50% of Americans Couldn't Come Up with $2000

[Pico and ME]

We had a few dormant cards close in the last 2 years, but prior to that never. I assumed it had to do with the financial chaos. Other than that, for us...

First, one has a credit card, does not use it, and therefore has no monthly payments. TRUE
A credit card that you have and do not use can cost nothing. TRUE
Anybody can afford a credit card by not using it. TRUE