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How, exactly, does a giant rock (unquestionably a natural entity) differ from a tornado when both are unpredictable and cause destruction?
A tornado is an act of god, yet insurance unquestionably pays for tornado damage...and hurricanes, and forest fires, even floods and earthquakes (although both can require specific riders for coverage).
Just doesn't seem reasonable.
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"To those of you who are wearing ties, I think my dad would appreciate it if you took them off." - Robert Moog
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