Quote:
Originally Posted by ZenGum
The point of insurance is to spread the risk around so that local anomalies like this don't affect your premium. Sounds like your pool is way too small.
This isn't communism. It's the mongrel bastard offspring of a drunken one-night stand between dysfunctional corporocapitalism and half-arsed socialism.
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This. Can you leave this scheme and join Clod's (or an independent one somewhere with a bigger pool)?
Quote:
Originally Posted by footfootfoot
or Insurance, for short.
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On the one hand, yeah. On the other, not if the changes to only 3 people's health have affected Jim's premium to this extent [/insurance nerd]