>"It's wrong," the sign said, "to create a mortgage-backed security filled with loans you know are going to fail so that you can sell it to a client who isn't aware that you sabotaged it by intentionally picking the misleadingly rated loans most likely to be defaulted upon."
The one who got taken: absolutely he or she believes it 'wrong'.
The one who perpetrated the scam and profited: absolutely he or she believes it 'right'.
Perspective: as I said elsewhere, 'competing values'.
Buyer/consumer/INDIVIDUAL beware!
Beware not only that the lion WILL eat you, but also beware of how YOU confuse 'need' and 'want' and how envy informs your (re)actions.
Simply put: do your own goddamned research, cover your own ass, don't lay yourself on the line via a contract you don't understand, only trust the ones who've personally earned it.
This all seems perfectly commonsensical...I, however, MUST be wrong, since so many do exactly the opposite of what I proscribe...