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05-25-2011, 10:48 AM | #46 | |
Operations Operative
Join Date: Feb 2011
Posts: 495
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Quote:
Pet peeve - Google is not your friend. It is a tool and only as friendly as your interest in using it wisely and thoroughly, not superficially and selectively. |
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05-25-2011, 10:52 AM | #47 |
Person who doesn't update the user title
Join Date: Mar 2011
Posts: 13,002
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disclaimer: I ain't on any side...I have no clue about any of it.
In other words: I ain't on any side. I have no clue about any of it. (you don't need to explain sketchy cellar debating techniques to me.) |
05-25-2011, 11:13 AM | #48 |
Operations Operative
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Posts: 495
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05-25-2011, 11:19 AM | #49 |
Person who doesn't update the user title
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05-25-2011, 11:44 AM | #50 |
barely disguised asshole, keeper of all that is holy.
Join Date: Nov 2007
Posts: 23,401
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I shared what my personal experience was. I also stated facts and corrected some bad information. It is very easy to support that it can and has happened. Info is available all over the internet about the fact that they cancel them and some info about why. Take for what it is.
I never said all the time, every case, always... just that they can and do cancel dormant cards.
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"like strapping a pillow on a bull in a china shop" Bullitt |
05-25-2011, 11:44 AM | #51 | |||
I think this line's mostly filler.
Join Date: Jan 2003
Location: DC
Posts: 13,575
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I have a credit card that I never use, and they haven't canceled it yet. Just because some companies do it doesn't mean that tw's statements are false.
Especially if you look at the wording: Quote:
Quote:
Quote:
As long as there are still cards that aren't canceled through inactivity, tw's statements are true.
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_________________ |...............| We live in the nick of times. | Len 17, Wid 3 | |_______________| [pics] |
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05-25-2011, 11:50 AM | #52 |
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Join Date: Jul 2003
Location: Arlington, VA
Posts: 27,717
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Yes you did. That's what your "False" means when tw says it can happen. You were saying it can't.
It turns out everyone is on the same page now, and the arguing was for nothing. You are agreeing now with tw that it can happen. |
05-25-2011, 11:51 AM | #53 |
I think this line's mostly filler.
Join Date: Jan 2003
Location: DC
Posts: 13,575
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Even if, in the future, there are no cards left that can be held dormant, you can use them for many purchases you would otherwise pay cash for, and not carry a balance, and still have it cost nothing more than stamps.
Maybe some day you won't be able to get a card unless you promise to carry a balance or pay a monthly fee, but it's not here yet.
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_________________ |...............| We live in the nick of times. | Len 17, Wid 3 | |_______________| [pics] |
05-25-2011, 11:52 AM | #54 |
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05-25-2011, 11:53 AM | #55 |
Person who doesn't update the user title
Join Date: Mar 2011
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If anyone wants to borrow part of my balance (you know, just so you keep your card...really, I'm thinking of YOU) I will help you out.
PM ME! |
05-25-2011, 11:55 AM | #56 |
Slattern of the Swail
Join Date: Jul 2004
Posts: 15,654
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Still, though: Capital One is teh debbil.
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In Barrie's play and novel, the roles of fairies are brief: they are allies to the Lost Boys, the source of fairy dust and ...They are portrayed as dangerous, whimsical and extremely clever but quite hedonistic. "Shall I give you a kiss?" Peter asked and, jerking an acorn button off his coat, solemnly presented it to her. —James Barrie Wimminfolk they be tricksy. - ZenGum |
05-25-2011, 12:06 PM | #58 |
Makes some feel uncomfortable
Join Date: Dec 2005
Posts: 10,346
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On behalf of everyone, I accept your apology.
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05-25-2011, 12:32 PM | #59 | |
Read? I only know how to write.
Join Date: Jan 2001
Posts: 11,933
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Meanwhile, Stormieweather described a process that everyone should aspire. A process of moving from debtor to creditor means maintaining a cash flow without 9% and 20+% interest rates.
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I believe most can get $2000 at any time. Even a loan shark is an alternative. The article is probably ignoring loan sharks, the 'get money today for your future tax refund' outlets, and other emergency money outlets. But again, we cannot say for sure. The article does not define 'the edge'. Does it even ignore a loan shark option? More important. Do 50% have no grasp of financial responsibility demonstrated by Stormieweather? The article implies that. I find it difficult to believe 50% are that financially ignorant. Stormieweather defines what every financially responsible adult aspires. To move from debtor to creditor. Anyone working towards that goal could easily obtain $2000. But resulting fees, penalties, and interest charges would be a setback to the lifelong task of 'moving from debtor to creditor'. 50% of Americans could not even get money from a loan shark? I find that difficult to believe. But again, hard numbers remain unknown. Still it is curious (or distressing) that so many still have so little. Or have been so manipulated by advertising as to make Capital One so profitable. |
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05-25-2011, 12:46 PM | #60 | |
polaroid of perfection
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Location: West Yorkshire
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Quote:
Of course I may be wrong, just guessing.
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