Financial shit and open enrollment stuff

[glatt]

Long term care insurance premiums are a qualified expense for a HSA.

Also, our adviser was saying that the qualified health expenses can be incurred at any time after the HSA was opened. So any time you pay for a qualified health expense with regular funds, save the receipt. Ten years from now, if you need some cash, you can reimburse yourself for that receipt you saved and basically just make a withdrawal from the HSA. This guy says he has files full of receipts and they are like future money to him.