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If you have no money and no health insurance now and are having a health crisis, you go to the ER and get treated there. You can't pay the bill, so the rest of us pay for it with higher hospital prices. Under Obamacare, you will have health insurance and go to a doctor instead. Maybe even sooner, where you will get it treated for a lower cost. Gross costs will go down.
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In theory, yes. We shall see.