You are used to having a lot of disposable income. That's why advertisers love your demographic. When you grow up, buy a house, and have kids, the disposable income disappears. It's a fact of life.
Paying $1800 monthly on 70K is not hard. You just need to change your lifestyle a little.
I used to buy my lunch every day, now I bring it in from home. I used to eat out 2-3 times a week. Now I eat out 5-6 times a year. Those are just a couple examples.
You CAN do it.
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