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The insurance should cover that. Couples services are usually considered separate from individual.
Now your plan does probably have both yearly and lifetime caps on the number of sessions you can have ... check your plan booklet.
If they won't pay for you to go to a totally separate provider, is there another therapist within the same practice that you could also see? And schedule things such that you're only using their services about once every other week ... so you get a couples session then a private session, etc.
The amount of time you spend in couple's therapy may ultimately be shorter than the time you spend in individual. That's okay.
Oh, and you'll never forget. Don't obsess over it. The past cannot change. It's how you relate to your past and experience your present that counts.
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