Quote:
Originally Posted by tw
First, one has a credit card, does not use it, and therefore has no monthly payments. FALSE
The argument is valid, but subjective.
I don't believe most of the 'on the edge' cannot have any credit cards.
A credit card that you have and do not use can cost nothing. FALSE
Anybody can afford a credit card by not using it. FALSE
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Quote:
Originally Posted by classicman
Many companies are canceling credit cards if they are not used and/or the credit rating of the consumer does not meet their standards.
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I don't think either of your arguments is absolute. tw is right that those things can happen, and you're right that it's getting less likely to happen. To categorize his assertions as
FALSE is Intellectually dishonest, IMHO.