of Ellmers' argument is: I shouldn't have to pay for anyone else's care. That's an argument against insurance itself. Instead of paying premiums, everyone should just save up to pay for chemotherapy, blood pressure medicine and kidney transplants in case they're needed. [COLOR="red"]Of course the inability of nearly all Americans to do that is the reason the private insurance industry developed.[/COLOR]

Conservatives' choice of maternity care as an avenue to discredit health care reform is the latest volley in what some see as a GOP war on women. It makes no sense for a party posturing as pro-life: The inclusion of maternity care in the Affordable Care Act, as well as requirements to cover newborn and pediatric care, are the ultimate pro-life policies. They ensure care for moms and basic protections for children outside the womb, which should help reduce the rate of abortion. Kids who get medical care are more likely to succeed in school and grow up to be productive citizens rather than a drain on taxpayers.

Those who carp at maternity coverage in insurance policies show they understand neither the insurance market nor this basic fact: If mothers get the care they need to give birth to healthy children, every single American is better off.

Dads included.



http://www.mercurynews.com/opinion/ci_24509176/mercury-news-editorial-maternity-care-argument-goes-heart

p.s. I think men should pay for their own hard-ons. (hards-on?)
Lamplighter • Nov 27, 2013 9:58 am
IM, Justifying who pays for what insurance is only a matter of perspective.

Maternity benefits are for the [COLOR="DarkRed"]benefit of the baby... so the baby should pay !
[/COLOR]
This view is consistent in that everyone is born... both men and women
... but not everyone has children.

With this perspective, Adak can rest more comfortably because he is
only paying for his own delivery... just a few years after his personal event.

Now we only have to figure out what to do with those people who don't/won't pay their bills.
Undertoad • Nov 27, 2013 11:11 am
OBVIOUSLY, health insurance should have always covered mental health, maternity care, and breast cancer screenings. That's all part of health and the people will become unhealthy if they don't have these things.

But insurance didn't cover them, because it became a tricky mix of companies trying to remain profitable and state insurance regulators being broadly incompetent while fighting the political will to do nothing so the money would continue to flow.

One hopes that the federal effort would cut this Gordian knot and ensure that health insurance actually, you know, insures health. If car insurance didn't cover back seats just because your car doesn't have one, that would be considered fraud: "Oh you have $5000 of damage, but your check is for $3000 because we don't cover the area between where the driver's seat ends and the rear bumper begins."
Adak • Nov 29, 2013 6:11 am
I'm not sure how maternity care and breast screenings were paid for by the pool of the insured, in the past. However it was done, it should continue that same way, as much as possible, now.

But mental health? THAT's a big Big, BIG expense, that most companies don't even offer in their health insurance plans for their employees. Not to mention that mental health insurance was not mentioned previously by the Democrats, as a requirement for ACA approved health insurance.

Forcing that cost onto us now, is one more BIG price increase in people's health insurance. It won't be well accepted when we start getting the price hikes that must accompany this forced, extra coverage.

It's hard to accept a new coverage being forced onto us, when we have no idea how much that extra cost will be. And in fact, we have no idea what the cost of our current plans will be, because the characteristics of the pool for each plan that's offered, is still unknown.

It's like we never heard of running a small scale pilot program - what a concept! :rolleyes:

International Franchise Association and U.S. Chamber of Commerce say only 1 in 12 small businesses will be helped by Obamacare.

http://www.aei.org/media/economics/impact-of-obamacare-on-small-business-veuger-on-fox-news-americas-newsroom/
glatt • Nov 29, 2013 7:41 am
Because not treating mental health has no costs associated with it.
Lamplighter • Nov 29, 2013 9:16 am
It's like we never heard of running a small scale pilot program - what a concept!


This is a repetitive refrain that shows lack of knowledge of community health programs
in various states, counties, and cities, not to mention countries on our border and/or overseas.

Maybe some diligent research and definition of "small pilot program" would help,
otherwise it's just "we never heard" wiggle-words.

Start with "MDRC"
Lamplighter • Nov 29, 2013 9:47 am
Not to mention that mental health insurance was not mentioned
previously by the Democrats, as a requirement for ACA approved health insurance.


Again... denial or lack of knowledge.

Just a "political clue"... remember John Edwards in the primaries ?


Health care
On February 5, 2007, Edwards unveiled his plan for universal health care.

The plan subsidizes health insurance purchases for poorer Americans,
requires that all Americans purchase health care,[24] "requires that everybody get preventive care,"[25]
and requires employers to offer health insurance through the Medicare system as one option for their workers.
Since Medicare has lower administrative costs &#8212; under 4%, versus 20% or more for many HMOs[26] <snip>
...Cost Containment
<snip>
...Revenue sources
<snip>
Individuals who are not covered by their employers or by an expanded
Medicaid program (covering individuals and families with incomes up
to 250% of the poverty level) or Medicare will be required to purchase insurance from these Health Markets.

[COLOR="DarkRed"]Insurance companies must compete to win the right to be one of the providers
in these Health Markets and must provide full comprehensive care (including mental health parity).[/COLOR]
In addition, one of the insurance plans will be directly provided by the federal government
(similar to, but separate from Medicare).


Edwards was first to announce a national health plan,
but the other Democratic candidates soon followed with similar ideas.

Sound familiar ?
If for political reasons, GOP Governors refuse to aid the citizens in their state... blame the GOP.
richlevy • Nov 29, 2013 10:38 am
Adak;884628 wrote:
But mental health?

Basically, if our country wants to be the largest industrial nation in the world with easy access to firearms, then we should also have cheap or free access to mental health.

We pay BILLIONS of dollars to protect ourselves from terrorist attacks. The fact is that we are more likely to be killed by someone 'losing it' with a gun than by a terrorist.

If junior is hearing voices and owns a few guns, I would be willing to pay extra into the system so that when his mom warns the cops there is a place for him to stay and whatever professional help and drugs he needs.

The alternative is having an unpleasant meeting with him in a school, movie theater, mall.....

If more insurance companies get involved, the costs will go down as contracts are negotiated. The reason they are high now is that not enough attention was being paid.
Undertoad • Nov 29, 2013 11:15 am
Treating mental health is much cheaper than treating physical health. Compare the price of 26 weeks of talk therapy with any medical procedure requiring a hospital stay.
Undertoad • Nov 29, 2013 11:18 am
richlevy;884647 wrote:
Basically, if our country wants to be the largest industrial nation in the world with easy access to firearms, then we should also have cheap or free access to mental health.


This line of reasoning is extremely offensive to the mental health community and its patients. You may want to apologize.
richlevy • Nov 29, 2013 11:51 am
Undertoad;884657 wrote:
This line of reasoning is extremely offensive to the mental health community and its patients. You may want to apologize.
For saying that they are needed? After hearing the backstories of some of these recent massacres, that really appeared to be an issue.

I'm not being trivial here. There is a point at which the ease of access to healthcare for someone else affects me. It becomes more enlightened self-interest than pure altruism. Firearms are an extreme example, but there are also strangers whose lives intersect and affect my own. Companies make a big deal about impairment due to recreational drugs, because an intrusive drug test and a 'drug free' sticker is cheap. They don't say anything about how a person's mental state might affect their performance or interaction with me.
DanaC • Nov 29, 2013 12:43 pm
As dangerous as those individuals may have been people suffering from serious mental illness are disproportionately likely to be victims of violence. The automatic connection of mental illness with violence is unfair, unfounded and dangerously obscures the actual risks faced or posed by individuals.
Lamplighter • Nov 29, 2013 12:53 pm
This is devolving into a "gun" issue, but it not only that.

But mental health also involves abuse and violence given as well as received. Domestic violence is an example.

Since the first days of Obamacare, our health provider has been putting up posters in their clinics,
urging patients and families to discuss domestic violence and child abuse with their doctor during any appointment...
Undertoad • Nov 29, 2013 1:08 pm
Saying that mental health issues should be covered, because every few months one person is so deeply affected that they begin killing people, or getting in their way, or even just making them uncomfortable or sad, is offensive.

Let me put it another highly personal way. Claudette's illnesses* should have been covered by treatment because:

A) She may kill a bunch of people.
B) She may affect** other people, such as richlevy.
C) It could have saved her life, which most of us would have given any amount to do, and is the right and humane approach for all of society.

Don't you think that answers A and B are offensive?


*She had three terminal diseases: cancer, addiction, and depression. The one that was covered was the most expensive to cover, but saved her life. Of course it also has excellent survival rates compared to the others. But that's because it's the one society decided to focus on.

**Actually I have to assume this means more than making you uncomfortable or sad.
Undertoad • Nov 29, 2013 1:11 pm
The automatic connection of mental illness with violence is unfair, unfounded and dangerously obscures the actual risks faced or posed by individuals.


Precisely, and well-stated D... as always.
richlevy • Nov 29, 2013 5:39 pm
Maybe I shouldn't have started with guns as an example, but I stand by my assertion that providing access to mental health care is not altruistic but a matter of social policy towards a better functioning society.

It is not all about violence, although those are the most obvious examples. It is about the ability of individuals to function, at work and at home. It is about intact family units that do not require social services.

My point is that there is an amoral argument for affordable or subsidized mental health care. This is important, because in the end moral arguments will not be enough to influence public policy.

And I do miss Claudette and I wish that she got the support that she needed.
DanaC • Nov 29, 2013 5:50 pm
*nods*

Fair enough, Rich. I absolutely agree with the main thrust of your argument.
Happy Monkey • Nov 29, 2013 10:01 pm
Undertoad;884673 wrote:
A) She may kill a bunch of people.
B) She may affect** other people, such as richlevy.
C) It could have saved her life, which most of us would have given any amount to do, and is the right and humane approach for all of society.
C is the real answer, but you may have to use A and B because lots of people will see C as socialist and therefore evil.
richlevy • Nov 30, 2013 2:20 pm
Happy Monkey;884713 wrote:
C is the real answer, but you may have to use A and B because lots of people will see C as socialist and therefore evil.
Which is my point. Congressman are all for grandstanding when the real cost is neglibile and the only effect is limited, like the Terri Shaivo case. However, no amount of stories from friends and family will really have an affect unless it happens to be their friends or family.

Real policy change is made in dollars and cents. In charts on lost productivity, social services expenditures, etc. In making an argument for expenditures, the best argument is savings in cost. It is not a moral argument but a practical one.

And gun violence, while only a tiny percentage of the issue, is the most visible and the most visceral. And the rise in violent incidents might actually be an indicator of a rise in issues overall. Because congressman believe that voters will be more willing to pay for protection than for social good, the argument is easier to make.

Unfortunately, they may be right.
Adak • Dec 2, 2013 9:53 pm
So Obama decried the IRS targeting Tea Party and Conservative groups, leading up to his re-election.

He was going to get it stopped!

This is why I hate politicians. They lie worse than rugs.

http://www.theblaze.com/stories/2013/11/29/cancer-patient-who-says-obamacare-canceled-his-health-insurance-now-says-hes-being-audited-by-the-irs/

Although Mr. Elliott worked for the gov't during most of these years, he's being audited all the way back to 2009, now.

Just a COINCIDENCE that he received notification from the IRS, right AFTER he went on TV to explain his severe problem with Obamacare.

Mr. Elliott has terminal cancer, but Obamacare won't allow him to get coverage - "no one with a preexisting condition will be denied coverage", is just

[CENTER][COLOR="Red"][SIZE="5"]< ONE MORE LIE. >[/SIZE][/COLOR][/CENTER]

And it's ALL A COINCIDENCE, that he's now being audited after pointing out a serious flaw (lie), in Obamacare. :rolleyes:

It's the modern age, our rulers don't need brown shirts or goon squads to come after you. Not at all! They can use gov't organizations like the IRS, to simply ruin you. Problem solved.
tw • Dec 2, 2013 11:03 pm
Adak;884873 wrote:
So Obama decried the IRS targeting Tea Party and Conservative groups, leading up to his re-election.
Many other and so called liberal groups were also targeted including many if not most 'Occupy Wall Street' type organizations. Later reports said targeted organizations tended to be many political groups claiming to be non-profit. Groups who used words such as "Israel," "progressive" and "Occupy" were investigated. IRS should have also investigated organizations that advocate torture as patriotic; but they didn't. Plenty of left and right extremists groups are angry because so few moderate organizations were targeted.

Why did you forget to include facts that Fox News also forgot to report?
Lamplighter • Dec 3, 2013 12:02 am
Do you remember the joke about the dinner meeting of the Standup Comedians Society ?

One person yelled out the number "24"... and there were a few snickers.
Another yelled out "77" ... and there were several loud chuckles
Another yelled out "40" ... but no one laughed, except one fellow who fell out of his chair laughing.

The wife of another member asked:
"Why is that man laughing so hard when no one else is even chuckling ?"
An old timer answered: "Oh, he's new here, and he hadn't heard that joke before"

----

OK, it's a dumb joke.

But I want to give numbers to Adak's rants.
Then he can just post the numbers and I won't have to read thru them over and over and...

.
Adak • Dec 5, 2013 12:46 pm
Lamplighter, you don't believe for one minute that the Obama Press Corps (oops! NBC, CBS, ABC, CNN), would broadcast the base behavior of their Glorious Leader, do you?

Perish the thought! Any idea you have regarding Obama's poor policies is totally racist, don't you know? If you express your opinion of it on public forums, they'll know you're crazy.

It's from Obama, ergo it's Glorious. Don't believe what your lying eyes are telling you, anymore.
Happy Monkey • Dec 5, 2013 1:16 pm
They reported day and night on the supposed targetting of Tea Party groups, and then had a few mentions when it turned out that political groups on both sides were targetted. There are still quite a few people who still think that it was conservative groups that were targetted, rather than just groups with political names.

The so-called liberal media reports on the goofy "scandals" that Fox reports on; they just don't keep doing it as long or as loudly, especially after they turn out not to have any substance.
Lamplighter • Dec 5, 2013 1:58 pm
Lamplighter, you don't believe for one minute that the Obama Press Corps (oops! NBC, CBS, ABC, CNN),
would broadcast the base behavior of their Glorious Leader, do you?


That'll be Adak#1
BigV • Dec 5, 2013 6:10 pm
Adak, over and over and over wrote:
Because, BENGHAZI!!!!!11


Adak #2
Lamplighter • Dec 13, 2013 11:02 am
PolitiFact is supporting Adak#3

PolitiFact
Angie Drobnic Holan
12/12/13

Lie of the Year: 'If you like your health care plan, you can keep it'
It was a catchy political pitch and a chance to calm nerves
about his dramatic and complicated plan to bring historic change to
America&#8217;s health insurance system.

"If you like your health care plan, you can keep it," President Barack Obama said
-- many times -- of his landmark new law.

But the promise was impossible to keep. So this fall, as cancellation
letters were going out to approximately 4 million Americans,
the public realized Obama&#8217;s breezy assurances were wrong.
<snip><snip><snip>


This is an interesting article in that it goes back to 2009 and discusses
the "truthiness" of the ACA from several points of view.

But when something is called a "LIE", I take it to mean that the person knew,
or should have known, that the statement was false, and deliberately intended
to mislead the audience.

In all of this article, anything like such a definition is not presented.
Instead, the entire history of the Obama's phrase seems to be portrayed
along the lines of an advertising slogan.

What should Obama have said ? It would probably have been something like...

'If you like your health care plan, you can keep it. But we are raising the standards of health care coverage by private insurance companies. If your own health care company makes it's own business decision that they do not current meet these standards, or in the future they do not plan to meet these new standards, they will have to cancel your coverage. They will notify you that your current coverage will not be extended or offered after January 1, 2014. But they will send you a cancellation notice in time for you to either sign up for a new policy that does meet the new standards, or you can sign up for a new policy offered by other companies, or in some states that have expanded Medicare, you can sign up for coverage by the US government. On the other hand, if your health care insurance is through your employer, your employer may decide to change your coverage and that will be your employer's decision as a business decision for what is best for the company or corporation.


Somehow, all that doesn't quite fit into a sound bite or work as an advertising banner or slogan.

By my definition I don't see the furor as a "LIE".
But then in politics, "rape" means "legal rape" and "lie" means "deliberate lie"
Lamplighter • Dec 27, 2013 7:28 pm
The GOP is meeting in back rooms to re-access it's approach to Obamacare.
Their most recent tactic is to push a bullet point that:
"Obamacare is a lead airplane... it can't fly".

There are 2 obvious reasons this analogy fails:

1) Mythbusters has shown that, like birds, there is a 3-5% gas-savings for a lead plane flying in V-formation:

The lead bird does gain something from the V
- it's the same principle as the spoiler on the back of a car.


2) Cement boats do float.


,

OK, groans from everyone... :p:
classicman • Dec 29, 2013 5:54 pm
Obama Knew he was lying

Buried in Obamacare regulations from July 2010 is an estimate that because of normal turnover in the individual insurance market, “40 to 67 percent” of customers will not be able to keep their policy. And because many policies will have been changed since the key date, “the percentage of individual market policies losing grandfather status in a given year exceeds the 40 to 67 percent range.”

That means the administration knew that more than 40 to 67 percent of those in the individual market would not be able to keep their plans, even if they liked them.

Yet President Obama, who had promised in 2009, “if you like your health plan, you will be able to keep your health plan,” was still saying in 2012, “If [you] already have health insurance, you will keep your health insurance.”

“This says that when they made the promise, they knew half the people in this market outright couldn’t keep what they had and then they wrote the rules so that others couldn’t make it either,” said Robert Laszewski, of Health Policy and Strategy Associates, a consultant who works for health industry firms.

Four sources deeply involved in the Affordable Care Act tell NBC NEWS that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”
Clodfobble • Dec 29, 2013 7:20 pm
That means the administration knew that more than 40 to 67 percent of those in the individual market would not be able to keep their plans [in any given year, ever, regardless of Obamacare,] even if they liked them.