I'm being sued! - Page 2

capnhowdy · 01-17-2006, 05:14 PM

Quote:

Out my lovely butt?

I bet you could clear the debt and have plenty change left over.

Ether42 · 01-17-2006, 06:40 PM

I had a similair story just happen
I went to get a payday loan for like 500 dollars
i continually paid the intrest but not the loan amount well i then hit somehard times and was unable to pay the loan the company then said that they would garnish my wages. Well i work for a state senator here in illinois when he saw this was happening he reminded or record keepers that he had just passed a law that was grandfathered in saying that these short term loan places
could only charge you so much interest once you had paid the loan off in
the interest (that includes the price of the original loan plus the first 2 times of intrest) you were no longer in debt since i paid them 250 a month for like 6 months i had more than paid the amount so my lovely boss/ state senator
is suing them on my behalf to regain the lost money

So the moral of this story is if you can't be a politician work for one

capnhowdy · 01-17-2006, 06:49 PM

...maybe cut back on the ether?

monster · 01-18-2006, 11:53 PM

Quote:

Originally Posted by Brianna

was told by a very snitty woman named 'Mandy' that regardless, I owed the debt and they would proceed with the hearing, etc.

What did you tell/ask snitty Mandy?

Rock Steady · 01-19-2006, 02:17 AM

Quote:

Originally Posted by Brianna

i called legal aid today---fifty-five minute wait for a rep. but I put my phone number on the Call Back list. We'll see what happens. I DID call the slime-ball legal firm who is taking the case from slime-ball Cap. One and was told by a very snitty woman named 'Mandy' that regardless, I owed the debt and they would proceed with the hearing, etc. I own no property (unless you consider a 16 year old car worth anything) and have no idea where they think I will come up with cash for them. Out my lovely butt?

Although you do have a lovely butt, don't worry about this hassle. The credit companies play their percentages and lose sometimes. Seriously, the courts don't throw people out of home over this stuff. I know people in this situation that just moved forward with their careers, even thru personal bankruptcy.

Focus, take it to the next level, Brianna, get your Master's degree and don't look back.

xoxoxoBruce · 01-19-2006, 04:17 AM

Quote:

get your Master's degree and don't look back.

You might like being the master instead of the slave.

Trilby · 01-19-2006, 07:07 AM

Master, slave, whatever, it's all fine. I appreciate the Good Vibes and am going to do just that: go on my merry way. I will answer them in the 28 days they gave me to answer and if they want to see me in front of a judge--ok. It's all gist for the mill when I write my own Million Little Pieces and become an insufferable millionaire. Except my stuff will be verifiable RE: all the times I've been to court lately. I'll just keep living in my own private Idaho and be happy!

PS--I told snitty Mandy that I had no income and no property but this does not dissuade Capital One! Oh, no! I fear they may ask for some decision involving a pound off my aforementioned butt. And I am going to see if my University can help--they do offer Legal Services to students.

OH, yeah! after I had my snitty exchange with Mandy, she told me to "have a nice day." Why do they do this? Why do people who are messing with you insist you have a nice day? Like the cop who has just given you a ticket or similar? WTF?

wolf · 01-19-2006, 10:59 AM

Capital One? Looks like they found another job for the vikings. Mandy's last name must be Sigridsdottir.

chimmichunga · 01-19-2006, 11:38 AM

Along with everyone else don't ignore it. I know here in Texas they will put a default judgement, then you are thouroughly screwed and your credit is shot to hell. I just had to go to the court and submit a letter stating what my intentions were on the debt. The clerk said that it was all they need,and the lawer couldn't ask for a default judgement cause I responded. Called the original company worked out a deal, called lawyer told him to confirm, and we are a done deal. So don't ignore it, and follow thru with whatever you work out. Cap One would love to at least get some money from you so they usually will deal.

barefoot serpent · 01-19-2006, 11:48 AM

Can they still garnish wages?

edit: oh, n/m -- I guess they still can do this.

Trilby · 01-19-2006, 11:51 AM

I've no wages to garnish. I've NO INCOME. I don't see how they'll get blood from me as I don't bloody have any.

dar512 · 01-19-2006, 01:25 PM

Quote:

Originally Posted by Brianna

I've no wages to garnish. I've NO INCOME.

What are you living on?

I would still tell them your situation and when you think you might be able to pay them.

Trilby · 01-19-2006, 02:20 PM

I live on savings and I pay no mortgage.

glatt · 01-19-2006, 02:33 PM

Are your savings more than what you owe them?

I know you want to use your savings to cover the costs of living, but they want you to use your savings to pay off your debt to them.

Trilby · 01-19-2006, 03:39 PM

My money and my house are hidden. They are under my sister's name.

01-17-2006, 06:40 PM	#17
Ether42 Questionist Join Date: Jan 2006 Location: near chicago Posts: 8	I had a similair story just happen I went to get a payday loan for like 500 dollars i continually paid the intrest but not the loan amount well i then hit somehard times and was unable to pay the loan the company then said that they would garnish my wages. Well i work for a state senator here in illinois when he saw this was happening he reminded or record keepers that he had just passed a law that was grandfathered in saying that these short term loan places could only charge you so much interest once you had paid the loan off in the interest (that includes the price of the original loan plus the first 2 times of intrest) you were no longer in debt since i paid them 250 a month for like 6 months i had more than paid the amount so my lovely boss/ state senator is suing them on my behalf to regain the lost money So the moral of this story is if you can't be a politician work for one __________________ You,ve got to tolerate all thouse people that you hate, I'm not in love with you but i won't hold that against you..................... oh and please don't kill me over my grammer it isn't that english isn't my first dialect it is that I'm dumb

01-17-2006, 06:49 PM	#18
capnhowdy Blatantly Homosapien Join Date: Mar 2004 Posts: 6,200	...maybe cut back on the ether? __________________ Please type slowly. I can't read very fast............... and no holy water, please.

01-19-2006, 07:07 AM	#22
Trilby Slattern of the Swail Join Date: Jul 2004 Posts: 15,654	Master, slave, whatever, it's all fine. I appreciate the Good Vibes and am going to do just that: go on my merry way. I will answer them in the 28 days they gave me to answer and if they want to see me in front of a judge--ok. It's all gist for the mill when I write my own Million Little Pieces and become an insufferable millionaire. Except my stuff will be verifiable RE: all the times I've been to court lately. I'll just keep living in my own private Idaho and be happy! PS--I told snitty Mandy that I had no income and no property but this does not dissuade Capital One! Oh, no! I fear they may ask for some decision involving a pound off my aforementioned butt. And I am going to see if my University can help--they do offer Legal Services to students. OH, yeah! after I had my snitty exchange with Mandy, she told me to "have a nice day." Why do they do this? Why do people who are messing with you insist you have a nice day? Like the cop who has just given you a ticket or similar? WTF? __________________ In Barrie's play and novel, the roles of fairies are brief: they are allies to the Lost Boys, the source of fairy dust and ...They are portrayed as dangerous, whimsical and extremely clever but quite hedonistic. "Shall I give you a kiss?" Peter asked and, jerking an acorn button off his coat, solemnly presented it to her. —James Barrie Wimminfolk they be tricksy. - ZenGum Last edited by Trilby; 01-19-2006 at 08:15 AM.

01-19-2006, 10:59 AM	#23
wolf lobber of scimitars Join Date: Jul 2001 Location: Phila Burbs Posts: 20,774	Capital One? Looks like they found another job for the vikings. Mandy's last name must be Sigridsdottir. __________________ wolf eht htiw og "Conspiracies are the norm, not the exception." --G. Edward Griffin The Creature from Jekyll Island High Priestess of the Church of the Whale Penis

01-19-2006, 11:51 AM	#26
Trilby Slattern of the Swail Join Date: Jul 2004 Posts: 15,654	I've no wages to garnish. I've NO INCOME. I don't see how they'll get blood from me as I don't bloody have any. __________________ In Barrie's play and novel, the roles of fairies are brief: they are allies to the Lost Boys, the source of fairy dust and ...They are portrayed as dangerous, whimsical and extremely clever but quite hedonistic. "Shall I give you a kiss?" Peter asked and, jerking an acorn button off his coat, solemnly presented it to her. —James Barrie Wimminfolk they be tricksy. - ZenGum

01-19-2006, 11:38 AM	#24
chimmichunga Soylent Greenhorn Join Date: Jan 2006 Location: Central Texas Posts: 25	Along with everyone else don't ignore it. I know here in Texas they will put a default judgement, then you are thouroughly screwed and your credit is shot to hell. I just had to go to the court and submit a letter stating what my intentions were on the debt. The clerk said that it was all they need,and the lawer couldn't ask for a default judgement cause I responded. Called the original company worked out a deal, called lawyer told him to confirm, and we are a done deal. So don't ignore it, and follow thru with whatever you work out. Cap One would love to at least get some money from you so they usually will deal.

01-19-2006, 11:48 AM	#25
barefoot serpent go ahead, abbrev. it Join Date: Jun 2005 Location: Lawrence, KS Posts: 2,623	Can they still garnish wages? edit: oh, n/m -- I guess they still can do this.

01-19-2006, 02:20 PM	#28
Trilby Slattern of the Swail Join Date: Jul 2004 Posts: 15,654	I live on savings and I pay no mortgage. __________________ In Barrie's play and novel, the roles of fairies are brief: they are allies to the Lost Boys, the source of fairy dust and ...They are portrayed as dangerous, whimsical and extremely clever but quite hedonistic. "Shall I give you a kiss?" Peter asked and, jerking an acorn button off his coat, solemnly presented it to her. —James Barrie Wimminfolk they be tricksy. - ZenGum

01-19-2006, 02:33 PM	#29
glatt ™ Join Date: Jul 2003 Location: Arlington, VA Posts: 27,717	Are your savings more than what you owe them? I know you want to use your savings to cover the costs of living, but they want you to use your savings to pay off your debt to them.

01-19-2006, 03:39 PM	#30
Trilby Slattern of the Swail Join Date: Jul 2004 Posts: 15,654	My money and my house are hidden. They are under my sister's name. __________________ In Barrie's play and novel, the roles of fairies are brief: they are allies to the Lost Boys, the source of fairy dust and ...They are portrayed as dangerous, whimsical and extremely clever but quite hedonistic. "Shall I give you a kiss?" Peter asked and, jerking an acorn button off his coat, solemnly presented it to her. —James Barrie Wimminfolk they be tricksy. - ZenGum

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