Sonic CC Machines - Page 2

BigV · 05-06-2011, 05:16 PM

I have made numerous transactions with my plastic that did not require a signature or a PIN.

It is easy to make fraudulent purchases in this way.

I don't see the wording of this prompt as encouraging people to make fraudulent purchases. I see it as the first step in a decision tree of the payment processing system to determine how to process the payment. the wording could be different--in fact, when I bought groceries at the store this morning, the first prompt I saw was (words to the effect of): Credit / Debit? This is the same question essentially. I think the wording of the Sonic initial prompt was chosen for two reasons. 1 -- it is more conversational than credit/debit. and 2 -- it does seem to bias the transaction toward PIN/debit usage. Otherwise, if they're able to process it as a credit without a signature, why wouldn't they? and just skip the whole extra debit/pin trouble. I think they DON'T do this for two reasons. I think they would want to use the least expensive transaction model, and I think this is the debit transaction, and I think they'd want to make your shopping experience at Sonic as easy and uncomplicated as possible, therefore why bother you with a signature if they don't have to.

my $0.02.

Flint · 05-06-2011, 07:06 PM

I maintain that it would be vanishingly unlikely for someone to not know the PIN of the card they are carrying, without this indicating a deeper problem. The wording of the question is "do you know" your PIN. I don't understand what scenario that is designed to address.

Someone buying a hamburger with a stolen card...? With a card they "borrowed" from someone without asking...?

ZenGum · 05-06-2011, 07:14 PM

Quote:

Originally Posted by Flint

I maintain that it would be vanishingly unlikely for someone to not know the PIN of the card they are carrying, without this indicating a deeper problem. The wording of the question is "do you know" your PIN. I don't uderstand what scenario that is designed to address.

Someone buying a hamburger with a stolen card...? With a card they "borrowed" from someone without asking...?

Let me rephrase the question.

"Like, dude, if you are on a late night munchie mission because you are, like, stoned off your arse and are too baked to remember your pin number, claim to be, like, "tired" now. We will sort out the money thing for you."

I have worked nights in a convenience store.

monster · 05-06-2011, 08:08 PM

Quote:

Originally Posted by Flint

I maintain that it would be vanishingly unlikely for someone to not know the PIN of the card they are carrying, without this indicating a deeper problem. The wording of the question is "do you know" your PIN. I don't understand what scenario that is designed to address.

Someone buying a hamburger with a stolen card...? With a card they "borrowed" from someone without asking...?

I only know the pin of my debit card. Not for any of my credit cards. I never use them with the pin, I see no need to remember a pin for them. I sign or swipe and go.

Gravdigr · 05-08-2011, 02:17 AM

Quote:

Originally Posted by Flint

Someone buying a hamburger with a stolen card...? With a card they "borrowed" from someone without asking...?

What? Thieves gotta eat.

Aliantha · 05-06-2011, 07:10 PM

My husband never remembers his PIN number for his CC so he always has to sign. Things are probably different over there though.

Pico and ME · 05-06-2011, 09:21 PM

Quote:

Originally Posted by Aliantha

My husband never remembers his PIN number for his CC so he always has to sign. Things are probably different over there though.

I try not to use my card as a debit, so on those rare instances when its my only choice, I sometimes have a difficult time remembering my PIN.

Nirvana · 05-06-2011, 09:29 PM

I have never used a pin number for any of my cards.

penis spam · 05-06-2011, 08:19 PM

Sonic is mean. When I drive there, I can never read the menu. I am blind but they don't care

monster · 05-06-2011, 08:24 PM

use the braille one. It's usually on the waiter's face.

monster · 05-06-2011, 08:25 PM

. . . . . . . . . . . . . . .. . . . . . . . . . . .. . .. . . . . . . . . . . .. . .. .
. . .. .. . . .. . . . . . . . . .. . . . . . . . .. .. . .. . .. . .. . . . ..
. .. . . . . . . . . .. . . . .. . .. . . .. . . . . . . . . .

Clodfobble · 05-07-2011, 09:17 AM

I have cards that can be used as either credit or debit. I do not ever use them as debit, so I don't know my PIN.

morethanpretty · 05-08-2011, 06:28 AM

Used to as Sonic when you chose "no" (because i was too lazy to type in my pin and for a few years I didn't know it), then it would just go straight through as debit. Now when you choose "no" you have to put in my zip code instead. Same thing at gas stations when you use credit. So, at least they are verifying your identity in someway. I guess if a person knows the area of a city you live it could be easier to guess your zip. Not for me though since I don't live at my billing address...

05-06-2011, 05:16 PM	#1
BigV Goon Squad Leader Join Date: Nov 2004 Location: Seattle Posts: 27,063	I have made numerous transactions with my plastic that did not require a signature or a PIN. It is easy to make fraudulent purchases in this way. I don't see the wording of this prompt as encouraging people to make fraudulent purchases. I see it as the first step in a decision tree of the payment processing system to determine how to process the payment. the wording could be different--in fact, when I bought groceries at the store this morning, the first prompt I saw was (words to the effect of): Credit / Debit? This is the same question essentially. I think the wording of the Sonic initial prompt was chosen for two reasons. 1 -- it is more conversational than credit/debit. and 2 -- it does seem to bias the transaction toward PIN/debit usage. Otherwise, if they're able to process it as a credit without a signature, why wouldn't they? and just skip the whole extra debit/pin trouble. I think they DON'T do this for two reasons. I think they would want to use the least expensive transaction model, and I think this is the debit transaction, and I think they'd want to make your shopping experience at Sonic as easy and uncomplicated as possible, therefore why bother you with a signature if they don't have to. my $0.02. __________________ Be Just and Fear Not.

05-06-2011, 07:06 PM	#2
Flint Snowflake Join Date: Mar 2006 Location: Dystopia Posts: 13,136	I maintain that it would be vanishingly unlikely for someone to not know the PIN of the card they are carrying, without this indicating a deeper problem. The wording of the question is "do you know" your PIN. I don't understand what scenario that is designed to address. Someone buying a hamburger with a stolen card...? With a card they "borrowed" from someone without asking...? __________________ **************** There's a level of facility that everyone needs to accomplish, and from there it's a matter of deciding for yourself how important ultra-facility is to your expression. ... I found, like Joseph Campbell said, if you just follow whatever gives you a little joy or excitement or awe, then you're on the right track. . . . . . . . . . . . . . . . . . . . . . . . . . . Terry Bozzio** Last edited by Flint; 05-06-2011 at 07:11 PM.

05-06-2011, 07:10 PM	#6
Aliantha trying hard to be a better person Join Date: Jan 2006 Location: Brisbane, Australia Posts: 16,493	My husband never remembers his PIN number for his CC so he always has to sign. Things are probably different over there though. __________________ Kind words are the music of the world. F. W. Faber

05-06-2011, 09:29 PM	#8
Nirvana Back in 10 Join Date: Aug 2008 Posts: 3,684	I have never used a pin number for any of my cards. __________________ Speaking simply... do not confuse this with having a simple mind.

05-06-2011, 08:24 PM	#10
monster I hear them call the tide Join Date: Dec 2005 Location: Perpetual Chaos Posts: 30,852	use the braille one. It's usually on the waiter's face. __________________ The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart

05-06-2011, 08:19 PM	#9
penis spam looking for my true love Join Date: Apr 2011 Location: Franklin, Ky Posts: 23	Sonic is mean. When I drive there, I can never read the menu. I am blind but they don't care

05-06-2011, 08:25 PM	#11
monster I hear them call the tide Join Date: Dec 2005 Location: Perpetual Chaos Posts: 30,852	. . . . . . . . . . . . . . .. . . . . . . . . . . .. . .. . . . . . . . . . . .. . .. . . . .. .. . . .. . . . . . . . . .. . . . . . . . .. .. . .. . .. . .. . . . .. . .. . . . . . . . . .. . . . .. . .. . . .. . . . . . . . . . __________________ The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart

05-07-2011, 09:17 AM	#12
Clodfobble UNDER CONDITIONAL MITIGATION Join Date: Mar 2004 Location: Austin, TX Posts: 20,012	I have cards that can be used as either credit or debit. I do not ever use them as debit, so I don't know my PIN. __________________ My book My other book My spirit animal

05-08-2011, 06:28 AM	#13
morethanpretty Thats "Miss Zipper Neck" to you. Join Date: Sep 2006 Location: little town (but not the littlest) in texas Posts: 2,957	Used to as Sonic when you chose "no" (because i was too lazy to type in my pin and for a few years I didn't know it), then it would just go straight through as debit. Now when you choose "no" you have to put in my zip code instead. Same thing at gas stations when you use credit. So, at least they are verifying your identity in someway. I guess if a person knows the area of a city you live it could be easier to guess your zip. Not for me though since I don't live at my billing address... __________________ Addicts may suck dick for coke, but love came up with the idea to put a dick in there to begin with. -Jack O'Brien

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)