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yes, no, what I was meaning is that getting caught for speeding alone is fantastically difficult, and officially unless you got caught (by police) or found out (speed cameras) then there's no record of you speeding so officially you didn't.
road traffic collisions or any other incidents are not "speeding" even if speeding was a factor in that other incident.
likewise unless someone can catch a fraudster or find one out after investigation (or one of us grasses the offender up) then there is no record of fraud so officially it didn't occur.
(yet!)
and I do appreciate the lack of abuse, thank you.
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The only dumb question is the one you didn't ask.
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