diet site

[Tobiasly]

Originally posted by blowmeetheclown
I still don't see how you are able to carry a balance, yet not pay any interest.

I think we've determined that Dave isn't in fact carrying a balance.

Originally posted by dave
Are you bothering to read what I write?

I believe what blowmee is talking about is the "Score Power" report from Equifax, which is one of the major credit-reporting firms.

For $12.95 (go to equifax.com and click "See my credit score"), they give you a credit report, a computation of your FICO score, and personalized explanations on what is affecting your credit rating and how you can improve it.

If your advisor is doing all this for you, then great. But Equifax is pretty much the horse's mouth. And almost every housing lender uses your FICO score to determine what kind of credit risk you are.

If your advisor hasn't discussed your FICO score with you, how good it is for someone of your age and income, and how you can improve it, I'd ask him about it.