OK, does anyone know THIS?

08-11-2005, 07:20 PM

When you get a copy of a cancelled check back from the bank, it always has all kinds of numbers stamped all over the back. Is there any way by looking at the numbers on two checks and comparing them to see if they were cashed through the same third party account?

PS Yeah, I know the signatures on the back of the check would normally reveal this, but the person who cashed the checks is very clever.

melidasaur · 08-11-2005, 08:03 PM

Quote:

Originally Posted by marichiko

When you get a copy of a cancelled check back from the bank, it always has all kinds of numbers stamped all over the back. Is there any way by looking at the numbers on two checks and comparing them to see if they were cashed through the same third party account?

PS Yeah, I know the signatures on the back of the check would normally reveal this, but the person who cashed the checks is very clever.

My bank will usually email you a .pdf type file of a check for you to see. I can usually read both the back and the front fairly well. Does your bank have a similar service? If you have any fraud related questions, I've always found most people at the bank to be helpful, especially when it comes to check tracing.

08-11-2005, 08:28 PM

Quote:

Originally Posted by melidasaur

My bank will usually email you a .pdf type file of a check for you to see. I can usually read both the back and the front fairly well. Does your bank have a similar service? If you have any fraud related questions, I've always found most people at the bank to be helpful, especially when it comes to check tracing.

Well, I've got front and back copies of checks made out to me and cashed by a third party at a bank where I don't have an account at. Would the bank be willing to give me any info on a check made out to me but deposited to one of THEIR customer's accounts?

lookout123 · 08-11-2005, 08:59 PM

banks are generally VERY helpful in looking into these matters if there is even a hint that fraud may have been committed using them as a conduit. they may not just hand you information, but if you tell them your story they will certainly research where the money came from and where it went.

08-11-2005, 09:09 PM

Quote:

Originally Posted by lookout123

banks are generally VERY helpful in looking into these matters if there is even a hint that fraud may have been committed using them as a conduit. they may not just hand you information, but if you tell them your story they will certainly research where the money came from and where it went.

Cool, Lookout! So, I go into the main office of the bank with my front and back copies of the checks, ask to see a manager, and tell them I need help understanding just what came down at one of their teller's windows?

melidasaur · 08-11-2005, 11:21 PM

Since the money was taken from your account (right?), your bank could probably help you too. Good luck and please let us know if you track peeps down.

plthijinx · 08-12-2005, 11:07 AM

when they sign the check don't they have to put their acct. number on the back as well? my bank requires that.......

08-12-2005, 02:26 PM

Quote:

Originally Posted by plthijinx

when they sign the check don't they have to put their acct. number on the back as well? my bank requires that.......

No, this bank does not seem to require that. One check was a US government check made out to me and the other was a check from an insurance company made out to me. My own bank was not involved in the cashing of either check. Both checks were cashed through the same bank.

Bullitt · 08-12-2005, 02:52 PM

Go a branch of that bank and tell them you need copies of the receipts for these two check. bring ID with you just in case

Iggy · 08-12-2005, 03:11 PM

I would go to the bank and explain what happened. Sounds like this person took you mail, how exactly did they get you checks? You can show them your ID and show them that you didn't sign the checks (you didn't right?) and they might be able to give you the money they credited to their customer. If you signed the checks already, then there might not be anything you can do. Do you know if the checks were drawn off of the bank that cashed the checks or did a customer use their own account? That could also make a difference in what they can do. They should have images of the checks and they can use the numbers to find out whose account it was processed on unless in was in a large deposit (they don't print on each check in that case). Good luck!

Trilby · 08-12-2005, 03:19 PM

I like my government and insurance money checks to go DIRECTLY into my account--no muss, no fuss. It's electronic! It's new! It keeps people from stealing your dosh!

Bullitt · 08-12-2005, 03:23 PM

yeah baby! speaking of which, i just got my little pay receipt.. mmm money is good

08-12-2005, 03:55 PM

Quote:

Originally Posted by Brianna

I like my government and insurance money checks to go DIRECTLY into my account--no muss, no fuss. It's electronic! It's new! It keeps people from stealing your dosh!

My checks now DO go directly into my account. Unfortunately, I wasn't given the option of direct deposit on the two in question. I'm off to the bank now to get to the bottom of this - I hope!

zippyt · 08-14-2005, 09:27 PM

CALL THE COPS !!!!! Explaine the situation and prosaqute the HELL out of the person doing this to you !!!!!! This IS fraud !!!!! You should NOT be held liable for these bogus checks !!!!!!!

capnhowdy · 08-15-2005, 02:32 PM

I'm not trying to sound like a smartass.....but I think I'd be changing banks.

08-11-2005, 07:20 PM	#1
marichiko Guest Posts: n/a	OK, does anyone know THIS? When you get a copy of a cancelled check back from the bank, it always has all kinds of numbers stamped all over the back. Is there any way by looking at the numbers on two checks and comparing them to see if they were cashed through the same third party account? PS Yeah, I know the signatures on the back of the check would normally reveal this, but the person who cashed the checks is very clever.

08-11-2005, 08:59 PM	#4
lookout123 changed his status to single Join Date: Apr 2004 Location: Right behind you. No, the other side. Posts: 10,308	banks are generally VERY helpful in looking into these matters if there is even a hint that fraud may have been committed using them as a conduit. they may not just hand you information, but if you tell them your story they will certainly research where the money came from and where it went. __________________ Getting knocked down is no sin, it's not getting back up that's the sin

08-11-2005, 11:21 PM	#6
melidasaur Traded your soul for pogs. Join Date: May 2004 Location: Champaign, IL Posts: 646	Since the money was taken from your account (right?), your bank could probably help you too. Good luck and please let us know if you track peeps down. __________________ I love England, what can I say?

08-12-2005, 11:07 AM	#7
plthijinx Master Dwellar Join Date: Aug 2003 Posts: 4,197	when they sign the check don't they have to put their acct. number on the back as well? my bank requires that....... __________________ For your dreams to come true, you must first have a dream.

08-12-2005, 02:52 PM	#9
Bullitt This is a fully functional babe lair Join Date: Mar 2004 Location: Akron, OH Posts: 2,324	Go a branch of that bank and tell them you need copies of the receipts for these two check. bring ID with you just in case __________________ Kiss my white Irish ass.

08-12-2005, 03:11 PM	#10
Iggy Back and ready to tart up the place Join Date: Jan 2005 Location: Kansas Posts: 850	I would go to the bank and explain what happened. Sounds like this person took you mail, how exactly did they get you checks? You can show them your ID and show them that you didn't sign the checks (you didn't right?) and they might be able to give you the money they credited to their customer. If you signed the checks already, then there might not be anything you can do. Do you know if the checks were drawn off of the bank that cashed the checks or did a customer use their own account? That could also make a difference in what they can do. They should have images of the checks and they can use the numbers to find out whose account it was processed on unless in was in a large deposit (they don't print on each check in that case). Good luck!

08-12-2005, 03:19 PM	#11
Trilby Slattern of the Swail Join Date: Jul 2004 Posts: 15,654	I like my government and insurance money checks to go DIRECTLY into my account--no muss, no fuss. It's electronic! It's new! It keeps people from stealing your dosh! __________________ In Barrie's play and novel, the roles of fairies are brief: they are allies to the Lost Boys, the source of fairy dust and ...They are portrayed as dangerous, whimsical and extremely clever but quite hedonistic. "Shall I give you a kiss?" Peter asked and, jerking an acorn button off his coat, solemnly presented it to her. —James Barrie Wimminfolk they be tricksy. - ZenGum

08-12-2005, 03:23 PM	#12
Bullitt This is a fully functional babe lair Join Date: Mar 2004 Location: Akron, OH Posts: 2,324	yeah baby! speaking of which, i just got my little pay receipt.. mmm money is good __________________ Kiss my white Irish ass.

08-14-2005, 09:27 PM	#14
zippyt LONG LIVE KING ZIPPY! per Feetz Join Date: Mar 2003 Location: Arkansas Posts: 7,661	CALL THE COPS !!!!! Explaine the situation and prosaqute the HELL out of the person doing this to you !!!!!! This IS fraud !!!!! You should NOT be held liable for these bogus checks !!!!!!! __________________ "Success is getting what you want. Happiness is wanting what you get. " Brother Dave Gardner

08-15-2005, 02:32 PM	#15
capnhowdy Blatantly Homosapien Join Date: Mar 2004 Posts: 6,200	I'm not trying to sound like a smartass.....but I think I'd be changing banks. __________________ Please type slowly. I can't read very fast............... and no holy water, please.

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