I have no thoughts about Schumacher, but the concept of living dangerously because the equivalent of a bus running over you may happen at any moment really doesn't make sense.
Assess the quantifiable risks connected with what you (or what you're committing your kids to do) are doing. If they're acceptable, and equally, if they're unacceptable, make your decision. But don't rely on the 'a bus may run over me tomorrow' theory. It's bullshit.
If you're making the decision for anyone but yourself, increase caution by a factor of at least ten. Preferably more. Because you're not the one who'll have to live with being quadriplegic.
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The greatness of a nation and its moral progress can be judged by the way its animals are treated. - Ghandi
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