[lookout123]

HM, this is not about taking something away from people who are counting on it. i am talking about telling new generations as they come up that A) your taxes are going to be lower B) save it, invest it, blow it, it's your choice and your future.

if people have 40+ working years of their lives with the idea that they have to save if they want to retire someday, then they have plenty of time to do it. there will be some people who are through no fault of their own may run into problems. there are ways to help them without an all encompassing national retirement system. what we have now is a system that says "we don't think you going to plan ahead so we'll make sure you have a check." that completely removes choices from those who do plan, and removes accountability from those who don't.