Cash/Check/Credit/Debit

lumberjim · 06-08-2009, 11:53 PM

yeah....I'm just saying that I know of what I speak. Not that you don't. retaining a small balance is relatively irrelevant. pattern of payments made on time, and available credit on an account that has been at a high point at some time is a helpful formula.

also....when you said that taking credit advice from people that have bad credit steams you.....that's kind of like not taking advice from a doctor that's been sick.

Some times, people have to make choices about what bills they can pay.......credit ratings can suffer as a result. It doesn't mean they don't understand how it all works.

06-08-2009, 11:53 PM	#11
lumberjim I can hear my ears Join Date: Oct 2003 Posts: 25,571	yeah....I'm just saying that I know of what I speak. Not that you don't. retaining a small balance is relatively irrelevant. pattern of payments made on time, and available credit on an account that has been at a high point at some time is a helpful formula. also....when you said that taking credit advice from people that have bad credit steams you.....that's kind of like not taking advice from a doctor that's been sick. Some times, people have to make choices about what bills they can pay.......credit ratings can suffer as a result. It doesn't mean they don't understand how it all works. __________________ This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan

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