If I had any, it would be IN the bank.
I probably wouldn't say in my account, but I certainly wouldn't say ON my account.
When I used to get things on credit from my local shop in Leicester (usually on a Friday night, before I got my cash wages on Saturday) I would ask if I could put the items on my account. When I say local I mean local - two doors down. I'd buy healthy things like beer and fags and home-made curry and say, "Okay to put these on my account? I'll be in tomorrow." And in that way I spent my wages without having received them even without a credit or debit card, or chequebook.
Still at least I never once defaulted or paid later than we had agreed. It was a family run shop and they were very good to me. Unlike the miserable newsagents over the road where I went to get hangover drinks (the Banerjees didn't open until 22.00). I was there probably every weekend for 3.5 years and never got a smile or any acknowledgement that they'd seen me before. They refused to give me 20ps (in change) for the launderette too. Miserable sods.
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