Quote:
Originally Posted by orthodoc
are happening in smalltown. My husband has had more cardiac problems - we had a very medically-oriented long weekend. He appears to be working on his third MI. His doc put him on medical leave from his ER job today and doesn't want him to go back, ever. Time to apply for benefits from the disability policy he's carried for years.
His policy is 'own-occupation', so it kicks in if he can't do his particular specialty, i.e. ER. The shift work and stressful environment (they're seriously understaffed) make ER untenable in future. He could still do other things, but it's too soon to say if he'll be able to.
This means a major financial adjustment, which is fine. And it looks as if, assuming the current situation settles down, he'll be at home for the foreseeable future.
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Can't you revert back to the financial plan you had when you were divorced -that must have been based on your income alone seeing as your kids are gone, so then you just need his disability benefits to cover the extra he costs in your life?