This graph from the FCC Report says it all. Can you get your advertised speed? Or is your provider's network getting kinda busy at 9pm? The ones with the big drop-offs are going to be in places where you're sharing your connection with your neighbors, which is how it works in cable setups.
Quote:
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by 2020 the actual download speed should have increased to 100 Mbps. Though we are making progress toward these goals, we have not yet reached them
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Well they wrote that report last month. Verizon is offering 300/65 service to its FIOS customers TODAY. Only $210/month. It's worth it: if you have a family of 8. All of who want to watch HD streaming video. At the same time. On separate devices.