It's partially affected by what's available in your area:
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Coverage is considered to be unaffordable if the lowest cost Bronze-level plan available to you through the Marketplace in 2016 is more than 8.13% of your household income.
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So perhaps there was a cheap plan available when they did your initial assessment, but there isn't one now. I'm glad it worked out, although I guess it would be better if you were able to get steady employment...
