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Old 01-05-2015, 12:08 PM   #676
glatt
 
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Originally Posted by lumberjim View Post
you're contributing to an HSA though, aren't you? You can spend that money on the cost of care.
Yep, but that account is only a year old and not very big. It's currently got less than $1k in it. It's been used to buy contacts and stuff like that.

But it's too soon to tell.


I hope you hit your sales target!
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Old 01-05-2015, 12:19 PM   #677
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when I switched to an HSA, I put the max allowed into it. but not all at once.... I looked at the difference between the HSA plan and the regular plan, and put the difference in each week.

I think the regular weekly premium was $245, and the HSA was $125, so I put $120 per week into the HSA until it hit $6250. Once I had $3000 in there, I felt a lot better.

The max out of pocket is $6k...if shit gets really real... But after 2 years of the HSA, I still have over $5k in there. And I had to use the whole $3k deductible this year.

anyway. I hope your finger is not ligament damage. or if it is, that it's reparable. sorry about your finger, in other words
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Old 01-05-2015, 12:28 PM   #678
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nothing riding on it other than bragging rights, but I'd hate to come up >< this close and miss it.
It is the policy of this company to "round up" all totals after the end of the calendar year.
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Old 01-05-2015, 12:44 PM   #679
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Glatt, if the ligament isn't torn then rest and PT may be all you need.

Otherwise, the MRI should easily get you up to 3K.

I hope it's the former. With my shoulders, the SOP with the specialist is to give a shot of cortisone and see if that helps, then they gradually ramp up. It's weird that there is no pain. Keep us posted.

Oh and you need to update your climbing gear.
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Old 01-05-2015, 12:46 PM   #680
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looking at the deals that have been delivered, but not booked, I think I have about 996K on the books. There are 5 deals still to deliver. 2 F&I guys. If I can get 3 of the 5...the RIGHT 3... I think I might hit it. One is a 2 car deal with a gut I've done twice before. He buys GAP and I should have some reserve. Count those for maybe $1200 each, and then I need $1800 between whatever else I can get. I may have to go back through and see if there are any deals in the system that I did, but didn't hang my number on.
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Old 01-05-2015, 12:56 PM   #681
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Hope you make it, but glad the consequences of not making it only damage the ego and not the wallet.

@glatt.. warm and moist.
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Old 01-05-2015, 01:44 PM   #682
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Jim, perhaps it's time to buy another vehicle, from yourself.
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Old 01-05-2015, 01:49 PM   #683
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You can do it Jim!
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Old 01-05-2015, 07:39 PM   #684
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Jim, perhaps it's time to buy another vehicle, from yourself.
...and get the undercoating!
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Old 01-05-2015, 08:45 PM   #685
lumberjim
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Last count was $996,884. If I get the 2 car NV deal, I will probably end up at 998,xxx.

That's what is in deals on our doc report. I just remembered that when a customer comes in and buys a warranty for the car they bought a year or two ago, it does not show on that report. I probably did 5 or 6 grand last year in walk ins.

Still would have liked to roll that number over on the doc. It's like an old odometer. 6 places for digits. One million looks like 000,000.

My counter part did 000,083. But he is Jewish, so he's a little better at this than I am.
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Old 01-05-2015, 09:29 PM   #686
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Go Jim Go!!!
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Old 01-06-2015, 10:07 AM   #687
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But he is Jewish, so he's a little better at this than I am.
Oh, they brought in a ringer.
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Old 01-06-2015, 11:11 AM   #688
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What is there to be better at? I mean, I get that you are good at your job, but being good at your particular job doesn't raise the sales price, since that was already negotiated by the salesman, right? Do you mean he's better at snagging and finishing out the deals from the salesmen with the higher profit margins?
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Old 01-06-2015, 11:14 AM   #689
xoxoxoBruce
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Sneaks in and works on Easter and Christmas.
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Old 01-06-2015, 02:45 PM   #690
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What is there to be better at? I mean, I get that you are good at your job, but being good at your particular job doesn't raise the sales price, since that was already negotiated by the salesman, right? Do you mean he's better at snagging and finishing out the deals from the salesmen with the higher profit margins?
I think he was making a tongue in cheek jab at the anti-semetic stereotype of Jews being good with money.

(I thought you are a comedian.)
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