Obamacare - Page 10

classicman · 11-08-2013, 03:11 PM

"Could I cancel my individual plan and go with what my employer is providing"
Yes. Individual policies basically run month to month. you may cancel at any time. When your new employer plan starts is up to the company. Typically it is 90 days from your FT hire date.

BigV · 11-08-2013, 03:15 PM

month to month? wow. Ok, thanks for the answer!

classicman · 11-08-2013, 03:17 PM

...pay your premiums monthly and you assure yourself of that.

classicman · 11-08-2013, 03:18 PM

Aside from that there used to be a company called Golden Rule who offered short term policies .... 3 month 6 month etc. That may be an option for some as well. If they are still around. NO, you cannot just keep buying from them indefinitely.

Clodfobble · 11-08-2013, 04:24 PM

Golden Rule is definitely still around; they are one of the few plans that has excellent ABA (behavioral therapy for autism) coverage. I know at least a dozen people on it. It is not cheap, but if you have massive healthcare costs, it is worth it. The people I know pay approximately $16,000 per year between the policy cost and the co-pays/deductible, and in return are getting $100,000 to $150,000 in actual medical costs per year covered.

classicman · 11-08-2013, 05:23 PM

Sorry for the confusion - poorly written post on my part.
I know the company is around, I was referring to their temp plans.

Undertoad · 11-11-2013, 11:54 AM

Oh now I get it dep't:

I did not make enough documentable income last year to qualify for O-care.

Hmmm

Hmmmmmm

Happy Monkey · 11-11-2013, 12:00 PM

You are probably in the Medicare hole. Make too much for pre-ACA Medicare, but not enough for an exchange subsidy? Thank Corbett.

Undertoad · 11-11-2013, 12:43 PM

I blame only myself for whatever hole I may be in.

Happy Monkey · 11-11-2013, 01:16 PM

That's fine, but you can still thank Corbett for this particular opportunity to blame yourself.

Undertoad · 11-11-2013, 01:31 PM

I guess, did you look that up in your handy-dandy 50-state partisan blame chart? I'm against the guy 100% but a brief Googling says he is looking to expand Medicaid.

classicman · 11-11-2013, 01:52 PM

Quote:

Originally Posted by Happy Monkey

You are probably in the Medicare hole. Make too much for pre-ACA Medicare, but not enough for an exchange subsidy? Thank Corbett.

Same here

Quote:

Originally Posted by Undertoad

I guess, did you look that up in your handy-dandy 50-state partisan blame chart? I'm against the guy 100% but a brief Googling says he is looking to expand Medicaid.

Still looking? Been looking for three years. I think he's a pompous ass. Met him, his wife, the State AG, treasurer and a few other administration peeps at a speech I did with my son. We got to hobnob and all that with them.
Remember that saying Birds of a feather...?

Undertoad · 11-11-2013, 02:03 PM

In any case I am not in this particular hole.

Happy Monkey · 11-11-2013, 02:12 PM

If he's looking to expand Medicaid now, it's because he turned it down as soon as the Supreme Court said he could. States that didn't turn it down don't have to "look to" do it.

classicman · 11-11-2013, 04:08 PM

So its all the States' fault now.

If Corbett is looking at anything its only to further himself.
I hope he does, because I am in that hole.

11-08-2013, 03:11 PM	#1
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	"Could I cancel my individual plan and go with what my employer is providing" Yes. Individual policies basically run month to month. you may cancel at any time. When your new employer plan starts is up to the company. Typically it is 90 days from your FT hire date. __________________ "like strapping a pillow on a bull in a china shop" Bullitt

11-08-2013, 03:15 PM	#2
BigV Goon Squad Leader Join Date: Nov 2004 Location: Seattle Posts: 27,063	month to month? wow. Ok, thanks for the answer! __________________ Be Just and Fear Not.

11-08-2013, 03:17 PM	#3
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	...pay your premiums monthly and you assure yourself of that. __________________ "like strapping a pillow on a bull in a china shop" Bullitt

11-08-2013, 03:18 PM	#4
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	Aside from that there used to be a company called Golden Rule who offered short term policies .... 3 month 6 month etc. That may be an option for some as well. If they are still around. NO, you cannot just keep buying from them indefinitely. __________________ "like strapping a pillow on a bull in a china shop" Bullitt

11-08-2013, 04:24 PM	#5
Clodfobble UNDER CONDITIONAL MITIGATION Join Date: Mar 2004 Location: Austin, TX Posts: 20,012	Golden Rule is definitely still around; they are one of the few plans that has excellent ABA (behavioral therapy for autism) coverage. I know at least a dozen people on it. It is not cheap, but if you have massive healthcare costs, it is worth it. The people I know pay approximately $16,000 per year between the policy cost and the co-pays/deductible, and in return are getting $100,000 to $150,000 in actual medical costs per year covered. __________________ My book My other book My spirit animal

11-08-2013, 05:23 PM	#6
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	Sorry for the confusion - poorly written post on my part. I know the company is around, I was referring to their temp plans. __________________ "like strapping a pillow on a bull in a china shop" Bullitt

11-11-2013, 11:54 AM	#7
Undertoad Radical Centrist Join Date: Jan 2001 Location: Cottage of Prussia Posts: 31,423	Oh now I get it dep't: I did not make enough documentable income last year to qualify for O-care. Hmmm Hmmmmmm

11-11-2013, 12:00 PM	#8
Happy Monkey I think this line's mostly filler. Join Date: Jan 2003 Location: DC Posts: 13,575	You are probably in the Medicare hole. Make too much for pre-ACA Medicare, but not enough for an exchange subsidy? Thank Corbett. __________________ _________________ \|...............\| We live in the nick of times. \| Len 17, Wid 3 \| \|_______________\| [pics]

11-11-2013, 12:43 PM	#9
Undertoad Radical Centrist Join Date: Jan 2001 Location: Cottage of Prussia Posts: 31,423	I blame only myself for whatever hole I may be in.

11-11-2013, 01:16 PM	#10
Happy Monkey I think this line's mostly filler. Join Date: Jan 2003 Location: DC Posts: 13,575	That's fine, but you can still thank Corbett for this particular opportunity to blame yourself. __________________ _________________ \|...............\| We live in the nick of times. \| Len 17, Wid 3 \| \|_______________\| [pics]

11-11-2013, 01:31 PM	#11
Undertoad Radical Centrist Join Date: Jan 2001 Location: Cottage of Prussia Posts: 31,423	I guess, did you look that up in your handy-dandy 50-state partisan blame chart? I'm against the guy 100% but a brief Googling says he is looking to expand Medicaid.

11-11-2013, 02:03 PM	#13
Undertoad Radical Centrist Join Date: Jan 2001 Location: Cottage of Prussia Posts: 31,423	In any case I am not in this particular hole.

11-11-2013, 02:12 PM	#14
Happy Monkey I think this line's mostly filler. Join Date: Jan 2003 Location: DC Posts: 13,575	If he's looking to expand Medicaid now, it's because he turned it down as soon as the Supreme Court said he could. States that didn't turn it down don't have to "look to" do it. __________________ _________________ \|...............\| We live in the nick of times. \| Len 17, Wid 3 \| \|_______________\| [pics]

11-11-2013, 04:08 PM	#15
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	So its all the States' fault now. If Corbett is looking at anything its only to further himself. I hope he does, because I am in that hole. __________________ "like strapping a pillow on a bull in a china shop" Bullitt

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