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I heard a story the other day of an elderly couple who got a tornado shelter installed in the floor of their garage under the slab. But they refused to get in the shelter during a tornado warning last week because there was severe hail just as the warning came, and it would mean pulling their brand new Lincoln out of the garage and into the hail so that they could climb down into the shelter. Turns out the tornado never came to their house, and they made the correct decision that day. But placement of the shelter is pretty important. I really like the ones that are built in to the concrete front porch. You just lift up the welcome mat, open the hatch, and climb down inside.
In an ideal world, you would have a large comfortable shelter in the basement where you could sleep when warnings are expected during the night. Instead of going to bed in your upstairs bedroom, you just go to bed in the shelter. That way you don't have to stay awake watching the weather reports as the storms are coming through at 2 am. Virginia is a low risk area, but a couple times a year we'll have storms come through in the middle of the night and there will be associated tornado warnings. I really hate that.
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