I'm stupid...

Clodfobble · 10-29-2010, 10:35 PM

Go to www.annualcreditreport.com. From there you should be able to view each of her three major credit reports for free, assuming that you haven't viewed them for free within the last year. If there's crazy stuff on there you didn't authorize--like a credit card she doesn't actually have, or a car loan for a car she didn't buy--you can use the information from there to begin the process of canceling that account and prove it wasn't her. You can also put a "fraud alert" on each of the credit reports, which will make it much harder for any loan/credit card to be taken out under her social security number for awhile.

Tulip · 10-31-2010, 02:18 PM

Thanks, Clod!

Gravdigr · 10-31-2010, 02:31 PM

Oh, you're not stupid. You just got talked into something. Remember, these people do this every day all day. They're professionals. They are called conmen (or conwomen), and the con is from "confidence". They gain your confidence, then you feel better giving them what they're looking for, info. And, now sis may or may not be burned.

You're not stupid, it happens to the smartest people in the world.

And the cutest.

tw · 10-31-2010, 07:27 PM

Quote:

Originally Posted by Tulip

Thanks, Clod!

She must do this every year now for many years. They will hold (and resell) her information even years later. With a SS and name, these people can do massive damage even to bank accounts.

AnnualCreditReport.com is the one that does not start charging you automatically for future reports (ie as FreeCreditReport.com does). Annual...com is the only one mandated by Federal law. And does not have hidden future charges attached to it. But one must ask for that report annually.

Tulip · 10-31-2010, 10:03 PM

Thanks, Gravdigr and TW.

10-29-2010, 10:35 PM	#1
Clodfobble UNDER CONDITIONAL MITIGATION Join Date: Mar 2004 Location: Austin, TX Posts: 20,012	Go to www.annualcreditreport.com. From there you should be able to view each of her three major credit reports for free, assuming that you haven't viewed them for free within the last year. If there's crazy stuff on there you didn't authorize--like a credit card she doesn't actually have, or a car loan for a car she didn't buy--you can use the information from there to begin the process of canceling that account and prove it wasn't her. You can also put a "fraud alert" on each of the credit reports, which will make it much harder for any loan/credit card to be taken out under her social security number for awhile. __________________ My book My other book My spirit animal

10-31-2010, 02:31 PM	#3
Gravdigr The Un-Tuckian Join Date: Apr 2007 Location: South Central...KY that is Posts: 39,517	Oh, you're not stupid. You just got talked into something. Remember, these people do this every day all day. They're professionals. They are called conmen (or conwomen), and the con is from "confidence". They gain your confidence, then you feel better giving them what they're looking for, info. And, now sis may or may not be burned. You're not stupid, it happens to the smartest people in the world. And the cutest. __________________ These statements have not been evaluated by the FDA, EPA, FBI, DEA, CDC, or FDIC. These statements are not intended to diagnose, cause, treat, cure, or prevent any disease. If you feel you have been harmed/offended by, or, disagree with any of the above statements or images, please feel free to fuck right off.

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10-31-2010, 02:18 PM	#2
Tulip Professor Join Date: May 2008 Location: Houston, TX Posts: 1,293	Thanks, Clod!

10-31-2010, 10:03 PM	#5
Tulip Professor Join Date: May 2008 Location: Houston, TX Posts: 1,293	Thanks, Gravdigr and TW.

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