Credit Card Debt/Problems paying bills

classicman · 01-03-2008, 01:17 PM

Total debt = $31853.67. At $300 a month without any interest accruing would take you almost 9 years to pay off and thats at $300 a month. You have been either living way above your means or ??? You gotta not only look at how to pay this off, but also how you got here. Be honest and learn from it. I did it - you can too.
The "credit company" that I used was really bad so I won't advise you to that end, but you can talk directly with the credit card companies to reduce/forgo or eliminate penalties and/or fees. You may want to conider a buyout on them as well. This will negatively affect your credit though. I wish you well.

01-03-2008, 01:17 PM	#11
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	Total debt = $31853.67. At $300 a month without any interest accruing would take you almost 9 years to pay off and thats at $300 a month. You have been either living way above your means or ??? You gotta not only look at how to pay this off, but also how you got here. Be honest and learn from it. I did it - you can too. The "credit company" that I used was really bad so I won't advise you to that end, but you can talk directly with the credit card companies to reduce/forgo or eliminate penalties and/or fees. You may want to conider a buyout on them as well. This will negatively affect your credit though. I wish you well. __________________ "like strapping a pillow on a bull in a china shop" Bullitt

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