Portfolio 101

[OnyxCougar]

OK, I found my vanguard stuff. I have 10% in the Federal Money Market Fund (VMFXX) and 50% in the Dodge & Cox Income Fund (DODIX) and 40% in the Cox stock fund which is listed an overall risk, but has thus far outperformed the s&p500 until 2000. (I also have stock options through the company employee purchase plan, I put in a set amount each paycheck ($28.14, which is what one share was worth when I started) and then June 30 they take all that money and buy shares with it. Right now the Cox stock is at $31.37, so I wont get 1 share per check like I had expected, but it's good if it continues to go up.)


So. since I have the EPP through the company, I should move this 40% from the stock fund and put it in an index fund? They have an index fund, the Vanguard Total Stock Market Index Fund, (VTSMX). They also have some Growth Funds, but that looks aggressive.

OK, my company matches .50 to every dollar, UPTO 6%. But not till I've been there a year, which means starting on the January 1 paycheck. I'm currently contributing 5%. I should go up to 6%?