Quote:
Originally Posted by infinite monkey
A sort of tangent/agreement to the 'charging more' claim above.
My teeth fiasco would have cost me about 3600 dollars, if'n I'd had dental insurance still. That would've cost me 1800 out of pocket, as it did before. With discounts for not having insurance it cost me ~2500. So it's true: they would charge more if I had insurance knowing insurance would pick up some costs.
Now how does that make sense?
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One simple explanation is that the dentist is offering a cash discount. Getting paid cash and right away is worth more to the dentist than getting paid more by an insurance company later and with more hassle, claim filing, etc.
Maybe it "costs" the dentist more to deal with insurance patients and he's just passing those costs along to his customers.