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		| Originally posted by dhamsaic As for low-cost banking... check out a credit union too. You might have to jump through hoops to get in one, but being a member is niiiiiiiiiiiiiiice.
   | 
	
 I meant to mention that, but forgot.  In many cases, they now have "community" credit unions.  I'd join my neighborhood one, but I don't find it to be "convenient" enough.
Everything is a card now--credit card, debit card, even TANF benefits are on a card.  It's ingenious. 
