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A person has to have a high school diploma for college. You'd think people, once receiving a diploma, were beyond remedial in course work. Remedial work needs to begin before college. Thus, the responsibility for remedial programs is the schools, imo.
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Not necessarily.
Don't forget that there are a lot of students in community college who have GEDs. Perfectly acceptable for admittance and FA. Certainly the curriculum for a GED differs from a traditional HS experience.
Or, a student must make certain scores on the mandatory placement testing.
Also, a student may pass a certain amount of courses and then be able to apply for assistance.
Many many college students are not coming out of traditional high schools, at least not in the community colleges of which you speak.
It's all about "Ability to Benefit." Any of the above 3 options are acceptable forms of proving that one has an ability to benefit from higher education.