|
I've only scanned this thread because you said it was very time sensitive. I did not find something that I was looking for that was a total game changer.
In my experience, the funds in the HSA were USE IT OR LOSE IT by the end of the year.
So, you could "save" money, by having it literally saved before you needed to spend it, but by the end, you would need to spend it on some gorram thing or just lose it. Which works exactly like fucking insurance.
Please check the details of your plan for this poison pill. If it is NOT PRESENT, then prepaying, effectively, for your healthcare costs is a good idea for what you describe. Either way, it's a gamble.
__________________
Be Just and Fear Not.
|