[classicman]

Spex & V,
Excellent posts - I am still somewhat new at this, but I have seen most people step up as Clod said. I have also seen a few just crumble under the weight of their new reality. I waver sometimes when I think too far in advance. Keeping focused in the "here and now" is the only way for me.
I reach out to others who have already traveled this path and find that they can be the best guides. I also think of the Clod's often.