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					Originally Posted by  Sundae
					 
				 
				... 
Also, it takes 5 working days for a check to clear into my account.  Even Government cheques ie from HM Tax Office!  ... 
			
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 In the days before electronification of all transactions it used to take three business days for a cheque to clear.
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					Originally Posted by  infinite monkey
					 
				 
				This I don't get. With instant electronic everything they should be able to see cleared checks right away. I think it's a ploy by banks to eke a little more interest off the money. 
			
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 I 
know it's a ploy by banks to use our money to make even more profit for themselves 

.