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02-27-2009, 10:05 AM | #1 |
Esnohplad Semaj Ton
Join Date: Feb 2005
Location: A little south of sanity
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Used Car Buying
I could have sworn I saw a thread about this at one point. I can't seem to find it, so here are my questions. This is my first car, so be gentle.
I'll be buying from a dealer. Do I need to get insurance before I start doing test drives? In Virginia, and previously New York, I was always covered on my parents' State Farm policy. Now that I've permanently (hopefully) moved out and am living far away, I need to get my own policy. I assume, the dealer won't sell me a car if I don't have insurance. What's the usual way of getting insurance when getting a new car, when you don't already have coverage? Fun fact: My current top pick in the area's used car market is a 2007 Kia Rondo. |
02-27-2009, 10:44 AM | #2 | |
™
Join Date: Jul 2003
Location: Arlington, VA
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Quote:
I'm sure the dealer would be more than happy to sell you anything. I seriously doubt you need insurance for the dealer to sell you the car. The bottom line is that I don't actually know the answer. A call to a local insurance agent would tell you. |
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02-27-2009, 12:02 PM | #3 |
changed his status to single
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In AZ the dealership insurance covers everything. They want people test driving vehicles and only require insurance to drive a purchased vehicle off the lot.
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02-27-2009, 12:12 PM | #4 | ||
I can hear my ears
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Quote:
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This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan |
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02-27-2009, 12:13 PM | #5 | |
Esnohplad Semaj Ton
Join Date: Feb 2005
Location: A little south of sanity
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Quote:
I keep trying to call agents in my area but none of them will answer their damn phones. I must be making this harder than it is. |
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02-27-2009, 12:14 PM | #6 |
Esnohplad Semaj Ton
Join Date: Feb 2005
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02-27-2009, 12:18 PM | #7 | |
twatfaced two legged bumhole
Join Date: Jun 2004
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Quote:
PS geico suxors. dble
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02-27-2009, 12:21 PM | #8 |
changed his status to single
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Jim nailed it on the head. We actually had a company out here for awhile that had an ATM-like kiosk in the showroom to buy shortterm policies to cover the first 30-60 days while you shop for better insurance on the new car.
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Getting knocked down is no sin, it's not getting back up that's the sin |
02-27-2009, 12:41 PM | #10 |
Esnohplad Semaj Ton
Join Date: Feb 2005
Location: A little south of sanity
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02-27-2009, 02:10 PM | #11 |
changed his status to single
Join Date: Apr 2004
Location: Right behind you. No, the other side.
Posts: 10,308
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Yes. The reps for the company would even tell you that upfront. They only marketed themselves as a bandaid until you got your regular insurance set up. The only ones who kept it long term would be the ones unable or unwilling to be insured elsewhere.
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Getting knocked down is no sin, it's not getting back up that's the sin |
02-27-2009, 02:21 PM | #12 |
Gone and done
Join Date: Sep 2001
Posts: 4,808
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Interesting. SF was by far the most expensive quote we got. Geico was the best, and the one we eventually picked. They paid for me to fix a chip in my windscreen with no hassle (or deductible) at all. Hope I'm not in for a rude surprise later!
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per·son \ˈpər-sən\ (noun) - an ephemeral collection of small, irrational decisions The fun thing about evolution (and science in general) is that it happens whether you believe in it or not. |
02-27-2009, 04:12 PM | #13 | ||
barely disguised asshole, keeper of all that is holy.
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Been there done that. Oh, and good luck with the car. Me too - been really happy with them for over 5 years now - and yes I have had claims.
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02-27-2009, 04:41 PM | #14 |
I can hear my ears
Join Date: Oct 2003
Posts: 25,571
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their customer service is second to none. I deal with them daily.
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This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan |
03-07-2009, 12:33 AM | #15 |
Esnohplad Semaj Ton
Join Date: Feb 2005
Location: A little south of sanity
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Ended up with a Black 2007 Kia Rondo with 26,000 miles. I really like it so far. Does okay in the snow without snow tires.
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