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The theory behind it is property values--if your neighbor leaves trash out on the street, paints his house neon green, and has 10 pet dogs chained in the front yard, your house is going to be worth less, maybe even unsellable. Each neighborhood has its own set of rules that either the developer drew up, or the original set of neighbors drafted and agreed to. In addition, any neighborhood with a Homeowner's Association also has yearly dues, which are spent on neighborhood parks, community fencing along roads, that sort of thing. Ours has 3 pools and a really nice community center, and I've never heard of the rules around here being arbitrarily or unnecessarily over-enforced, so it's not all bad.
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